Use of Philippine Identification System (PhilSys) ID for Customer Identification and Verification

OFFICE OF THE DEPUTY GOVERNOR FINANCIAL SUPERVISION SECTOR 035 MEMORANDUM NO. M-2021-__ To : All BSP-Supervised Financial Institutions (BSFIs) Subject : Use of Philippine Identification System (PhilSys) ID1 for Customer Identification and Verification Pursuant to Sections 904 and 921 of the Manual of Regulations for Banks (MORB) and Sections 904-Q, 921-Q, 602-S, 501-P, and 602-N of the Manual of Regulations for Non-Bank Financial Institutions (MORNBFI), the identification document issued by the Philippine Statistics Authority (PSA) under the PhilSys is considered an official document to establish and verify the identity of a customer. Consistent with PSA Advisory dated 19 May 2021 (Annex A), the PhilSys ID should be accepted as official and sufficient proof of identity without the need to present any other identification documents. This is consistent with the objectives of Republic Act (R.A.) No. 11055 or the Philippine Identification System Act which, among others, aims to: (1) establish a single identification system for all citizens and resident aliens; (2) provide a valid proof of identity for all citizens and resident aliens as a means of simplifying public and private transactions; and (3) eliminate the need to present other forms of identification when transacting with the government and private sector, subject to the appropriate authentication measures based on biometric identification system. For purposes of authentication, BSFIs may conduct either online or offline authentication procedures to verify the identity of the individual against the registry information in the PhilSys or PhilID, pursuant to the relevant provisions of the Implementing Rules and Regulations of R.A. No. 11055, and subject to the rules to be issued by the PSA. 1 The Philippine Identification (PhilID) Card refers to the non-transferrable identification card issued by the PSA to all citizens and resident aliens registered under the PhilSys, which serves as the official government-issued identification document of cardholders in dealing with all government agencies, local government units, government and controlled corporations, government financial institutions, and all private sector entities.














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