Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Credit Card Fraud Liability in the Philippines: What Ermitaño v. BPI Means for Cardholders
Philippine Supreme Court ruling on credit card fraud liability: cardholders who promptly report lost cards aren't liable for unauthorized charges.
Lease Agreements in the Philippines: Why Written Consent Before Construction Matters
Learn how the Supreme Court's ruling in Bugatti v. Baguilat underscores the need for a perfected lease contract before construction begins.
Statute of Limitations in Philippine Contract Law: The 10-Year Rule for Written Contracts
Learn the 10-year prescriptive period for written contracts in the Philippines, when it starts, and how the Supreme Court applied it in a stock pledge dispute.
Verbal Contracts in the Philippines: Why Written Agreements Win in Court
Verbal contracts are valid in the Philippines but hard to prove. Learn from Romago v. Court of Appeals why written agreements prevail.
Written Authority Required for Real Estate Agents: The City-Lite Realty Rule
Under Article 1874 of the Civil Code, an agent selling land must have written authority; otherwise, the sale is void. Learn the rules.
Surety vs. Guaranty in Philippine Law: Key Differences and Liability
Learn the difference between surety and guaranty under Philippine law, and why contract wording—not titles—determines your liability.
Caveat Emptor in Philippine Law: The Fule Case on Buyer Beware in Property and Jewelry Deals
Philippine law applies caveat emptor—buyers must inspect goods before purchase. The Fule case shows how failure to verify authenticity can defeat fraud claims.