Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

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Nov 15, 2000 pactum commissorium real estate mortgage loan agreements civil code philippine law

Pactum Commissorium: Why Automatic Property Grab in Loan Agreements Is Illegal in the Philippines

Philippine law bans pactum commissorium—automatic property forfeiture in loans. Learn the rule, the Marino v. Salcedo case, and your rights.