Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Mar 18, 2002health care agreementinsurance contractincontestability clausephilamcareinsurance codehmo
Health Care Agreements vs Insurance Contracts: The Incontestability Clause Explained
The Supreme Court ruled that health care agreements are insurance contracts, so the incontestability clause applies to HMOs.
Protecting Loan Security: How Mortgagees Can Secure Insurance Claims in the Philippines
Learn how mortgagees can secure insurance proceeds under Philippine law, based on the Supreme Court's ruling in Rizal Commercial Banking Corp. v. Goyu & Sons.
Insurable Interest: Can a Landlord Claim Insurance on a Tenant's Property?
Philippine Supreme Court rules a landlord cannot claim fire insurance proceeds on a tenant's merchandise without insurable interest. Learn the key principles.