Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Interest on Installment Payments: When Does the Clock Stop Ticking
A buyer's mere letter of intent to pay does not stop interest from running. The Supreme Court explains tender of payment and consignation rules.
Philippine Supreme Court Upholds Buyer Rights Subdivision Developer Must Fulfill Obligations Despite Payment S
Buyers may suspend installment payments when a subdivision developer fails to deliver promised improvements, the Supreme Court ruled in Tamayo v. Huang.
Rescission Rights: When a Buyer's Failure to Pay Lets the Seller Cancel
A Supreme Court ruling explains when a seller may rescind a contract to sell, how installment payments are applied, and why a memorandum is not required for due process.
Chattel Mortgage Insurance: When Lenders Must Notify Borrowers of Premium Payments
Philippine Supreme Court rules on chattel mortgage insurance renewals, lender obligations, and borrower notice requirements in installment payments.
When Mortgagees May Renew Insurance on Chattel Mortgages: Servicewide Specialists v. Trinidad
Philippine Supreme Court ruling on when a mortgagee may renew insurance on a chattel and apply installment payments to premiums without notice.