Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Surety Bonds in Replevin: When Does a Bond Really Expire?
A surety bond in a replevin case remains valid until the case is finally terminated, even if the stated period has lapsed.
Surety Bonds Liability Extends Until Case Termination Despite NON Renewal
A surety bond stays effective until a case is finally terminated, even without renewal. Learn the rule from Enriquez v. Mercantile Insurance.
Insurance Policy Incontestability Clarifying Reinstatement Dates And Insurer Obligations
Philippine Supreme Court clarifies when the incontestability period starts after policy reinstatement, and what insurers must prove to deny claims.
Surety Bonds and Indemnity: Why Renewal Disputes Don't Erase Contractual Liability
Philippine Supreme Court rules that a deed of indemnity authorizing bond renewals binds signatories even without separate consent to each renewal.
Health Care Agreements vs Insurance Contracts: The Incontestability Clause Explained
The Supreme Court ruled that health care agreements are insurance contracts, so the incontestability clause applies to HMOs.