Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

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Jul 15, 2024 foreclosure prescription real-estate-mortgage article-1142 act-no-3135 civil-code

Foreclosure Prescription: When Does a Bank's Right to Foreclose Expire?

Philippine Supreme Court clarifies that extrajudicial foreclosure filings do not stop the 10-year prescription period for mortgage actions under Article 1142.

Jun 15, 2006 foreclosure deficiency judgment real estate mortgage banking supreme court

Deficiency Judgments in Philippine Foreclosure: Can Banks Recover More After Auction?

Philippine Supreme Court clarifies when banks can collect deficiency after extrajudicial foreclosure of real estate mortgages.

Jul 29, 2005 bouncing checks bp 22 estafa double jeopardy civil liability election of remedies

Double Jeopardy or Civil Redress: Understanding Remedies in Bouncing Check Cases

One bouncing check can trigger both estafa and BP 22 cases, but only one civil recovery. Learn the rules.

Apr 20, 2001 negligence res ipsa loquitur labor law evidence damages civil code

Res Ipsa Loquitur in Philippine Law: Negligence and Presumption Explained

Learn how res ipsa loquitur shifts the burden of proof in negligence cases, using a landmark Philippine Supreme Court ruling.