Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Exclusivity Clauses in Philippine Contracts: When Are They Valid?
Exclusivity clauses are not automatically invalid restraints of trade in the Philippines. They are enforceable when reasonable and tied to legitimate business interests.
Burden of Proof in Insurance Claims: Insurers Must Prove Policy Exclusions Apply
When an insurer denies a claim citing a policy exclusion, Philippine law requires the insurer to prove the exception applies—mere suspicion is not enough.
Contract to Sell Cancellation: Maceda Law Rules and Novation Explained
Learn the Maceda Law rules on cancelling a contract to sell, when a new contract can replace the old one, and key takeaways from Fabrigas v. San Francisco Del Monte.
When Does the Clock Start? Prescription Periods for Hidden Contract Breaches in the Philippines
Philippine Supreme Court ruling clarifies when the prescriptive period begins for hidden breaches of contract, protecting buyers who rely on seller representations.
Credit Card Fraud Liability in the Philippines: What Ermitaño v. BPI Means for Cardholders
Philippine Supreme Court ruling on credit card fraud liability: cardholders who promptly report lost cards aren't liable for unauthorized charges.