Legal Insights

Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.

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Sep 7, 2020 credit card debt interest rates unconscionable interest philippine law rcbc uysipuo

Credit Card Debt in the Philippines: Interest Rates, Obligations, and the Uysipuo Ruling

The Supreme Court clarifies how credit card interest rates are computed and when courts can reduce unconscionable charges.