Published Statement of Condition

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MAYNILA, PILIPINAS MeMoranduM

TEID-2002-10-13 SUPERVISION AND EXAMINATION SECTOR OFFICE OF THE DEPUTY GOVERNOR

CIRCULAr LEttEr

TO: ALL THRiFt BAnKS

SUBJECT: PUBLISHED STATEMENT.OF CONDITION

eiectronic mail to the Supervisory Reports and Studies Office (SRSO), the quarterly Published Statement of Condition (PSOC) as of prescribed call date effective for the quarter December 2002. under Circular 270 dated December 19, 2000, all thrift banks shali submit via To align with the electronic transmission of reports required from thrift banks

be sent via e-mail, upon request, or by diskette, which could be obtained from SRSO. Banks may secure a copy of the template for PSOC from SRSO, which shall

All thrift banks shall comply with the foflowing guidelines:

1. The dupiicate PsOC shall be submitted electronically in accordance with existing deadlines using either Cc:mail or E-mail with the same address at [email protected]

2. Amount shall be in absolute figures.

3. Existing regulations on imposition of penalties for delayed/erroneous reporting shall continue to apply

4. Upon transmission of the PSOC tempiate file, the bank shait also fax the mail to BSP-SRSO. Original copy of the control prooflist, the PSOC and notarized Control Prooftist on the contents of the data sent via electronic

Q.0

ITAGUYOD ANG PHILIPPINES 2000 MAG-IMPOK SA.BANGKO

the Publisher's Certificate shall likewise be submitted to the appropriate supervising department

5. SRSO shall run an official validation test on the reports submitted using the same program provided to banks. Banks shall be promptly advised on the validation results and shall be reguired to correct reports when necessary.

no internet service or cc:mail online facility and/or in cases of poor or uncertain copy in accordance with herein prescribed format. power supply, banks concerned shalt be allowed to submit in diskette or hard In the absence of an online facility with the BsP or in areas where there is

telephone no. 524-7754 or Mrs. Esther N. Cruz at telephone no. 523-9538 All queries may be addressed to SRso, c/o Mrs. Milagros F. Ayuyao at

ALBERtO V. REyES Deputy G&ernor

2002

Savings and Morgage Banks s Annex A

Published Statement of Condition

As of Call Date : Head Office Bank Code

Savings Deposits Bank Premises, Furniture, Fixtures (Net) Outstanding Checks/Payment Orders Unearned Income and Other Deferred Credits Surplus TotAl caPital AcCountS Cash and Cash Items Due from Bangko Sentral interbank Loans Receivable Trading Account Securities (Net) Investments in Bonds and Other Debt Loans, Discounts and Advances (Net) Equity investments (Net) Other Assets (Net): total AssetS Demand Deposits Special/Other Deposits Due to Bangko Sentral Other Liabilities Surplus reserves Appraisal increment Reserve Due from Other Banks Time Deposits Due to Banks Bills Payable TOtAL LiABiLItieS Capital Stock tOTAL LiABILItiES AND CAPItAL ACCOUNTS a. Property Owned/Acquired b. Others b. BSP-Other Advances c. Interbank Borrowings. d. Deposit Substitutes e. Others a. CB-Rediscounts/Special Programs Assets Number Record 115 120 125 14 150 175 1 15 25 30 35 50 65 1O 100 105 110 130 135 155 16 165 170 180 20 40 45 55 75 80 00 145 60 5 05 Amount 00 0.00 0.00 0.00 Q.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 D.00 0.00 0.00 0.00 0.00 0.00 0.0 0.00 0.00 0.00 0.00 0.0 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Published Statement of Condition 0 0000 Annex A

As of Call Date : "Head Office Bank"Code

[ Unused Commercial Letters or Credit Spot Exchange Sold Assets Held Under Trust & Iny Mgmt Agreements Totai Contingent Accounts Bills for Collection Spot Exchange Bought Other Contingent Accounts Invested in: Accountabilities: Other Sec, Debt Inst & Shares of Stocks investment/Fund Management Unearned Income and Other Accountabilities Loans and Discounts. Trust and Other Fiduciary Government Securities Other Assets Comm'on Trust Funds Contingent Account WTAyAa Number Record 210 215 185 1 5 200 205 220 225 235 240 245 250 255 260 1 0 230 Amount 0.00 0.00 0.00 0.00 0.00 0.00 0.0 0.00 1001 0.00 0.00 0.00 0.00 0.00 0.00 0.00

1. Deposit of: [2. a. Total Non-Performing Loans 3. Compliance with Magna Carta Law: "b. Classified Loans and Other Risk Assets c. General Loan Loss Reserve d. Specific Loan Loss Reserve e. Total DOSRI Loans/Advances f. Past Due DOSRI Loans Advances g. Ratic of Non-Perf Loans to Totai Loan Portfolio h. Ratic of Tot DOSRI Ln/Adv to Tot Ln Portfolic .i. Ratio_of Past Due DOSRt to Tot Loan Portfolio a. Government b. Banks c.. Trust Department j. Return on Equity (ROE) a. Prescribed Ratio of Comp for 6% (Small Ent) b. Prescribed Ratia of Comp for 2% (Med Ent) Other information: 270 25 320 325 "335 280 28 295 305 310 315 330 340 290 30 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.001 0.00 0.00 0.00 0.00

INSTRUCTIONS TO FOLLOW IN USING THE PSOC TEMPLATE

2. To check the version of your PC's operating system, click Start then Settings 1. Notice there are two templates: Windows '98 and higher), use PSOC Template. xlt. Microsoft's 98 version, use PSOC Template-lower.xlt, otherwise (Microsoft then Control Panel. Double click the System icon. In the General tab, you operating system is indicated under the System title. Example: System: Microsoft Windows 98 If the operating system of the computer you are using is lower than ad

3. After the correct template was chosen, double click to open the template. Choose 4. Fill up all information needed (bank code, bank name). Choose the bank industry } by clicking the pull-down button then click the industry name. After ail Do not put any additional revisions (font colors or additional columns) in the Enable Macros. The difference between the lower template and the other one is on the date entry. If you are using the normal template, just click the pull-down button and select a day to set the Call Date. On the other hand, in using the lower version of the template (Operating System is lower than MS '98 version), the end-result of the (Call Date format after you press Enter should be the spelled 30, 2002). Any other date format is invalid. Examples of such are Sept 30, 2002, information with your institution is written, input the amounts needed under the Excel will automatically compute the subtotals and totals for you. manually type the Call Date in the space provided in this format: *, m" d or .++-m-vi or m . or mim-k/-e or manually type the whole date, example March 30, 2002. Either way whatever kind of date entry you will choose! out name of the month then the day, a comma, and the 4-digit year (as in March 30 Sept. 2002, 03/03/02, and the like. Amounts column. Note: You don't need to input any amount in the gray area.

6 Excel will automatically make a separate copy of your work and save it with an You can rename your file. Just make sure you don't change the extension of your template to avoid errors in validation. After all entries are made, save your work! extension of .xis

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CoNtRoL PROoFLISt Revised 2001 TB PSOC Submission: Original - DTBNBFi Duplicate - SRSO

Name of Bank Code

Address

PUBLISHED STATEMENT OF CONDITON As of (Call Date)

[Appraisal Increment Reserve] Unearmed income and Other Deferred Credits Due from Bangko Sentral Trading Account Securities (Net). Inivestments in Bonds and Other Debt Equity investments (Net) Bank Premises, Furniture, Fixtures (Net) Savings Deposits Due to Bangko Sentral Due to Banks Surplus reserves TOTAL CAPITAL ACCOUNTS TOTAL LIABILitiES AND CAPITAL ACCOUNtS Cash and Cash Items Due from Other Banks Interbank Loans Receivable Loans, Discounts and Advances (Net) Other Assets (Net): TOtAL ASSEtS Demand Deposits Special/Other Deposits .Outstanding Checks/Payment Orders Surplus Time Deposits Bills Payable Other Liabilities Capital Stock TOtAl LIABILItieS a. Property Owned/Acquired a. CB-Rediscounts/Speciai Programs] b. BSP-Other Advances "b. Others c. Interbank Borrowings d. Deposit Substitutes e. Others Assets Number Record 140 17 180 100 105 12 135 145 150 15 160 165 10 95 11 115 120 130 10 15 20 25 30 35 40 45 5 55 60 65 7 5 8 15 00 Amount 000 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Unused Commercial Letters or Credit Bilis for Collection Total Contingent Accounts Spot Exchange Bought Spot Exchange Sold Assets Heid Under Trust & Inv Mgmt Agreements Other Contingent Accounts Invested in: Accountabilities Unearned Income and Other Accountabilities Government Securities Qther Sec.Debt Inst & Shares of Stocks Loans and Discounts Other Assets Trust and Other Fiduciary. Common Trust Funds Investment/Fund Management Contingent Account Nurmber Record 215 1 195 200 210 235 240 245 185 205 220 225 230 250 255 260 Amount 0.0 ".0 0.00 0.0 0.00 0.00 0.00 0.00 000 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Other information:

2. a. Total Non-Performing Loans 1. Deposit of: 3. Compliance with Magna Carta Law: "j. Return on Equity (ROE) h. Ratio of Tot DOSRI Ln/Adv to Tot Ln Portfolio j. Ratio of Past Due DOSRI to Tot Loan Portfolio b. Classified Loans and Other Risk Assets d. Specific Loan Loss Reserve f. Past Due DOSRI Loans Advances a. Prescribed Ratio of Comp for 6% (Small Ent) a. Governmeni b. Banks c. Trust Departrnent c. General Loan Loss Reserve e. Total DOSRI Loans/Advances g. Ratio of Non-Perf Loans to Totai Loan Portfolio] b. Prescribed Ratio of Comp for 2% (Med Ent) 25 320 35 270 285 290 295 300 305 310 315 325 330 340 280 0.00 . 000 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

TB PSOC

Republic of the Philippines) S.S.

my knowledge and belief. I solemnly swear that all matters set forth in this report are true and correct to the best of

(Signature of Authorized Officer over Printed Name

No SUBSCRIBED AND SWORN TO BEFORE ME this issued at 20 affiant exibiting his/her Community Tax Certificate On day of

NOTARY PUBLIC

Unti PTR No. 20

Series No. Doc. No. Page No. Book No.