Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Equitable Mortgage vs Sale With Right of Repurchase: How Courts Classify Real Estate Deals
Philippine Supreme Court clarifies when a sale with option to repurchase is an equitable mortgage, and how to rebut the legal presumption.
Lost Chance to Repurchase: Understanding Time Limits in Property Sales with Right of Repurchase
The Supreme Court ruled that a vendor's right to repurchase property must be exercised within four years from the time the condition triggering it occurs.
Equitable Mortgage vs Pacto de Retro: Protecting Borrowers in Land Transactions
When is a deed of sale with right of repurchase actually an equitable mortgage? The Supreme Court explains in Blancia v. Calauor.
Right of Repurchase in Philippine Real Estate: Pacto de Retro Rules Explained
Learn the rules on pacto de retro sales and the right of repurchase in Philippine real estate, including annotation duties and judicial requirements.