Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
When Banks Can't Apply Loan Payments Across Different Debtors: Corporate Veil Rules
Supreme Court clarifies when a bank may apply a borrower's payment to another's debt, and why corporate separateness limits payment application.
The Fiduciary Duty of Banks in Loan Accounting: A Guide to Metrobank v. Cruz
The Supreme Court affirms that banks owe clients a fiduciary duty to keep accurate loan records and render full accounting, beyond any internal retention policy.
Decoding Loan Payments: How Courts Apply Payments to Interest vs Principal in Philippine Law
Philippine Supreme Court clarifies how loan payments are applied to interest before principal, and when chattel mortgages cover future loans.
Lease Termination: Lessors Can Still Collect Rent After Lessee Default and Abandonment
Philippine Supreme Court ruling on lessor rights when lessee defaults and abandons leased property, clarifying remedies for unpaid rent.
Priority in Litigation: Determining Which Case Prevails in Overlapping Contract Disputes
Learn how Philippine courts resolve overlapping contract disputes and which case prevails when judgments appear to conflict.