Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Get a cited, plain-language answer from 184,000+ statutes and decisions — free, no sign-up.
Navigating Beneficiary Designation in Life Insurance: A Guide for Policyholders
A Supreme Court ruling clarifies when beneficiary changes in life insurance take effect, and why insurer internal rules cannot override policy terms.
Securities Deposit Immunity Protecting Policyholders Interests IN Insurance Contracts
Learn how the Supreme Court protects policyholders' interests through the securities deposit immunity rule in insurance contracts.
Security Deposits of Insurance Firms Shielded From Individual Claims Preserving Solvency FOR ALL Policyholders
Supreme Court rules insurance security deposits cannot be garnished by single claimants, protecting all policyholders' interests.
Prescription in Insurance Claims: When Does the Clock Really Start Ticking
Philippine Supreme Court ruling clarifies when the prescriptive period for insurance claims begins, protecting policyholders from delayed denial.