Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 4972 of 148 articles for collateral

Judicial Accountability: Defining the Boundaries of Gross Ignorance of the Law

When does a judge's legal error become gross ignorance of the law? The Supreme Court clarifies the standard in Ortega v. Judge Dacara.

Improper Levy Voids Execution Sale Protecting Due Process in Debt Recovery

Supreme Court rules labor tribunals cannot hold corporate officers liable without summons, voiding execution sales against them.

Real Actions and Jurisdiction: Why Assessed Value Determines the Correct Philippine Court

In real actions, the property's assessed value determines which court has jurisdiction. Omitting it can doom the case.

MERALCO Rate Case: Supreme Court Upholds ERC’s Shift to Performance-Based Regulation

Supreme Court affirms ERC’s shift to PBR for setting MERALCO rates, barring collateral attacks on administrative regulations.

Upholding Judicial Stability: No Interference with Execution of Final Judgments

A losing party cannot file a separate action to stop execution of a final judgment. The proper remedy is before the issuing court.

Quieting Title vs. Annulment of Title: Key Lessons from Guntalilib v. Dela Cruz

The Supreme Court clarifies when a quieting-of-title action is actually an annulment of title, and why substance prevails over form.

Quieting of Title vs. Annulment of Title: Key Supreme Court Ruling on Land Disputes

The Supreme Court clarifies when a quieting of title action is actually an annulment of title, and why the substance of a complaint matters.

Estafa Acquittal: When Lack of Proof of Deceit and Reliance Wins the Case

A look at Ison v. People, where the Supreme Court acquitted an accused of estafa for failure to prove deceit and reliance beyond reasonable doubt.

Finality of Judgment Prevails: When a Notice of Lis Pendens Can Be Cancelled

A Supreme Court ruling clarifies that only the court with jurisdiction over the main action may cancel a lis pendens, and final judgments cannot be collaterally attacked.

Conjugal Property Sales When A Void Contract Still Speaks Volumes

When a deed of absolute sale is void for lack of spousal consent, can it still be used to prove a valid dacion en pago? The Supreme Court weighs in.

Dacion en Pago vs. Equitable Mortgage: Lessons from Villarta v. Talavera

The Supreme Court clarifies when a property transfer is a valid dacion en pago, not an equitable mortgage, in Villarta v. Talavera.

Surety Bonds and Indemnity: Why Renewal Disputes Don't Erase Contractual Liability

Philippine Supreme Court rules that a deed of indemnity authorizing bond renewals binds signatories even without separate consent to each renewal.

Can Acquisitive Prescription Defeat a Torrens Title? The Dy v. Yu Ruling

The Supreme Court explains when long-term adverse possession can defeat a Torrens title, despite the system's guarantee of indefeasibility.

Upholding Finality: Supreme Court Reaffirms Requirements for Valid Motions for Reconsideration in Property Dis

Learn how the Supreme Court protected the finality of judgments and clarified the limits of appellate review in a property mortgage dispute.

Reconveyance Actions Proving Ownership Beyond Mere Possession

Learn when courts consolidate reconveyance and reivindicatory actions, and why Torrens titles cannot be collaterally attacked under Philippine law.

Prescription in Anti-Graft Cases: When Does the Clock Start Ticking?

The Supreme Court clarifies when the prescriptive period for Anti-Graft Act violations begins, using a behest loan case as the backdrop.

Murder with Direct Assault: Supreme Court Affirms Conviction in People v. Estonilo

The Supreme Court affirmed the conviction for Murder with Direct Assault in People v. Estonilo, highlighting the role of circumstantial evidence and the weakness of alibi.

Annulment of Judgment vs. Affidavit of Reappearance: Fraudulent Presumptive Death Declarations

When a presumptive death declaration is obtained by fraud, the Supreme Court clarifies why annulment of judgment—not an affidavit of reappearance—is the proper remedy.

Good Faith vs Actual Knowledge: Resolving Land Disputes in the Philippines

Philippine Supreme Court ruling on finality of judgments, petitions for relief, and banks' duty of diligence in land mortgage disputes.

Lease Agreements and Inheritance: What Tenants Should Know About Property Transfers

A lessee's occupancy does not create a vested right to buy property. Learn the limits of tenant rights when ownership changes.

Mortgage in Good Faith: Banks vs Unregistered Land Sales in the Philippines

When does a bank lose protection as a mortgagee in good faith? The Supreme Court clarifies the rule on unregistered land sales.

Attachment Liens Priority AND Protection IN Real Property Disputes

A prior attachment lien survives title cancellation and transfers, binding the property and subsequent purchasers until the debt is paid.

Formal Charges and Due Process in Philippine Administrative Law: The Salva v. Valle Ruling

Philippine administrative law requires a valid formal charge before dismissal. The Salva v. Valle ruling explains why.

Maceda Law Protecting Installment Buyers From Improper Contract Cancellations

Learn how the Maceda Law protects installment buyers from improper contract cancellations and what the Supreme Court said about buyer rights.