Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 121144 of 207 articles for indemnity

Authorized Driver Clause and Police Blotters in Insurance Claims

When can an insurer deny a claim based on the authorized driver clause? The Supreme Court explains the evidentiary weight of police blotters.

When Killing a Child Is Treachery: The Ostia Murder Case

Explaining why killing a four-year-old is treachery, and why the Court still reduced the penalty to reclusion perpetua.

Self-Defense and Treachery: Understanding Murder in Philippine Law

The Supreme Court explains when self-defense fails and treachery qualifies a killing as murder under Philippine law.

Contractual Obligations Upholding Agreed Upon Interest Rates in Construction Disputes

Philippine Supreme Court affirms 2% monthly interest on unpaid construction balance, enforcing contractual stipulations between owner and contractor.

Self-Defense in Parricide: When Unlawful Aggression Fails

A son who killed his father in a drunken argument could not invoke self-defense because unlawful aggression was not proven. The Supreme Court explains why.

Eyewitness Testimony, Confessions, and Conspiracy: Lessons from the Payumo Massacre Case

The Supreme Court's ruling in the Payumo Massacre case clarifies the rules on eyewitness credibility, inadmissible confessions, and conspiracy in Philippine criminal law.

How Youth and Voluntary Surrender Affect Criminal Liability in the Philippines

A Supreme Court ruling clarifies when voluntary surrender is a mitigating circumstance and how self-defense claims are judged.

Treachery in Criminal Law: Elements and Implications in Murder Cases

Learn how Philippine courts define treachery in murder cases, why proof must be clear, and when a killing becomes homicide instead.

Improvident Guilty Pleas: Protecting Rights in Capital Offenses

A guilty plea does not admit aggravating circumstances; the prosecution must still prove them, as shown in People v. Gutierrez.

Passion and Obfuscation in Homicide: When Jealousy Mitigates Intent

The Supreme Court explains when a betrayed spouse's passion and obfuscation can reduce murder to homicide in the Philippines.

Rape and Incest: Consanguinity as an Aggravating Factor in Philippine Sexual Abuse Cases

Philippine Supreme Court ruling on incestuous rape, where a father's conviction was upheld but death penalty reduced to reclusion perpetua.

Simple vs Qualified Rape: Why Allegations in the Information Matter

The Supreme Court explains why the death penalty for qualified rape requires both minority and relationship to be alleged in the information.

Conspiracy and Abuse of Superior Strength in Murder: Lessons from People v. Sumibcay

The Supreme Court explains how treachery, not conspiracy or abuse of superior strength, qualified killing to murder in People v. Sumibcay.

Incestuous Rape: The Gravity of Offenses and Improvident Guilty Pleas in Philippine Law

A father's guilty plea to raping his daughter tests the rules on capital offenses, searching inquiry, and penalties under Philippine law.

Double Jeopardy Shield: Why the Prosecution Can't Appeal for Harsher Penalties

Learn how the double jeopardy rule protects accused persons from repeated prosecutions and why the prosecution cannot appeal to increase penalties.

Health Care Agreements vs Insurance Contracts: The Incontestability Clause Explained

The Supreme Court ruled that health care agreements are insurance contracts, so the incontestability clause applies to HMOs.

Conviction Upheld on Circumstantial Evidence Despite Accused's Escape in Rape-Homicide Case

Supreme Court affirms death penalty for rape-homicide based on circumstantial evidence, ruling escape waives right to appeal.

Rape vs Theft: Distinguishing Intent in Special Complex Crimes Under Philippine Law

When does robbery with rape apply? The Supreme Court clarifies that intent to take property must precede the rape, not follow it.

Moral Ascendancy and Intrafamilial Rape: Examining the Boundaries of Consent

A look at how the Supreme Court treats rape by a trusted neighbor and the limits of consent in close relationships.

Double Jeopardy and Modification of Criminal Penalties: Protecting the Accused

The Supreme Court rules that courts cannot increase a convicted person's penalty on the prosecution's motion, citing double jeopardy protections.

Lone Witness Credibility: Proving Guilt Beyond Reasonable Doubt in Philippine Criminal Law

How Philippine courts assess a lone witness's credibility in criminal cases, and why positive identification defeats alibi.

Proving Victim’s Age in Rape Cases: When Death Penalty Fails

In People v. Virrey, the Supreme Court ruled that minority must be proven beyond reasonable doubt before the death penalty can be imposed in rape cases.

Protecting the Vulnerable: Supreme Court Upholds Statutory Rape Conviction Despite Reporting Delay

The Supreme Court affirms a statutory rape conviction, ruling that a victim's delay in reporting the crime does not automatically undermine her credibility.

Dying Declarations and Circumstantial Evidence Proving Homicide Beyond Reasonable Doubt

When a dying victim names her assailant, that statement can convict—but only if the prosecution proves every element beyond reasonable doubt.