Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 18 of 8 articles for fgu insurance

Contractual Negligence: Defining the Scope of Liability in Service Agreements

A Supreme Court ruling on surety bonds clarifies when a contractor's breach triggers full liability, and how compensation applies.

Duty to Notify Insurance Beneficiary Rights and Agent Responsibilities in the Philippines

Philippine Supreme Court ruling on insurance beneficiary notification duties, agent responsibilities, and claim deadlines after the insured's death.

Sheriff's Extortion and Neglect of Duty: A Supreme Court Lesson on Court Personnel Integrity

Supreme Court ruling on a sheriff's extortion and neglect of duty, reaffirming that sheriffs must execute writs with diligence and integrity.

Arrastre Contractor Liability: When the P3,500-Per-Package Limit Does Not Apply

Philippine Supreme Court ruling on when arrastre contractors cannot invoke the P3,500 per-package liability limit under PPA Administrative Order No. 10-81.

Who Pays When Cargo Vanishes: Defining Responsibility in Shipping Losses

When a shipment disappears in a terminal, who bears the loss? The Supreme Court clarifies arrastre liability and insurance subrogation.

Private vs Common Carriers: Who Bears Liability for Damaged Cargo?

Philippine Supreme Court clarifies when a trucking company is a private carrier and how liability for damaged cargo is determined.

Defining Counterclaims: Compulsory vs. Permissive in Philippine Courts

Learn how Philippine courts distinguish compulsory from permissive counterclaims, and why docket fees and jurisdiction depend on that distinction.

Rent-a-Car Liability in the Philippines: When Is the Owner Liable for Lessee’s Negligence?

Philippine Supreme Court ruling on when rent-a-car companies are liable for lessee negligence under quasi-delict and vicarious liability rules.