Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

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Aug 16, 2006 administrative-law consumer-protection electricity-rates epira due-process supreme-court

Philippine Supreme Court Upholds Consumer Rights Publication Required FOR Electricity Rate Hikes

The Supreme Court ruled that electricity rate hike applications must be published and opened for public comment, protecting consumer rights under the EPIRA.

Jun 27, 1997 mortgage foreclosure interest rates escalator clauses real estate mortgage borrower rights act 3135

Mortgage Foreclosure in the Philippines: Protecting Your Rights Against Unilateral Interest Rate Hikes

Learn how the Supreme Court protects borrowers from unilateral interest rate hikes and what notice is required in Philippine mortgage foreclosures.