Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Judicial Clemency for Philippine Lawyers: The Ruiz Case and the Path to Reinstatement
Learn how judicial clemency works for disciplined Philippine lawyers, including the requirements under the CPRA and the landmark Ruiz case.
Lease Improvements and Builder in Good Faith: What Philippine Lessees Must Know
Philippine Supreme Court clarifies who owns lease improvements and why "builder in good faith" rarely applies to lessees.
GCTA Eligibility After Conviction: Guinto v. DOJ Explained
The Supreme Court ruled that the 2019 IRR exceeded R.A. 10592 by excluding heinous crime convicts from GCTA. Here's what it means.
Foreclosure Judgments Must State Amount and Payment Period: Lontoc v. Tiglao
A foreclosure judgment must specify the exact amount due and the payment period under Rule 68, Section 2, or it cannot be executed.
Bank Liable for Moral Damages Over Mortgage Redemption Insurance Non-Disclosure
When a bank offers mortgage redemption insurance, it must disclose coverage limits. Learn from Land Bank v. Miranda why non-disclosure can lead to damages.
Calculating Redemption Price in Extrajudicial Foreclosures: BPI v. LCL Capital Explained
Learn how Philippine courts compute redemption prices in bank foreclosures under the General Banking Law, based on the Supreme Court's ruling in BPI v. LCL Capital.
Writ of Possession in Philippine Foreclosures: Finality and the Lessons from HH & Co. v. Perlas
Learn when a writ of possession becomes final and executory in Philippine foreclosures, and why courts rarely recall it, based on HH & Co. v. Perlas.
Dacion en Pago vs. Equitable Mortgage: Lessons from Villarta v. Talavera
The Supreme Court clarifies when a property transfer is a valid dacion en pago, not an equitable mortgage, in Villarta v. Talavera.
Motion for Reconsideration Before Certiorari: The Novateknika Rule
Philippine courts require a motion for reconsideration before filing certiorari. Learn the rule, its exceptions, and why it matters.
Partial Redemption in Philippine Foreclosure: Can You Redeem Select Properties?
Philippine law allows partial redemption of foreclosed properties. Learn the rules, limits, and practical implications from a key Supreme Court ruling.
Right of Pre-emption for Adjoining Landowners in the Philippines: A Guide
Learn how Article 1622 protects adjoining landowners of small urban lots, explained through the Supreme Court case Contreras v. Alcantara.
Sheriff’s Authority in Property Levy: What Francisco v. Cruz Teaches About Execution Sales
Learn how Francisco v. Cruz defines a sheriff’s limits in property levy and execution sales, and how to protect your rights.
Homestead Redemption After Foreclosure: The 5-Year Right Under the Public Land Act
Homesteaders have a five-year right to repurchase foreclosed land under the Public Land Act, even after a bank consolidates title.
Equitable Mortgage vs. Pacto de Retro Sale: When a "Sale" Is Really a Loan
Philippine courts look beyond contract labels. Learn how Articles 1602 and 1603 protect borrowers from disguised loans and unfair foreclosure.
Conspiracy and Mastermind Liability in Philippine Murder Cases: The Sanchez Doctrine
How Philippine courts hold crime masterminds liable for murder through conspiracy, even when they never appear at the crime scene.
Mortgage Foreclosure After Death of a Debtor: Creditor Options in the Philippines
When a mortgagor dies, creditors have three legal options. Learn how extrajudicial foreclosure works under Philippine law.
Redemption After Execution Sale: Ownership Disputes Do Not Stop the Clock
Philippine law gives judgment debtors one year to redeem property sold at execution. Ownership disputes do not suspend that deadline.
Equitable Mortgage vs. Pacto de Retro Sale: When a "Sale" Is Really a Loan
Philippine law presumes certain "sales with right to repurchase" are equitable mortgages, protecting borrowers from unfair lending arrangements.
Right of Repurchase in Philippine Real Estate: Pacto de Retro Rules Explained
Learn the rules on pacto de retro sales and the right of repurchase in Philippine real estate, including annotation duties and judicial requirements.
Receivership in the Philippines: When Courts Appoint a Receiver Under Rule 59
Learn when Philippine courts may appoint a receiver under Rule 59, based on the Supreme Court's ruling in Commodities Storage & Ice Plant Corp. v. CA.