Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

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Jun 2, 2014 co-ownership mortgage property law civil law co-owner authority

Mortgaging Co-Owned Property: Limits on a Co-Owner's Authority

A co-owner cannot mortgage or encumber the entire co-owned property without the consent of all other co-owners. This article explains the limits of a co-owner's authority under Philippine law.