Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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When a Surety Can Escape Liability: Overcoming the Presumption of Regularity
Philippine Supreme Court clarifies when sureties can overcome the presumption of regularity attached to notarized continuing suretyship agreements.
Understanding Suretyship: When Can a Surety Be Released From Liability
The Supreme Court clarifies when a surety may be released from liability and when material alterations to the principal contract do not extinguish the bond.
Guarantee vs Suretyship: How Waiving Excussion Changes Liability
The Supreme Court clarifies when a "guarantee" becomes a suretyship, and why a rehabilitation stay order does not protect a surety.
Solidary Liability in Suretyship: Partners' Obligations in Loan Agreements
Philippine Supreme Court ruling on solidary liability of partners and sureties in loan agreements, explained in plain language.
Continuing Suretyship in the Philippines: Liability for Future Debts Explained
Learn how the Supreme Court upheld a surety's liability for future debts under a Continuing Suretyship, and when courts may reduce attorney's fees.
Continuing Suretyship Scope and Enforceability in Loan Renewals
Philippine Supreme Court clarifies that a continuing suretyship covers loan renewals and future availments under the same credit agreement.
Continuing Suretyship Scope and Enforceability in Loan Renewals
Philippine Supreme Court ruling on whether a continuing suretyship covers renewed credit facilities and subsequent loan availments.
Suretyship Perfected Surety Liable Despite Appeal Rejection
A surety bond is perfected upon issuance, not upon the appeal's success. Learn the Supreme Court's ruling in Quiamco v. Capital Insurance.
Suretyship and Subcontracting: When Does a Surety Guarantee Performance
Philippine Supreme Court clarifies when a surety's liability arises in subcontracting and why reimbursement claims belong in regular courts.
When a Surety’s Guaranty Does Not Bind the Conjugal Partnership: The Ching Case
The Supreme Court clarifies when a spouse's suretyship binds the conjugal partnership, and the rights of a wife to challenge an attachment.
Surety Agreements for Future Debts: Validity Under Philippine Law
Philippine Supreme Court ruling on suretyship for future debts, continuing guaranty, and surety liability despite principal debtor's rehabilitation.
Surety Bonds and Deficiency Claims: Why Evidence of Demand and Computation Matters
Philippine Supreme Court ruling on suretyship, deficiency claims, and the need for valid demand with clear computation of amounts owed.
Upholding Contractual Obligations: The Imperative of Timely Performance in Compromise Agreements
A Supreme Court ruling on continuing suretyship, assignment of credit, and trust receipts—clarifying that debtors cannot escape liability through technical defenses.
Continuing Suretyship for Future Debts and Assignment Without Debtor's Consent
Philippine Supreme Court ruling on continuing suretyship agreements, validity of assignments without debtor consent, and trust receipt remedies.
Surety's Solidary Liability: The True Extent of Guarantees in Philippine Law
Philippine Supreme Court clarifies when a "guarantee" becomes a suretyship, making the surety solidarily liable with the principal debtor.
Novation and Suretyship: Understanding Debt Substitution in Philippine Law
Philippine Supreme Court clarifies when debt substitution is novation versus suretyship, and why accommodation parties remain liable.