Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Co-Owner Redemption: When Written Notice Can Be Dispensed With
The Supreme Court clarifies when a co-owner's right of legal redemption is barred despite absence of written notice under Article 1623.
GSIS Housing Loans and Insurance: Protecting Heirs' Rights After a Borrower's Death
A Supreme Court ruling on GSIS housing loans clarifies when Sales Redemption Insurance applies and how heirs can save a deceased borrower's property from cancellation.
GSIS Housing Loan Death Claims: When Insurance Lapses but Equity Survives
Philippine Supreme Court ruling on GSIS housing loans, Sales Redemption Insurance coverage, and heirs' right to restructure after a borrower's death.
Redemption Rights: Can You Redeem Property Without Being the Registered Owner?
Supreme Court clarifies that buyers with unregistered deeds can redeem tax-delinquent property within the one-year period under Section 261 of the Local Government Code.
Conjugal Property vs Separate Insurance: When a Spouse's Death Does Not Pay Off the Mortgage
A Supreme Court ruling clarifies when a mortgage redemption insurance payout applies after a spouse's death, and how conjugal property is determined.
Bank Liable for Moral Damages Over Mortgage Redemption Insurance Non-Disclosure
When a bank offers mortgage redemption insurance, it must disclose coverage limits. Learn from Land Bank v. Miranda why non-disclosure can lead to damages.
Foreclosure Rights Understanding Redemption Periods AND Legal Remedies IN Mortgage Disputes
Philippine Supreme Court clarifies when Act No. 3135 applies in mortgage foreclosures and why borrowers must act within the redemption period.
Understanding Share Redemption in Public Utilities: Insights from Philippine Legal Precedents
Explore the Supreme Court's ruling on share redemption in public utilities, examining PLDT's preferred share buyback and its legal implications.
Tenant's Right to Redeem Land Under LBP Financing and Agrarian Justice
The Supreme Court clarifies that tenant-farmers may redeem land without upfront cash payment when LBP finances the redemption under agrarian law.
Land Reclassification and Tenant Redemption Rights Under Philippine Agrarian Reform
How the Supreme Court protected tenant farmers' right of redemption despite failure to tender payment, citing Section 12 of RA 3844.
Written Notice Is Mandatory in Legal Redemption: Rama v. Spouses Nogra
Supreme Court affirms that co-owners must receive written notice of a sale before the 30-day redemption period can begin to run.
Calculating Redemption Price in Extrajudicial Foreclosures: BPI v. LCL Capital Explained
Learn how Philippine courts compute redemption prices in bank foreclosures under the General Banking Law, based on the Supreme Court's ruling in BPI v. LCL Capital.
Legal Redemption in the Philippines: Timely Action, Actual Notice, and the Power of Waiver
Philippine Supreme Court clarifies legal redemption rules: actual notice, 30-day period, and when failure to consign the price may be waived.
Loan Foreclosure and Corporate Rehabilitation: Key Insights From a Landmark Philippine Case
A Supreme Court ruling clarifies how foreclosure proceedings interact with corporate rehabilitation, novation, and redemption rights in the Philippines.
Understanding the Right of Redemption for Agricultural Tenants in the Philippines
Learn how the Supreme Court clarified the 180-day period and consignation requirement for agricultural tenants' right of redemption under RA 3844.
When Lawyers Overstep: Misrepresentation in Property Redemption and Disbarment Risks
A lawyer's unauthorized claim to redeem property led to a two-year suspension. Learn the ethical rules and property redemption limits.
Understanding Equity of Redemption in Philippine Property Law: A Landmark Case Insight
A Supreme Court ruling clarifies the equity of redemption for junior lien holders in judicial foreclosures, protecting their rights when not impleaded.
Agricultural Tenancy and the Right of Redemption: A Landmark Philippine Case
The Supreme Court clarifies that agricultural tenancy can be implied from parties' conduct, granting tenants the right of redemption under RA 3844.
Writ OF Possession When Redemption Claims Collide With Ministerial Duty
Legal Redemption: The Critical Importance of Timely Assertion in Property Disputes
Land registration requires proof the property is alienable and disposable. The Supreme Court explains the rules and burden of proof.
Equitable Mortgage vs Sale With Right to Repurchase: Redemption Rights and Prescription
Philippine Supreme Court clarifies when redemption periods apply in equitable mortgages versus sales with pacto de retro.
When a Deed Speaks Louder Than a Title: Resolving Land Ownership Disputes in the Philippines
The Supreme Court clarifies how co-ownership, oral partition, and redemption affect land ownership disputes in the Philippines.
Upholding Redemption Rights: The Validity of an Irrevocable Power of Attorney in Land Disputes
Supreme Court ruling on irrevocable power of attorney, land redemption, and compromise agreements in Philippine civil law.
Foreclosure Sales and Repurchase Rights: Understanding Bank Discretion in Asset Disposition
Philippine Supreme Court clarifies that after the redemption period expires, former owners have no enforceable right to repurchase foreclosed property from the bank.