prescribed data structures of the database files for the Report in Exposures to Real Estate Industry that are submitted every quarter as schedules for the Consolidated Statement of Condition (CSOC) of universal, commercial and thrift banks

MEMORANDUM Series of 2004

To: All Universal/Commercial and Thrift Banks

Attached are the prescribed data structures of the database files for the Report in Exposures to Real Estate Industry that are submitted every quarter as schedules for the Consolidated Statement of Condition (CSOC) of universal, commercial and thrift banks. These shall apply only to the dbase files for the following schedules which templates have been revised effective for reporting date 31 December 2004 (as provided for in Memorandum to All Universal/Commercial and Thrift Sanks dated 8 July 2004):

DBASE FILENAME

SCHEDULE TITLE

REPORTING BANK

REMARKS

DCB2A14.dbf

Report on Exposure to Real Estate Industry

Universal/ Commercial Banks

For Bank Proper as shown in Annex A

DCB2A14A.dbf

Report on Exposure to Real Estate Industry

Universal/ Commercial Banks

For Trust Department as shown in Annex B

DCB2A14S.dbf

Schedule 1 - Housing Loans Extended or Guaranteed under the Government's National Shelter Program Schedule 2 - Real Estate Considered Non-Risk  Assets under Section 22 Schedule 3 - Real Estate Loans with Original Amounts of P3.5 Million and Below Schedule 4 - Trust Department Client Directed Investment Management Account (IMA)

Universal/ Commercial Banks

For Bank Proper and Trust Department as shown in Annex C

XXX2MB.dbf

Report on Exposure to Real Estate Industry

Thrift Banks

For Bank Proper as shown in Annex D

XXX2MT.dbf

Report on Exposure to Real Estate Industry

Thrift Banks

For Trust Department as shown in Annex E

XXX2M1B.dbf

Schedule 1 - Housing Loans Extended or Guaranteed under the Government's National Shelter Program Schedule 2 - Real Estate Considered Non-Risk  Assets under Section 22 Schedule 3 - Real Estate Loans with Original Amounts of P3.5 Million and Below Schedule 4 - Trust Department Client Directed Investment Management Account (IMA)

Thrift Banks

For Bank Proper as shown in Annex F

XXX2M1T.dbf

Schedule 1 - Housing Loans Extended or Guaranteed under the Government's National Shelter Program Schedule 2 - Real Estate Considered Non-Risk  Assets under Section 22 Schedule 3 - Real Estate Loans with Original Amounts of P3.5 Million and Below Schedule 4 - Trust Department Client Directed Investment Management Account (IMA)

Thrift Banks

For Trust Department as shown in Annex G

Please be guided accordingly.

ALBERTO V. REYES Deputy Governor