Criteria for Acceptability of Free Patent as Underlying Collateral for Loans Offered for Rediscounting with the BSP
BANoKO SerurReL NG PILIPINAS DEPARTMENT OF LOANS AND CREDIT MEMORANDUM NO. M.2011. 035 To : AllConcerned Eanks Subject : Criteria for Acceptability of Free Patent as Underlying Collateral for Loans Offered for Rediscounting with the BSP An Original Certificate of Title issued by virtue of Free Patent, covering agricultural lands, may be accepted as underlying collateral for loans offered for rediscounting with the BSP after the expiry of the prescription period of five years from date of the approval of the order to issue the patent. The five-year restriction is not applicable for residential lands acquired under free patent as provided under Section 9 of R.A No. 10023. For information and guidance. ROSATINDA Dir 5 July 2011
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