Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Payment Deadlines: Insurers Can't Deny Coverage After Granting Credit
Philippine Supreme Court ruling on when insurers cannot deny coverage if they granted credit terms for premium payments.
No Premium, No Policy: Philippine Insurance Law on Payment and Coverage
Philippine Supreme Court clarifies that fire insurance policies require actual premium payment before coverage attaches, rejecting implied credit arrangements.
Fire Insurance Premiums: When Partial Payment Is Not Enough in the Philippines
Philippine Supreme Court rules on whether partial premium payment makes a fire insurance policy valid and binding.
Chattel Mortgage Insurance: When Lenders Must Notify Borrowers of Premium Payments
Philippine Supreme Court rules on chattel mortgage insurance renewals, lender obligations, and borrower notice requirements in installment payments.