Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Lease Renewal in the Philippines: What "Upon Agreement" Really Means
A lease "renewable upon agreement" requires mutual consent—no automatic renewal. Learn the rules from Josefa v. San Buenaventura.
Demurrage in Philippine Shipping: Consignee Duties and Avoiding Penalties
Philippine law holds consignees liable for demurrage when cargo is not claimed promptly. Learn the rules and practical steps to avoid penalties.
Can One Co-Owner File an Ejectment Case in the Philippines? Yes, Under Article 487
A single co-owner can file an ejectment suit without the others. The Supreme Court explains how Article 487 of the Civil Code works.
Contractor’s Liens and Privity of Contract: Lessons from Jan-Dec Construction v. FTI
A contractor’s lien under Article 2242 has limits—privity of contract and the right remedy matter. Learn from Jan-Dec Construction v. FTI.
Burden of Proof in Insurance Claims: Insurers Must Prove Policy Exclusions Apply
When an insurer denies a claim citing a policy exclusion, Philippine law requires the insurer to prove the exception applies—mere suspicion is not enough.
Conditional Donations in the Philippines: When Can a Donor Revoke a Gift?
Philippine law treats onerous donations as contracts. Learn when a donor can revoke a gift if conditions are unmet, and the prescriptive period that applies.
When Can a Co-Owner File an Ejectment Suit in the Philippines? The Adlawan Rule
Philippine law lets a co-owner file ejectment, but only for the benefit of all co-owners—not for sole personal gain. Here's what Adlawan v. Adlawan teaches.
Third-Party Rights in Philippine Contracts: When Can You Enforce an Agreement You Didn’t Sign?
Philippine law generally limits contract enforcement to parties, their assigns, and heirs. Learn the exception under stipulation pour autrui.
Contract to Sell Cancellation: Maceda Law Rules and Novation Explained
Learn the Maceda Law rules on cancelling a contract to sell, when a new contract can replace the old one, and key takeaways from Fabrigas v. San Francisco Del Monte.
Oral Loan Agreements in the Philippines: When a Verbal Promise Is Legally Binding
Oral loan agreements can be enforceable in the Philippines. Learn the rules, evidence needed, and key Supreme Court ruling on verbal contracts.
Sublease Rent Claims: Why Lessors Must Sue the Lessee First
Philippine Supreme Court ruling clarifies that lessors cannot directly sue sublessees for unpaid rent without first obtaining judgment against the lessee.
Common Carrier Liability: Negligence and Fortuitous Events in Cargo Loss
When cargo is lost at sea, who pays? Philippine law on common carriers, negligence, and the act of God defense explained.
Breach of Barangay Settlement: Your Right to Rescind and Sue in Court
When a barangay settlement is breached, Philippine law gives the aggrieved party the right to rescind it and pursue their original claim in court.
Hotel Waivers for Lost Guest Items Are Void: The McLoughlin Rule
Philippine law voids hotel waivers for lost guest belongings. Learn the McLoughlin case and what hotels must do.
Independent Civil Actions Under the Civil Code: No Reservation Needed, Even With a Pending Criminal Case
The Supreme Court clarifies that civil claims based on the Civil Code may proceed independently of criminal cases, with no prior reservation required.
Lessor’s Liability for Defects and Repairs: Key Lessons from De Ysasi v. Arceo
Learn when Philippine lessors are liable for property defects and repairs, and why lessee inspection matters under De Ysasi v. Arceo.
Rescinding a Land Sale in the Philippines: Why a Letter Is Not Enough
Philippine law requires a judicial or notarial act to rescind a sale of immovable property—even with an automatic rescission clause.
Prescription in Contract Disputes: The 10-Year Rule Under Philippine Law
Learn how the 10-year prescription period for written contracts works in the Philippines, and why delay can bar a valid claim.
Registered Vehicle Owner’s Liability for Accidents: Aguilar v. Commercial Savings Bank
Philippine law holds the registered vehicle owner primarily liable for accidents, even if another person was driving. Learn the rule and its practical impact.
Revoking a Donation for Ingratitude in the Philippines: The Noceda Case
Philippine law allows donors to revoke gifts when donees show ingratitude, such as usurping the donor's property. Learn the rules and limits.
Leasehold Improvements in the Philippines: Rights of Lessors and Lessees
Learn how Philippine law treats leasehold improvements, when Article 1678 applies, and why contract stipulations usually prevail over default rules.
Accretion vs. Avulsion: How River Course Changes Affect Land Ownership in the Philippines
Learn how Philippine law treats land gained or lost through river shifts—accretion, avulsion, and erosion explained with the Bagaipo case.
Credit Card Fraud Liability in the Philippines: What Ermitaño v. BPI Means for Cardholders
Philippine Supreme Court ruling on credit card fraud liability: cardholders who promptly report lost cards aren't liable for unauthorized charges.
Laches and Forgery in Philippine Property Law: The Isabela Colleges Case
Philippine property law: can laches defeat a forgery claim? The Supreme Court's ruling in Isabela Colleges v. Heirs of Rivera explains why delay can be deadly.