Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

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Chattel Mortgage and Future Debts: What Philippine Law Allows

Can a chattel mortgage secure debts incurred after its execution? The Supreme Court explains the limits under the Chattel Mortgage Law.

Chattel Mortgage Coverage of Future Loans: The Acme Shoe Ruling

Philippine Supreme Court explains when a chattel mortgage can cover future loans and why full payment extinguishes the security.

Recto Law Explained: Deficiency Claims After Chattel Mortgage Foreclosure

Understand Article 1484 (Recto Law) and when sellers can still recover attorney's fees after foreclosing on installment-sold personal property.

Replevin Actions and Chattel Mortgagees: When the Mortgagor Must Be Impleaded

Philippine Supreme Court clarifies when a chattel mortgagee must implead the mortgagor in a replevin action to foreclose on a vehicle.

When Can a Mortgage on Public Land Be Void: DBP v. Court of Appeals

Philippine Supreme Court ruling on when mortgaging land under a free patent application is void and what makes a mortgage valid.

Labor-Only Contracting: When the Principal Is the Real Employer in the Philippines

Philippine Supreme Court explains labor-only contracting, employer liability, and separation pay rules in Magnolia Dairy v. NLRC.

Retroactivity of Subdivision Buyer Protection Laws: PNB v. Office of the President

When do protective laws apply to old contracts? The Supreme Court clarifies P.D. 957's retroactive application to protect lot buyers from developer defaults.