Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 1–3 of 3 articles for “credit cards”

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Oct 8, 2014 credit cards bank negligence damages contracts consumer rights

Credit Card Suspension: When Banks Must Answer for Negligence and Damages

Philippine Supreme Court ruling on credit card suspension, bank negligence, and cardholder rights to moral and exemplary damages.

Oct 4, 2002 contract-law estoppel credit-agreement litis-pendentia burden-of-proof account-statement

Duty to Act: Estoppel in Questioning Credit Account Statements

When silence on a credit statement binds a debtor. The Supreme Court explains estoppel, litis pendentia, and the burden of proof.

Oct 22, 2000 credit card fraud consumer protection contract law supreme court liability

Credit Card Fraud Liability in the Philippines: What Ermitaño v. BPI Means for Cardholders

Philippine Supreme Court ruling on credit card fraud liability: cardholders who promptly report lost cards aren't liable for unauthorized charges.