Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Consignation and the Debtor's Right to Withdraw: Lessons from Banco Filipino v. Diaz
When can a debtor withdraw a consignated deposit? The Supreme Court explains the rules under Article 1260 of the Civil Code.
Equitable Mortgage vs Absolute Sale: What Philippine Courts Look For
When is a deed of sale really a mortgage? The Supreme Court explains the rules on equitable mortgage in Cirelos v. Hernandez.
Demand NOT Always Needed When Philippine Banks CAN Foreclose Without Prior Notice
Philippine Supreme Court clarifies when banks may foreclose without prior demand, and limits on preliminary injunctions against foreclosure.
Proving Land Ownership in the Philippines: Tax Declarations and Cadastral Surveys in Quieting Title Cases
Learn how tax declarations, cadastral surveys, and possession determine ownership in Philippine land disputes, based on a Supreme Court ruling.
Interest on Maritime Liens in the Philippines: When Does the Clock Start Ticking?
Philippine Supreme Court clarifies when legal interest on a maritime lien begins to accrue—from extrajudicial demand, not from foreclosure sale.
Unconscionable Interest Rates When Courts Intervene in Surety Bond Disputes
Philippine courts can reduce stipulated interest rates that balloon beyond the principal debt. Learn the rule from a 2006 surety bond case.
Exhausting Administrative Remedies with the COA: A Prerequisite for Money Claims Against Government Agencies
Philippine Supreme Court ruling clarifies that money claims against government agencies must first be filed with the COA before going to court.
Documentary Stamp Tax on Pawnshop Pledges: A Clear Guide
The Supreme Court confirms pawnshop pledges are subject to documentary stamp tax under the National Internal Revenue Code. Learn the rules.
Attorney's Fees in Estate Settlement: When Can Lawyers Directly Claim From the Estate?
Learn when lawyers may directly claim attorney's fees from an estate in the Philippines, based on Supreme Court rulings and estate settlement rules.
Attorney Negligence in the Philippines: Upholding Client Trust and Diligence
A lawyer's failure to file a memorandum and return a client's money order leads to reprimand, reaffirming duties of diligence and fidelity.
Protecting Your Property Rights: Contract Cancellation in Philippine Real Estate
Learn how RA 6552 protects installment buyers and why procedural rules matter in contract cancellation cases under Philippine law.
Contract to Sell vs. Contract of Sale: Why Consent on Payment Terms Matters
The Supreme Court clarifies when a property agreement is a contract to sell, not a sale, and why consent on payment terms is decisive.
Boundary-Hulog Agreements and Employer-Employee Relations: What Drivers Should Know
A boundary-hulog agreement does not automatically erase the employer-employee relationship. Control over the driver remains the key test.
Possession vs. Paper Title: When Long-Term Possession Trumps a Certificate of Title
The Supreme Court explains when decades of open, exclusive possession can defeat a registered title in Philippine property disputes.
Docket Fees and Court Jurisdiction: The Sun Insurance Doctrine Explained
Learn how the Sun Insurance doctrine clarifies when deficient docket fees affect court jurisdiction, and when they merely create a lien on the judgment.
Mortgage Still Valid Loan Restructuring AND Novation IN THE Philippines Reyes V BPI Family Savings Bank
When does loan restructuring cancel a real estate mortgage? The Supreme Court explains novation rules in Reyes v. BPI Family Savings Bank.
Probationary Employees and Due Process: Lessons from Philemploy v. Rodriguez
A look at the Supreme Court ruling on probationary employment, due process, and the payment of nominal damages for defective dismissal.
Conflict of Interest and Private Practice: Lessons from Lim-Santiago v. Sagucio
A disbarment case clarifies when a lawyer's past ties create a conflict and why government prosecutors cannot practice privately.
Certiorari Without Motion for Reconsideration: Exceptions Under Rule 65
Learn when Philippine courts allow a direct petition for certiorari without a prior motion for reconsideration, based on the PAL-PESALA case.
Default Doesn't Mean Victory: Why Plaintiffs Still Need Evidence in Philippine Courts
A default order doesn't guarantee a win. Philippine courts still require plaintiffs to prove their case by preponderance of evidence.
Attorney Accountability Understanding Lawyer Negligence AND Upholding Client Trust IN THE Philippines
Philippine Supreme Court suspends lawyer for gross negligence, explaining counsel's duties of fidelity, diligence, and proper withdrawal under the Code of Professional Responsibility.
Real Property Tax Exemption for Telecoms: Understanding Franchise Rights in the Philippines
Learn how the Supreme Court ruled on Bayantel's real property tax exemption under its legislative franchise, and what this means for telecom companies.
Demurrage in Philippine Shipping: Consignee Duties and Avoiding Penalties
Philippine law holds consignees liable for demurrage when cargo is not claimed promptly. Learn the rules and practical steps to avoid penalties.
Tax Declaration vs. Deed of Sale: Proving Land Ownership in the Philippines
A tax declaration annotation is not proof of land ownership. Learn what documents legally establish title under Philippine law.