Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Equitable Mortgage vs Absolute Sale: Intent and Prescription in Property Disputes
Supreme Court clarifies when a sale is an equitable mortgage and why fraud claims can prescribe. Learn the rules.
Sale vs Equitable Mortgage: When a Deed of Sale Is Considered a Loan
Philippine Supreme Court explains when a deed of absolute sale may be treated as an equitable mortgage or loan, and when courts will uphold the sale.
Equitable Mortgage VS Absolute Sale Protecting Property Rights IN Disguised Transactions
The Supreme Court nullifies a bank's foreclosure on property mortgaged without the owner's authority, reinforcing strict rules on special powers of attorney.
Equitable Mortgage vs Sale: Protecting Borrowers in Philippine Property Deals
When is a deed of sale actually an equitable mortgage? The Supreme Court explains how borrowers are protected under Philippine law.
Equitable Mortgage vs Pacto de Retro: Protecting Borrowers From Unfair Land Seizure
When is a "sale with right to repurchase" really a loan? The Supreme Court explains equitable mortgage protections for Filipino landowners.
Equitable Mortgage in Philippine Law: When a Sale Is Not Really a Sale
Learn how Philippine courts treat contracts that appear as sales but are actually loans secured by property, and what equitable mortgage means for property owners.
Equitable Mortgage vs Option to Buy: Distinguishing Intent in Property Transactions
Philippine Supreme Court clarifies when a sale with option to buy becomes an equitable mortgage, and the evidence needed to prove it.
Equitable Mortgage Prevails Protecting Borrowers From Disguised Loan Agreements
Equitable Mortgage vs Pacto de Retro: Protecting Borrowers' Rights
When is a sale with right to repurchase actually an equitable mortgage? The Supreme Court explains the legal presumption protecting borrowers.
Equitable Mortgage vs Absolute Sale: What Philippine Courts Look For
When is a deed of sale really a mortgage? The Supreme Court explains the rules on equitable mortgage in Cirelos v. Hernandez.
Equitable Mortgage vs Pacto de Retro Sale: Philippine Real Estate Security Rules
Philippine Supreme Court clarifies when a deed of sale with right to repurchase is actually an equitable mortgage, protecting borrowers from losing property.
Equitable Mortgage vs Absolute Sale: Protecting Your Property Rights in the Philippines
When is a deed of absolute sale actually an equitable mortgage? Philippine law protects borrowers who sign sale documents to secure loans.
Equitable Mortgage vs Absolute Sale: Protecting Borrowers in Land Transactions
When is a deed of sale actually a loan secured by property? The Supreme Court explains equitable mortgage protections for borrowers.
When a over his 15.3955-hectare unregistered parcel of land in Davao City in favor of Benny Go for P20,000.00.
Bacaron filed a complaint for reformation of instrument, arguing that the true agreement was an equitable mortgage. He pointed out that the P20,000.00 considera
Equitable Mortgage: When a Deed of Sale Disguises a Loan Security
Philippine Supreme Court explains when a deed of absolute sale is really an equitable mortgage securing a debt.
Equitable Mortgage vs Absolute Sale: When a Deed of Sale Is Really a Loan Security
Philippine Supreme Court explains when a deed of absolute sale is actually an equitable mortgage protecting borrowers from predatory lending.
Equitable Mortgage vs Sale with Right to Repurchase: Protecting Borrowers in Property Deals
When is a "sale with right to repurchase" actually an equitable mortgage? The Supreme Court explains the legal tests protecting vulnerable borrowers.
Equitable Mortgage vs Absolute Sale: Protecting Vulnerable Parties in Property Transactions
When is a deed of sale really a loan? The Supreme Court explains how courts look beyond documents to protect vulnerable parties.
Equitable Mortgage vs Absolute Sale: Protecting Vulnerable Grantors in Property Transactions
When a deed of absolute sale is actually an equitable mortgage, courts look at intent and circumstances, not just the document's title.
When a Land Sale Contract Is Voidable: Illiteracy, Fraud, and Equitable Mortgage in the Philippines
Philippine Supreme Court ruling on when a deed of absolute sale is actually an equitable mortgage, protecting illiterate landowners from fraud.
Equitable Mortgage vs Pacto de Retro Sale: Property Rights in the Philippines
Philippine Supreme Court explains the difference between equitable mortgage and pacto de retro sale, and why mortgagees cannot simply consolidate ownership.
Unmasking Equitable Mortgages in the Philippines: A Guide for Property Buyers and Sellers
When is a deed of sale actually a loan? Learn how Philippine courts unmask equitable mortgages and protect property buyers and sellers.