Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

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Jan 16, 2019 credit cards pre-approved cards consent bank liability terms and conditions commercial law

Pre-Approved Credit Cards: Consent to Terms Must Be Proven

Banks must prove cardholders consented to credit card terms. Without proof, only legal interest applies.