Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Insurance Claims and Excluded Risks: Understanding Insurrection and Rebellion
When do violent attacks fall under excluded insurance risks like insurrection or rebellion? The Supreme Court clarifies in Platinum Group Metals Corp. v. Mercantile Insurance.
Feb 3, 2004constitutional-lawpresidential-powerscommander-in-chiefstate-of-rebellionsupreme-courtphilippine-constitution
Presidential Power vs Constitutional Limits: The Illegality of Declaring a State of Rebellion
The Supreme Court ruled that declaring a "state of rebellion" is a superfluity with no legal effect, clarifying the limits of presidential power under the Constitution.
Who Pays When Rebellion Sparks Insurance Claims: Burden of Proof on Insurers
When fire destroys insured property, who must prove the cause? The Supreme Court clarifies insurers' burden in rebellion-related claims.