Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Feb 22, 2023conjugal propertymortgage redemption insuranceinsurance lawfamily codereal estate mortgagesupreme court
Conjugal Property vs Separate Insurance: When a Spouse's Death Does Not Pay Off the Mortgage
A Supreme Court ruling clarifies when a mortgage redemption insurance payout applies after a spouse's death, and how conjugal property is determined.
Insurer's Inaction on Insurance Application: When Silence Means Approval
Supreme Court rules insurer's prolonged inaction on a group life insurance application amounts to approval, protecting insured parties from prejudice.
Honesty is the Best Policy: Understanding Concealment in Philippine Insurance Law
A Supreme Court ruling clarifies when an insurer may deny a claim for concealment, and who may sue on a mortgage redemption insurance policy.