Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 4959 of 59 articles for debtors

Reviving Expired Judgments in the Philippines: The Terry Case and Contempt Limits

Learn when Philippine judgments expire, how to revive them, and why contempt cannot enforce stale court orders under the Terry ruling.

Wage Order Obligations: Contractor and Principal Liability in Security Service Agreements

Philippine Supreme Court clarifies when security agencies can recover wage order increases from principals under solidary liability rules.

Nationwide Reach of Replevin Writs: Jurisdiction and Enforcement in Philippine Courts

Philippine courts can enforce replevin writs nationwide. Learn how jurisdiction is determined and what it means for creditors and debtors.

Legal Compensation of Debts in the Philippines: When Can You Offset Dues?

Learn when Philippine law allows compensation or set-off of debts, and why unliquidated claims cannot offset condominium dues.

Legal Interest Rates in the Philippines: When Does 6% vs 12% Apply

Philippine Supreme Court clarifies when 6% or 12% legal interest applies—loans and forbearance versus other obligations. Learn the rules.

Ministerial Duty vs Discretion: When a Clerk of Court Must Act and the Consequences of Refusal

Philippine Supreme Court ruling on when a sheriff's duty to execute a deed of sale is purely ministerial, and the penalties for refusal.

When a Creditor's Actions Cross the Line: Abuse of Rights in Philippine Contract Law

Learn when a creditor's enforcement actions become unlawful abuse of rights under Philippine law, with practical guidance.

Redemption After Execution Sale: Ownership Disputes Do Not Stop the Clock

Philippine law gives judgment debtors one year to redeem property sold at execution. Ownership disputes do not suspend that deadline.

Sheriff’s Sales in the Philippines: Notice Rules and What Torres v. Cabling Teaches

Learn the notice and payment rules for sheriff’s sales in the Philippines, explained through the landmark case of Torres v. Cabling.

When Can a Bank Seize Funds? Understanding Set-Off Rights in the Philippines

Learn when Philippine banks can legally seize deposits through set-off, and the limits on this right under Philippine law.

Deducting Bad Debts in the Philippines: Proving Worthlessness for Tax Purposes

Philippine Supreme Court clarifies the strict requirements for deducting bad debts for tax purposes, emphasizing documentary proof of worthlessness.