Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

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Real Property Tax Exemption for Telecoms: Understanding Franchise Rights in the Philippines

Learn how the Supreme Court ruled on Bayantel's real property tax exemption under its legislative franchise, and what this means for telecom companies.

Upholding Mortgage Foreclosure Waiver and Estoppel in Property Redemption

A mortgagor who attempts to redeem foreclosed property waives defects in the foreclosure sale and is estopped from later challenging its validity.

Mortgagee as Indispensable Party in Title Nullification Suits: Key Lessons

A mortgagee must be joined in suits to nullify a Torrens title; otherwise, the resulting judgment is void for lack of jurisdiction.

Sheriff’s Authority in Property Levy: What Francisco v. Cruz Teaches About Execution Sales

Learn how Francisco v. Cruz defines a sheriff’s limits in property levy and execution sales, and how to protect your rights.

Decoding Redemption Periods in Philippine Property Law: The 12-Month Rule

Understand the 12-month redemption period under Philippine law, how it is computed, and why timing matters in property auctions.

When Is a Sheriff Liable for Wrongful Execution? The De Guzman Rule

Philippine law shields sheriffs who execute judgments in good faith and with an indemnity bond. Learn the rules on wrongful execution and third-party claims.

Extrajudicial Foreclosure Venue: Why Judges Must Follow Act 3135, Not the Rules of Court

A judge's fine for gross ignorance of the law clarifies that extrajudicial foreclosure venue follows Act 3135, not general venue rules.