Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Equitable Mortgage vs Pacto de Retro: Protecting Borrowers From Unfair Loan Agreements
When is a "sale with right to repurchase" really a loan? The Supreme Court explains equitable mortgage and pactum commissorium.
Right to Repurchase Homestead Land: Key Supreme Court Ruling Explained
The Supreme Court reaffirms a homesteader's right to repurchase sold land within five years under Section 119 of the Public Land Act.
Equitable Mortgage vs Sale With Right to Repurchase: Redemption Rights and Prescription
Philippine Supreme Court clarifies when redemption periods apply in equitable mortgages versus sales with pacto de retro.
Foreclosure Sales and Repurchase Rights: Understanding Bank Discretion in Asset Disposition
Philippine Supreme Court clarifies that after the redemption period expires, former owners have no enforceable right to repurchase foreclosed property from the bank.
Homestead Rights Prevail: Reclassification of Land Does Not Extinguish Right to Repurchase
Learn how the Supreme Court protects homestead rights in expropriation, ruling on right-of-way measurement and just compensation.
Redemption Rights Clarifying Repurchase Price After Foreclosure Of Public Land
Supreme Court clarifies the repurchase price for foreclosed free patent land under Section 119 of the Public Land Act.
Repurchase Rights Under the Public Land Act: When Can Heirs Reclaim Free Patent Lands
A free patent holder's heirs may repurchase conveyed land within five years. This case clarifies the nature of such actions and jurisdictional rules.
Property Disputes: Jurisdiction and Estoppel in Free Patent Repurchase Cases
Learn how the Supreme Court ruled on RTC jurisdiction over free patent repurchase actions and the principle of jurisdiction by estoppel.
Tenants Rights and Landlords Title: Estoppel and Redemption in Lease Agreements
Learn how the Supreme Court ruled on repurchase agreements, estoppel, and landlord-tenant rights in foreclosure cases.
Perfecting Repurchase Agreements: The Necessity of Unqualified Acceptance in Real Estate Transactions
A Supreme Court ruling explains why a qualified acceptance of a repurchase offer is merely a counter-offer, not a perfected contract.
Redemption Rights Upheld: SSS Bound by Repurchase Agreement Despite Procedural Lapses
Supreme Court rules SSS must honor deed of conditional sale for foreclosed property, despite expired redemption period and internal procedural lapses.
Stipulation Pour Autrui: The Beneficiary's Right and Timely Acceptance
Philippine Supreme Court clarifies stipulation pour autrui requisites, acceptance timing, and repurchase rights under Article 1606 in Narvaez v. Alciso.
Prescription and Land Ownership: Protecting the Rights of Long-Term Land Possessors
A Supreme Court ruling clarifies how the right to repurchase land works, when acceptance of a contract benefit is valid, and why builders on their own land need no protection.
Preserving Family Lands: The Right to Repurchase in Free Patent Cases
Learn how heirs can repurchase family land under free patents even after foreclosure, based on a 2008 Supreme Court ruling.
Equitable Mortgage Prevails Protecting Borrowers From Onerous Sale Agreements
Supreme Court rules a deed of sale with right to repurchase can be an equitable mortgage, protecting borrowers from onerous terms.
Equitable Mortgage vs Sale With Right of Repurchase: How Courts Classify Real Estate Deals
Philippine Supreme Court clarifies when a sale with option to repurchase is an equitable mortgage, and how to rebut the legal presumption.
Equitable Mortgage vs Sale With Right to Repurchase: Price and Intent
When is a "sale with right to repurchase" really an equitable mortgage? The Supreme Court explains the role of price adequacy and intent.
Equitable Mortgage vs Pacto de Retro: Protecting Borrowers From Unfair Land Seizure
When is a "sale with right to repurchase" really a loan? The Supreme Court explains equitable mortgage protections for Filipino landowners.
Equitable Mortgage vs Pacto de Retro: Protecting Borrowers' Rights
When is a sale with right to repurchase actually an equitable mortgage? The Supreme Court explains the legal presumption protecting borrowers.
Equitable Mortgage vs Pacto de Retro Sale: Philippine Real Estate Security Rules
Philippine Supreme Court clarifies when a deed of sale with right to repurchase is actually an equitable mortgage, protecting borrowers from losing property.
Redemption Rights Strict Compliance AND THE Limits OF Repurchase Agreements After Foreclosure
Philippine Supreme Court ruling on strict compliance with statutory redemption periods and limits of repurchase agreements after foreclosure.
Lost Chance to Repurchase: Understanding Time Limits in Property Sales with Right of Repurchase
The Supreme Court ruled that a vendor's right to repurchase property must be exercised within four years from the time the condition triggering it occurs.
Equitable Mortgage vs Sale with Right to Repurchase: Protecting Borrowers in Property Deals
When is a "sale with right to repurchase" actually an equitable mortgage? The Supreme Court explains the legal tests protecting vulnerable borrowers.
Redemption vs. Repurchase: Property Rights After Foreclosure in the Philippines
Philippine Supreme Court clarifies the crucial difference between redemption and repurchase of foreclosed property, and why timing matters.