Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

Showing 1–3 of 3 articles for “loan collateral”

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Mar 19, 2014 mortgagee-in-good-faith real-estate-mortgage torrens-title unregistered-sale banking-diligence land-registration

Mortgage in Good Faith: Banks vs Unregistered Land Sales in the Philippines

When does a bank lose protection as a mortgagee in good faith? The Supreme Court clarifies the rule on unregistered land sales.

Jan 23, 2007 banking law loan collateral mortgage due diligence credit line supreme court

Beyond the Title: Why Philippine Banks Must Investigate Loan Collateral Ownership

Philippine Supreme Court ruling on Omengan v. PNB clarifies banks' duty to investigate collateral ownership beyond the certificate of title.

Feb 28, 2000 banking law mortgage fraud negligence last clear chance civil law supreme court

Breach of Banking Duty: Bank Liable for Mortgage Fraud Due to Negligence in Identifying Impostors

Philippine Supreme Court holds bank liable for mortgage fraud when it failed to verify impostors' identity, applying the last clear chance doctrine.