BSP Memoranda BSP Memoranda No. M-2021-070BSP Memoranda No. M-2021-070 2021-12-22T00:00:00.000+08:00

Guidelines on the Submission of the Comprehensive Credit and Equity Exposures (COCREE) Report

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a) XML Schema Definition or XSD - This contains the technical specifications which will serve as building blocks in generating the report in XML file format. The XSD shall be available in the BSP Template Portal (www.bsp.gov.ph/SES/reporting_templates) or requested directly from the Credit Reporting System Unit (CRSU) through [email protected]. b) Data Dictionary (see Annex A) – This serves as a supporting document of the XSD which presents the specifications of data element names, data types, and acceptable values of the COCREE Report in a tabular form. c) Line-item Instructions (see Annex B) - This provides a comprehensive guide in accomplishing the COCREE Report and covers relevant details and description of each data element. d) Control Prooflist or CP (see Annex C) - This document, which will be submitted in PDF together with the XML file, requires authorized signatories to certify the total number of records and submission type of the XML file/s and that all matters declared in the COCREE Report are true and correct. e) Validation User Guide (see Annex D) - This describes the validation process and illustrates common validation errors with corresponding interpretation and resolution to address these exceptions. f) Frequently Asked Questions or FAQ (see Annex E) - This provides a baseline list of queries, with corresponding responses, which BSFIs may encounter in the preparation, accomplishment, and/or submission of the COCREE. 3) The COCREE Report and its CP shall be submitted through the FI Portal using the prescribed file naming convention and file extension/format, as illustrated below: File File Name File extension/ Format COCREE COCREE_YYYYMM_<Bank acronym>_<file XML Report no.>of<total no. of files>.xml Control COCREE_YYYYMM_<Bank acronym>_Control pdf Prooflist Prooflist.pdf

4) Report submissions that do not conform to the above prescribed procedures shall not be accepted and shall be considered non-compliant with the BSP reporting requirements as prescribed under Section 171 of the MORB and Section 172-Q of the MORNBFI. Only the file format prescribed by the BSP for the COCREE Report shall be accepted as compliant with the existing reportorial requirements of the BSP subject to validation and applicable penalties for erroneous, delayed and/ or unsubmitted reporting. To prepare for the effectivity of the COCREE Report, BSFIs can pilot test their XML submissions with the BSP. This will involve the iterative process of submitting COCREE-XML test reports to the BSP and addressing the exceptions noted in the BSP validation. Pilot testing period of the COCREE-XML through the FI Portal will start in February 2022 and end in May 2022. BSFIs can test using records as of reporting period 30 June 2021. Only after the submitted records as of reporting period 30 June 2021 have successfully passed validation can the BSFI proceed to test the records of the subsequent reporting period which, for pilot testing purposes, shall refer to the next reporting quarter (i.e., records as of period ended 30 September 2021 after records as of period ended 30 June 2021 have passed validation, followed by records as of period ending 31 December 2021 after records as of period ended 30 September 2021 have passed validation). Records covering reporting periods 30 June 2021 to 31 December 2021 submitted during the pilot phase are primarily for testing purposes only and will not be considered as a live submission of the COCREE Report. Penalties for reporting violations of the COCREE Report shall not be imposed during the pilot period. A grace period for non- imposition of penalties for reporting violations of the COCREE Report shall also be observed for the first three reporting periods of its live submissions (i.e., reporting periods 31 March, 30 April, and 31 May 2022). Imposition of penalties for reporting violations of the COCREE submission shall be strictly enforced beginning with reporting period 30 June 2022. During the pilot period and live implementation of the COCREE, the Report on CREDEX1 shall continue to be submitted quarterly in accordance with its existing deadline and reporting rules until otherwise advised by the Bangko Sentral. 1 Credit and Equity Exposures to Individuals/Companies/Groups Aggregating P1.0 Million and Above

Covered BSFIs are therefore urged to take advantage of the pilot testing period of the COCREE Report. Queries about the pilot test and/or clarifications about the COCREE Report can be emailed to [email protected] For compliance. Digitally signed by Chuchi G. Fonacier Date: 2021.12.22 17:34:15 +08'00' CHUCHI G. FONACIER Deputy Governor 22 December 2021 ___

COCREE - Data Dictionary Annex A Filing Information Filing Type No. XSD Element Name Description Data Type XSD Data Length Accepted Values deleteInfo addInfo Additional Information Type 1 bkcode Financial N xs:nonNegativ 21 BSP-issued FI Code M M Refers to the unique code issued by the Bangko Sentral (BSP) to Institution Code (FI eInteger BSFIs Code) 2 trdate File Reference D xs:date 8 XSD default date format M M Refers to the end-of-month reporting period of the record data Date (YYYY-MM-DD) 3 submitType Submission Type N submit_type 1 0 = New N M deleteInfo shall be used when rectifying previously submitted and 1 = Update accepted records. addInfo=0 (New) shall be used when filing new Subjects which have not yet been submitted and accepted in previous reports. addInfo=1 (Update) shall be used when filing subsequent records related to Subjects which were already submitted and accepted in previous reports. Scenarios for updates include periodic payments, changes in exposure classification, and updates in Subject Information. When updating records, BSFI shall observe the following: a. If there are updates in at least one (1) of the previously submitted SubjectInfo, the full string of SubjectInfo data elements shall be re- submitted. b. If there are updates in the previously submitted ContractInfo (e.g., change in outstanding balance due to amortization payment, change in accumulated gains/losses, upgrade in credit limit,), submission of the full string of data element is no longer necessary. Only the dynamic data elements are required to be submitted along with their filingInfo, subjectID, contractID . Refer to COCREE FAQ for more information on the submission scenarios. 4 totSubjectRecords No. of Submitted N xs:nonNegativ 12 Total number of M M The count shall be on a per XML/file basis. Subject Records eInteger subjects being filed for the reference period 5 totExposureRecords No. of Submitted N xs:nonNegativ 12 Total number of M M Exposure Records eInteger exposures being filed for the reference period 6 totNegativeRecords No. of Submitted N xs:nonNegativ 12 Total number of M M Negative Records eInteger negative being filed for the reference period Data Element Requirement Type Data Type M- Mandatory A-Alphanumeric N- Not Applicable S-String O- Optional N-Numeric D-Date M-Memo COCREE Data Dictionary ver. 1.0 Page 1 of 15

COCREE - Data Dictionary Annex A Subject Information Subject Type No. XSD Element Description Data XSD Data Length Accepted Values Individual Sole Partners Corpora Coopera Gov't and Additional Information Name Type Type Prop hip tion tive other Agencies Subject Type I S P C K G 1 subjectId Subject ID A name40 40 Free Text. M M M M M M A unique code internally assigned by the BSFI to credit cardholders/ Refer to Annex A-X for list of counterparties to identify the same acceptable values and subject. special characters. 2 firstName First Name S name70 70 Free Text. M M N N N N BSFIs are expected to properly parse the names of individuals into First Name, Refer to Annex A-X for list of Middle Name, Last Name, and Suffix. The acceptable values and full name should not be submitted as special characters. one (1) data element only. Moreover, the First Name and Last Name (for non-mononymous person) should not contain default and/or blank values at all times. Default value (i.e., “Not Applicable”) shall only be allowed for Last Name of mononymous persons (i.e., individuals with single name). 3 middleName Middle Name S name70 70 Free Text. O O N N N N Refer to Annex A-X for list of acceptable values and special characters. 4 lastName Last Name S name70 70 Free Text. M M N N N N Refer to Annex A-X for list of acceptable values and special characters. 5 suffix Suffix S suffix_type 3 Jr O O N N N N Sr II III IV V COCREE Data Dictionary ver. 1.0 Page 2 of 15

COCREE - Data Dictionary Annex A Subject Information Subject Type No. XSD Element Description Data XSD Data Length Accepted Values Individual Sole Partners Corpora Coopera Gov't and Additional Information Name Type Type Prop hip tion tive other Agencies Subject Type I S P C K G 6 compName Official Registered S name100 100 Free Text. N M M M M M The legal name of the Subject as Business Name / indicated in the registration documents. Agency Name Refer to Annex A-X for list of For exposures in gov't instruments and acceptable values and gov't agencies, this pertains to the name special characters. of the issuing jurisdiction or gov't agency (e.g., Philippines, Indonesia, USA, Bureau of Internal Revenue, Home Development and Mutual Fund, City of Manila, etc.) At no instance will the Official Registered Name (compName ) contain any default values. Domestic and foreign government units and agencies must be filed as Government (G) in the Subject Type. 7 tradeName Company Trade S name100 100 Free Text. N M M M M N A “doing business as” (DBA) name known Name by the public. At no instance will Official Refer to Annex A-X for list of Registered (compName) or Company acceptable values and Trade (tradeName) names contain special characters. default values. If there are no known trade names, the company name and the trade name shall have the same value. 8 birthDate Date of Birth D xs:date 8 XSD default date (YYYY-MM- M M N N N N *If data is unavailable, default value is DD) 1900/01/01. Refer to Footnote. 9 gender Gender S gender_MF 1 M-Male M M N N N N F-Female 10 residentType Resident or Non- N resident_typ 1 0- Non-resident M M M M M M *If data is unavailable, default value is "2- Resident e 1- Resident Data Not Available". Refer to Footnote. 2- Data Not Available COCREE Data Dictionary ver. 1.0 Page 3 of 15

COCREE - Data Dictionary Annex A Subject Information Subject Type No. XSD Element Description Data XSD Data Length Accepted Values Individual Sole Partners Corpora Coopera Gov't and Additional Information Name Type Type Prop hip tion tive other Agencies Subject Type I S P C K G 11 nationality Nationality S nationality_ 2 Refer to Annex A-I for list of M M M M M M *If data is unavailable, default value is "XX- XX Nationalities Data Not Available". Refer to Footnote. 12 civilStatus Civil Status N civil_status 1 1-Single M M N N N N *If data is unavailable, default value is "6- 2-Married Data Not Available". Refer to Footnote. 3-Divorced/Separated 4-Widowed 5-Common Law Partner 6- Data Not Available 13 philsys Philippine National ID N philsys_for 12 NNNNNNNNNNNN M M N N N N At least one (1) ID is mandatory. mat 14 tin Tax Identification No. N tin_format 12 NNNNNNNNNNNN M M M M M N 15 sss Social Security N sss_format 10 NNNNNNNNNN M M N N N N System No. 16 gsis Government Service N gsis_format 11 NNNNNNNNNNN M M N N N N Insurance System No. 17 otherIdCode Other Identification N other_id 2 Refer to Annex A-V for list of M M N N N N Document Type Other ID Types 18 otherId Other Identification A name40 40 Free Text. M M N N N N Document Number Refer to Annex A-X for list of acceptable values and special characters. 19 currAddress: Address Data - Full A address300 300 Free Text. M M M M M O *If data is unavailable, default value is fullAddress Address (Present) "Data Not Available". Refer to Footnote. Refer to Annex A-X for list of acceptable values and special characters. COCREE Data Dictionary ver. 1.0 Page 4 of 15

COCREE - Data Dictionary Annex A Subject Information Subject Type No. XSD Element Description Data XSD Data Length Accepted Values Individual Sole Partners Corpora Coopera Gov't and Additional Information Name Type Type Prop hip tion tive other Agencies Subject Type I S P C K G 20 currAddress: Address Data - S country_XX 2 Refer to Annex A-I for list of M M M M M O When Subject Type= G, then the country countryCode Country where Country Codes. code should represent the country where residence is located the government agency is located.*If data (Present) is unavailable, default value is "XX- Data Not Available". Refer to Footnote. 21 currAddress: Address Data - S city 33 Refer to Annex A-III for list M M M M M O When the country (countryCode ) cityCode City/Town (Present) of valid values for Philippine reported is Philippines, BSFIs shall City/Town based on the identify the PSGC corresponding to the Philippine Standard city/municipality of the submitted Geographic Code (PSGC) address. Only non-Philippines addresses and legacy accounts with no address information can use default value. 22 permAddress: Address Data - Full A address300 300 Free Text. M M M M M O *If data is unavailable, default value is fullAddress Address (Permanent) "Data Not Available". Refer to Footnote. Refer to Annex A-X for list of acceptable values and special characters. 23 permAddress: Address Data - S country_XX 2 Refer to Annex A-I for list of M M M M M O When Subject Type= G, then the country countryCode Country where Country Codes code should represent the country where residence is located the government agency is located.*If data (Permanent) is unavailable, default value is "XX- Data Not Available". Refer to Footnote. COCREE Data Dictionary ver. 1.0 Page 5 of 15

COCREE - Data Dictionary Annex A Subject Information Subject Type No. XSD Element Description Data XSD Data Length Accepted Values Individual Sole Partners Corpora Coopera Gov't and Additional Information Name Type Type Prop hip tion tive other Agencies Subject Type I S P C K G 24 permAddress: Address Data - S city 33 Refer to Annex A-III for list M M M M M O When the country (countryCode ) cityCode City/Town of valid values for Philippine reported is Philippines, BSFIs shall (Permanent) City/Town based on the identify the PSGC corresponding to the Philippine Standard City/Municipality of the submitted Geographic Code (PSGC) address. Only non-Philippines addresses and legacy accounts with no address information can use default value. 25 contactLandlin Contact Data - N contact_lan 12 Country code+ area code + M M M M M O At least one (1) contact number is e Landline Number dline number, without leading "0" mandatory or "00" or "+" (e.g. 63287087701 for PH *If data is unavailable, default value is "0", number) Refer to Footnote. 26 contactMobile Contact Data - Mobile N contact_mo 12 Country code+ courier code+ M M M M M O Number bile number, without leading "0" or "00" or "+" (e.g. 639171234567 for PH number) 27 srcIncome Income Type N source_inco 2 10- Unemployed M N N N N N *If data is unavailable, default value is "20- me 11- Salary Data Not Available", Refer to Footnote. 12- Business/Self-Employed 13- Pension 14- Remittance 15- Investment 16- Commission 17- Rental Income 18- Freelance Income 19- Multiple or Other Sources (specify in scrIncomeOth ) 20- Data Not Available COCREE Data Dictionary ver. 1.0 Page 6 of 15

COCREE - Data Dictionary Annex A Subject Information Subject Type No. XSD Element Description Data XSD Data Length Accepted Values Individual Sole Partners Corpora Coopera Gov't and Additional Information Name Type Type Prop hip tion tive other Agencies Subject Type I S P C K G 28 srcIncomeOth Other Source of S name40 40 Free Text. O N N N N N Income Refer to Annex A-X for list of acceptable values and special characters. 29 compType Employer Type of the N employer_ty 1 1- Government M N N N N N Mandatory only if Income Type Subject pe 2- Private Sector (scrIncome ) is 11-Salary 3- Data Not Available compType and compIndus refer to the type and nature of business or industry of 30 compName Company Name of A name100 100 Free Text. M N N N N N the subject's employer, respectively. Subject's Employer Refer to Annex A-X for list of *Use default values if data is unavailable, acceptable values and Refer to Footnote. special characters. 31 compIndus Nature of Business/ S psic 1 Refer to Annex A-IV for list M N N N N N Industry of Employer of pre-populated categories according to the 2009 Philippine Standard Industrial Classification (PSIC) 32 grossAnnual Annual Gross Income N decimal_13_ 15 Numerical with 2 decimal M M M M M N Mandatory only for subjects with loan 2 places. Losses are reflected exposures. 33 netAnnual Annual Net Income N decimal_13_ 15 as negative values M M M M M N 2 34 dosriInd DOSRI Indicator N dosri_indica 1 Provide relationship of the M M M M M N tor financial institution and borrower as to: 0- Not DOSRI 1-Director 2-Officer 3-Stockholder 4-Related Interest COCREE Data Dictionary ver. 1.0 Page 7 of 15

COCREE - Data Dictionary Annex A Subject Information Subject Type No. XSD Element Description Data XSD Data Length Accepted Values Individual Sole Partners Corpora Coopera Gov't and Additional Information Name Type Type Prop hip tion tive other Agencies Subject Type I S P C K G 35 rptInd RP Indicator N rpt_indicato 1 Provide relationship of the M M M M M N r financial institution and borrower as to: 0- Not RPT 1- Subsidiary 2- Affiliates 3-Interlocking directorship 4-Company Employee 5-Strategic Partner 6-Others 36 regDate Business Registration D xs:date 8 XSD default date (YYYY-MM- N M M M M N *If data is unavailable, default value is Date DD) 1900-01-01. Refer to Footnote. 37 regCode Business Registration A name40 40 Free Text. N M M M M N For domestically-registered businesses, Number this could be the registration number Refer to Annex A-X for list of issued by the Securities and Exchange acceptable values and Commission, Department of Trade and special characters. Industry, or Cooperative Development Authority. *If data is unavailable, default value is "Data Not Available". Refer to Footnote. 38 companySize Firm Size N company_si 1 1-Micro N M M M M N *If data is unavailable, default value is "5- ze 2-Small Data Not Available". Refer to Footnote. 3-Medium 4-Large 5- Data Not Available COCREE Data Dictionary ver. 1.0 Page 8 of 15

COCREE - Data Dictionary Annex A Subject Information Subject Type No. XSD Element Description Data XSD Data Length Accepted Values Individual Sole Partners Corpora Coopera Gov't and Additional Information Name Type Type Prop hip tion tive other Agencies Subject Type I S P C K G 39 busNature Nature of Business S psic 1 Refer to Annex A-IV for list N M M M M O This refers to the nature of business or of categories based on the industry classification of the subject. 2009 Philippine Standard Industrial Classification (PSIC) 40 congl Conglomerate S conglomera 3 Refer to Annex A-VI for list N N N M N N This refers to the conglomerate grouping te_XXX of Conglomerates where the business subject belongs to. Selection is based on a pre-identified list of Philippine conglomerate groups. Notes: *The use of default values indicating unavailability of data for old/legacy accounts, among other considerations, shall be allowed for the purpose of accepting the other information available. This, however, is only acceptable during the transition periods until further notice, and shall be closely monitored by the Bangko Sentral, subject to the provisions of BSP Cir. No. 963, to maintain the overall quality of data. Data Element Requirement Type Data Type M- Mandatory A-Alphanumeric N- Not Applicable S-String O- Optional N-Numeric D-Date M-Memo COCREE Data Dictionary ver. 1.0 Page 9 of 15

COCREE - Data Dictionary Annex A Exposure Information Exposure Type No. Element XSD Element Data Fields Data XSD Data Length Accepted Values Loans Other Credit Debt and Equity Off- Credit Additional Information Movement Name Type Type Accommodation Investments Balance Card Sheet Exposure Type Loan OtherCred Investment OffBS CredCard 1 Static subjectId Subject ID A name40 40 Free Text. M M M M M A unique code internally assigned by the BSFI to borrowers/credit Refer to Annex A-X for list of cardholders/counterparties to identify acceptable values and special the same subject. characters. 2 Static contractNo Contract No. A name40 40 Free Text. M M M M M A unique code internally assigned by the BSFI to each single exposure of the Refer to Annex A-X for list of subject. This can be in the form of acceptable values and special client/customer ID for credit card characters. relationships, promissory note no. for loans, ISIN no./transaction no. for investments in debt and equity securities. and off-balance sheet exposures. For credit card accounts, this is NOT the credit card number nor any account number identifiable with the credit card information of the subject. BSFIs shall provide a unique Contract No. without revealing any sensitivity and identifiable fetures of the credit card. For multiple credit cards sharing the same statement (i.e., primary and supplementary; peso and foreign currency; etc.), only one contract number shall be reported. However, if each card have separate statements, then each card shall be reported with a corresponding contract number. 3 Static purpose Purpose of Loan S psic 1 Refer to Annex A-IV for list of M M N N N This refers to the purpose of loan by categories based on the 2009 economic activity. Philippine Standard Industrial Classification (PSIC) 4 Static bookType Book Type S book_type 1 B-Bank/Entity Proper M M M N N T-Trust Department COCREE Data Dictionary ver. 1.0 Page 10 of 15

COCREE - Data Dictionary Annex A Exposure Information No. Element XSD Element Data Fields Data XSD Data Length Accepted Values Loans Other Credit Debt and Equity Off- Credit Additional Information Movement Name Type Type Accommodation Investments Balance Card Sheet 29 Dynamic restructured Restructured S restructured 1 Y-Yes M M O N M Status _X N-No 30 Dynamic nominalInt Nominal Interest N decimal_3_4 7 Numerical with up to 4 M M N N O This should be reported as a whole rate (Annual) decimal places number (e.g., 10.275% is reported as 10.275). If data is unavailable, a default value of 999 shall be reported. Refer to footnote. 31 Dynamic collType / Collateral Type N collateral_ty 1 Refer to Annex A-VIII for list of M M O N N At least 1 Collateral Type shall be collCode pe Securities reported for Loans and Other Credit Accommodation 32 Dynamic appraiseVal Asset Appraised N positive_deci 15 Numerical with 2 decimal M M (mandatory for N N N This is only mandatory for secured Value - in Peso mal_13_2 places (mandat secured loans) loans. Moreover, when a collateral is ory for linked to more than one (1) exposure, secured the appraised value may be distributed loans) to the associated exposures. 33 Dynamic appraiseDate Asset Appraisal D xs:date 8 XSD default date (YYYY-MM- O O N N N This is only applicable for secured loans Date DD) with appraisal value. 34 Dynamic probDefault Probability of N decimal_3_4 7 Numerical with up to 4 M M M M M This should be reported as a whole Default decimal places number (e.g., 10.875% is reported as 10.875). If data is unavailable, a default value of 999 shall be reported. Refer to footnote. Notes: *The use of default values– indicating unavailability of data - for old/legacy accounts, among other considerations, shall be allowed for the purpose of accepting the other information available. This, however, is only acceptable during the transition periods until further notice, and shall be closely monitored by the Bangko Sentral, subject to the provisions of BSP Cir. No. 963, to maintain the overall quality of data. Data Element Requirement Type Data Type Element Movement M- Mandatory A-Alphanumeric Static are stable data elements which usually do not change throughout the life cycle of the exposure. (e.g., Promissory Note Number, purpose of the loan, N- Not Applicable S-String transaction type, date granted, amount granted, acquisition amount, among others) O- Optional N-Numeric Dynamic are active data elements which usually require periodic updates throughout the life cycle of the exposure. Hence, it requires updates every reporting D-Date period. (e.g., outstanding balance M-Memo COCREE Data Dictionary ver. 1.0 Page 14 of 15

COCREE - Data Dictionary Annex A Negative Information No. XSD Element Description Data Type XSD Data Type Length Subject Type Subject Type Name I S P C K G I S P C K G Accepted Values Accepted Values with no negative info with negative Info noInfo negDetails 1 subjectId Subject ID A name40 40 A unique code internally assigned by the BSFI to the borrowers/ credit cardholders/ counterparties to identify the same subject. 2 negativeType Negative N negative_type 2 Negative information concerning the Negative information concerning the Information subject, with the following options: subject, with the following options: 0- None to report 1- Foreclosure 2-Report on bankruptcy or insolvency 3- Petition or order on suspension of payments 4- Mishandled accounts 5- Cancelled credit cards 6- Corporate rehabilitation 7- Fraudulent transactions 8- Customer untraceable or deceased 9- Stolen identity card 10- Attachment in course 11- Liquidation 12- Not allowed debit balance on current account (not related to any contract) 3 Details Negative Event M details1000 1000 Free Text. Additional narrative on the Details reported negative information 4 status Negative Event N zero_or_one 1 1-Active Status 0-Closed Data Type Subject Type A-Alphanumeric I- Individual S-String S-Sole Proprietorship N-Numeric C- Corporation D-Date K- Cooperative M-Memo P-Partnership G- Gov't and Other Agencies COCREE Data Dictionary ver. 1.0 Page 15 of 15

List of Nationalities Annex A-I Value Description AF AFGHANISTAN AX ALAND ISLANDS AL ALBANIA DZ ALGERIA AS AMERICAN SAMOA AD ANDORRA AO ANGOLA AI ANGUILLA AQ ANTARCTICA AG ANTIGUA AND BARBUDA AR ARGENTINA AM ARMENIA AW ARUBA AU AUSTRALIA AT AUSTRIA AZ AZERBAIJAN BS BAHAMAS BH BAHRAIN BD BANGLADESH BB BARBADOS BY BELARUS BE BELGIUM BZ BELIZE BJ BENIN BM BERMUDA BT BHUTAN BO BOLIVIA BA BOSNIA AND HERZEGOVINA BW BOTSWANA BV BOUVET ISLAND BR BRAZIL IO BRITISH INDIAN OCEAN TERRITORY BN BRUNEI DARUSSALAM BG BULGARIA BF BURKINA FASO BI BURUNDI KH CAMBODIA CM CAMEROON CA CANADA CV CAPE VERDE KY CAYMAN ISLANDS CF CENTRAL AFRICAN REPUBLIC TD CHAD CL CHILE CN CHINA

List of Nationalities Annex A-I Value Description CX CHRISTMAS ISLAND CC COCOS (KEELING) ISLANDS CO COLOMBIA KM COMOROS CG CONGO CD CONGO, THE DEMOCRATIC REPUBLIC OF THE CK COOK ISLANDS CR COSTA RICA CI CÔTE D'IVOIRE HR CROATIA CU CUBA CY CYPRUS CZ CZECH REPUBLIC DK DENMARK DJ DJIBOUTI DM DOMINICA DO DOMINICAN REPUBLIC TP EAST TIMOR EC ECUADOR EG EGYPT SV EL SALVADOR GQ EQUATORIAL GUINEA ER ERITREA EE ESTONIA ET ETHIOPIA FK FALKLAND ISLANDS (MALVINAS) FO FAROE ISLANDS FJ FIJI FI FINLAND FR FRANCE GF FRENCH GUIANA PF FRENCH POLYNESIA TF FRENCH SOUTHERN TERRITORIES GA GABON GM GAMBIA GE GEORGIA DE GERMANY GH GHANA GI GIBRALTAR GR GREECE GL GREENLAND GD GRENADA GP GUADELOUPE GU GUAM GT GUATEMALA

List of Nationalities Annex A-I Value Description GG GUERNSEY ISLANDS GN GUINEA GW GUINEA-BISSAU GY GUYANA HT HAITI HM HEARD ISLAND AND MCDONALD ISLANDS VA HOLY SEE (VATICAN CITY STATE) HN HONDURAS HK HONG KONG HU HUNGARY IS ICELAND IN INDIA ID INDONESIA IR IRAN, ISLAMIC REPUBLIC OF IQ IRAQ IE IRELAND IL ISRAEL IT ITALY JM JAMAICA JP JAPAN JE JERSEY, ISLANDS JO JORDAN KZ KAZAKSTAN KE KENYA KI KIRIBATI KP KOREA, DEMOCRATIC PEOPLE'S REPUBLIC OF KR KOREA, REPUBLIC OF KW KUWAIT KG KYRGYZSTAN LA LAO PEOPLE'S DEMOCRATIC REPUBLIC LV LATVIA LB LEBANON LS LESOTHO LR LIBERIA LY LIBYAN ARAB JAMAHIRIYA LI LIECHTENSTEIN LT LITHUANIA LU LUXEMBOURG MO MACAU MK MACEDONIA, THE FORMER YUGOSLAV REPUBLIC OF MG MADAGASCAR MW MALAWI MY MALAYSIA MV MALDIVES

List of Nationalities Annex A-I Value Description ML MALI MT MALTA IM MAN ISLAND MH MARSHALL ISLANDS MQ MARTINIQUE MR MAURITANIA MU MAURITIUS YT MAYOTTE ME MONTENEGRO MX MEXICO FM MICRONESIA, FEDERATED STATES OF MD MOLDOVA, REPUBLIC OF MC MONACO MN MONGOLIA MS MONTSERRAT MA MOROCCO MZ MOZAMBIQUE MM MYANMAR NA NAMIBIA NR NAURU NP NEPAL NL NETHERLANDS AN NETHERLANDS ANTILLES NC NEW CALEDONIA NZ NEW ZEALAND NI NICARAGUA NE NIGER NG NIGERIA NU NIUE NF NORFOLK ISLAND MP NORTHERN MARIANA ISLANDS NO NORWAY OM OMAN PK PAKISTAN PW PALAU PS PALESTINIAN TERRITORY, OCCUPIED PA PANAMA PG PAPUA NEW GUINEA PY PARAGUAY PE PERU PH PHILIPPINES PN PITCAIRN PL POLAND PT PORTUGAL PR PUERTO RICO

List of Nationalities Annex A-I Value Description QA QATAR RE RÉUNION RO ROMANIA RU RUSSIAN FEDERATION RW RWANDA BL SAINT BARTHÉLEMY SH SAINT HELENA KN SAINT KITTS AND NEVIS LC SAINT LUCIA MF SAINT MARTIN (FRENCH PART) PM SAINT PIERRE AND MIQUELON VC SAINT VINCENT AND THE GRENADINES WS SAMOA SM SAN MARINO ST SAO TOME AND PRINCIPE SA SAUDI ARABIA SN SENEGAL CS SERBIA & MONTENEGRO RS SERBIA SC SEYCHELLES SL SIERRA LEONE SG SINGAPORE SK SLOVAKIA SI SLOVENIA SB SOLOMON ISLANDS SO SOMALIA ZA SOUTH AFRICA GS SOUTH GEORGIA AND THE SOUTH SANDWICH ISLANDS ES SPAIN LK SRI LANKA SD SUDAN SR SURINAME SJ SVALBARD AND JAN MAYEN SZ SWAZILAND SE SWEDEN CH SWITZERLAND SY SYRIAN ARAB REPUBLIC TW TAIWAN, PROVINCE OF CHINA TJ TAJIKISTAN TZ TANZANIA, UNITED REPUBLIC OF TL TIMOR-LESTE TH THAILAND TG TOGO TK TOKELAU

List of Nationalities Annex A-I Value Description TO TONGA TT TRINIDAD AND TOBAGO TN TUNISIA TR TURKEY TM TURKMENISTAN TC TURKS AND CAICOS ISLANDS TV TUVALU UG UGANDA UA UKRAINE AE UNITED ARAB EMIRATES GB UNITED KINGDOM US UNITED STATES UM UNITED STATES MINOR OUTLYING ISLANDS UY URUGUAY UZ UZBEKISTAN VU VANUATU VE VENEZUELA VN VIET NAM VG VIRGIN ISLANDS, BRITISH VI VIRGIN ISLANDS, U.S. WF WALLIS AND FUTUNA EH WESTERN SAHARA YE YEMEN YU YUGOSLAVIA ZM ZAMBIA ZW ZIMBABWE XX Data not available

List of Currencies (ISO 4217) Annex A-II Value Description AED United Arab Emirates dirham AFN Afghan afghani ALL Albanian Lek AMD Armenian dram ANG Netherlands Antillean guilder AOA Kwanza ARS Argentine peso AUD Australian dollar AWG Aruban guilder AZN Azerbaijanian manat BAM Convertible marks BBD Barbados dollar BDT Bangladeshi taka BGN Bulgarian lev BHD Bahraini dinar BIF Burundian franc BMD Bermudian dollar (customarily known as Bermuda dollar) BND Brunei dollar BOB Boliviano BOV Bolivian Mvdol (funds code) BRL Brazilian real BSD Bahamian dollar BTN Ngultrum BWP Pula BYR Belarusian ruble BZD Belize dollar CAD Canadian dollar CDF Franc Congolais CHE WIR euro (complementary currency) CHF Swiss franc CHW WIR franc (complementary currency) CLF Unidad de Fomento (funds code) CLP Chilean peso CNY Chinese Yuan COP Colombian peso COU Unidad de Valor Real CRC Costa Rican colon CUC Cuban convertible peso CUP Cuban peso CVE Cape Verde escudo CZK Czech Koruna DJF Djibouti franc DKK Danish krone DOP Dominican peso DZD Algerian dinar EEK Kroon EGP Egyptian pound

List of Currencies (ISO 4217) Annex A-II Value Description ERN Nakfa ETB Ethiopian birr EUR Euro FJD Fiji dollar FKP Falkland Islands pound GBP Pound sterling GEL Lari GHS Cedi GIP Gibraltar pound GMD Dalasi GNF Guinea franc GTQ Quetzal GYD Guyana dollar HKD Hong Kong dollar HNL Lempira HRK Croatian kuna HTG Haiti gourde HUF Forint IDR Indonesian Rupiah ILS Israeli new sheqel INR Indian rupee IQD Iraqi dinar IRR Iranian rial ISK Iceland krona JMD Jamaican dollar JOD Jordanian dinar JPY Japanese yen KES Kenyan shilling KGS Som KHR Riel KMF Comoro franc KPW North Korean won KRW South Korean won KWD Kuwaiti dinar KYD Cayman Islands dollar KZT Tenge LAK Kip LBP Lebanese pound LKR Sri Lanka rupee LRD Liberian dollar LSL Lesotho loti LTL Lithuanian litas LVL Latvian lats LYD Libyan dinar MAD Moroccan dirham MDL Moldovan leu MGA Malagasy ariary

List of Currencies (ISO 4217) Annex A-II Value Description MKD Denar MMK Kyat MNT Tugrik MOP Pataca MRO Ouguiya MUR Mauritius rupee MVR Rufiyaa MWK Kwacha MXN Mexican peso MXV Mexican Unidad de Inversion (UDI) (funds code) MYR Malaysian ringgit MZN Metical NAD Namibian dollar NGN Naira NIO Cordoba oro NOK Norwegian krone NPR Nepalese rupee NZD New Zealand dollar OMR Rial Omani PAB Balboa PEN Nuevo sol PGK Kina PHP Philippine peso PKR Pakistan rupee PLN Zloty PYG Guarani QAR Qatari rial RON Romanian new leu RSD Serbian dinar RUB Russian rouble RWF Rwanda franc SAR Saudi riyal SBD Solomon Islands dollar SCR Seychelles rupee SDG Sudanese pound SEK Swedish krona/kronor SGD Singapore dollar SHP Saint Helena pound SLL Leone SOS Somali shilling SRD Surinam dollar STD Dobra SYP Syrian pound SZL Lilangeni THB Baht TJS Somoni TMT Manat

List of Currencies (ISO 4217) Annex A-II Value Description TND Tunisian dinar TOP Pa'anga TRY Turkish lira TTD Trinidad and Tobago dollar TWD New Taiwan dollar TZS Tanzanian shilling UAH Hryvnia UGX Uganda shilling USD US dollar USN United States dollar (next day) (funds code) USS United States dollar (same day) (funds code) UYU Peso Uruguayo UZS Uzbekistan som VEF Venezuelan bolívar fuerte VND Vietnamese dong VUV Vatu WST Samoan tala XAF CFA franc BEAC XAG Silver (one troy ounce) XAU Gold (one troy ounce) XBA European Composite Unit (EURCO) (bond market unit) XBB European Monetary Unit (E.M.U.-6) (bond market unit) XBC European Unit of Account 9 (E.U.A.-9) (bond market unit) XBD European Unit of Account 17 (E.U.A.-17) (bond market unit) XCD East Caribbean dollar XDR Special Drawing Rights XFU UIC franc (special settlement currency) XOF CFA Franc BCEAO XPD Palladium (one troy ounce) XPF CFP franc XPT Platinum (one troy ounce) XTS Code reserved for testing purposes XXX No currency YER Yemeni rial ZAR South African rand ZMK Kwacha ZWL Zimbabwe dollar

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Ilocos Region Ilocos Norte Adams 012801000 Ilocos Region Ilocos Norte Bacarra 012802000 Ilocos Region Ilocos Norte Badoc 012803000 Ilocos Region Ilocos Norte Bangui 012804000 Ilocos Region Ilocos Norte City of Batac 012805000 Ilocos Region Ilocos Norte Burgos 012806000 Ilocos Region Ilocos Norte Carasi 012807000 Ilocos Region Ilocos Norte Currimao 012808000 Ilocos Region Ilocos Norte Dingras 012809000 Ilocos Region Ilocos Norte Dumalneg 012810000 Ilocos Region Ilocos Norte Banna 012811000 City of Laoag Ilocos Region Ilocos Norte (Capital) 012812000 Ilocos Region Ilocos Norte Marcos 012813000 Ilocos Region Ilocos Norte Nueva Era 012814000 Ilocos Region Ilocos Norte Pagudpud 012815000 Ilocos Region Ilocos Norte Paoay 012816000 Ilocos Region Ilocos Norte Pasuquin 012817000 Ilocos Region Ilocos Norte Piddig 012818000 Ilocos Region Ilocos Norte Pinili 012819000 Ilocos Region Ilocos Norte San Nicolas 012820000 Ilocos Region Ilocos Norte Sarrat 012821000 Ilocos Region Ilocos Norte Solsona 012822000 Ilocos Region Ilocos Norte Vintar 012823000 Ilocos Region Ilocos Sur Alilem 012901000 Ilocos Region Ilocos Sur Banayoyo 012902000 Ilocos Region Ilocos Sur Bantay 012903000 Ilocos Region Ilocos Sur Burgos 012904000 Ilocos Region Ilocos Sur Cabugao 012905000 Ilocos Region Ilocos Sur City of Candon 012906000 Ilocos Region Ilocos Sur Caoayan 012907000 Ilocos Region Ilocos Sur Cervantes 012908000 Ilocos Region Ilocos Sur Galimuyod 012909000 Ilocos Region Ilocos Sur Gregorio del Pilar 012910000 Ilocos Region Ilocos Sur Lidlidda 012911000 Ilocos Region Ilocos Sur Magsingal 012912000 Ilocos Region Ilocos Sur Nagbukel 012913000 Ilocos Region Ilocos Sur Narvacan 012914000 Ilocos Region Ilocos Sur Quirino 012915000 Ilocos Region Ilocos Sur Salcedo 012916000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Ilocos Region Ilocos Sur San Emilio 012917000 Ilocos Region Ilocos Sur San Esteban 012918000 Ilocos Region Ilocos Sur San Ildefonso 012919000 Ilocos Region Ilocos Sur San Juan 012920000 Ilocos Region Ilocos Sur San Vicente 012921000 Ilocos Region Ilocos Sur Santa 012922000 Ilocos Region Ilocos Sur Santa Catalina 012923000 Ilocos Region Ilocos Sur Santa Cruz 012924000 Ilocos Region Ilocos Sur Santa Lucia 012925000 Ilocos Region Ilocos Sur Santa Maria 012926000 Ilocos Region Ilocos Sur Santiago 012927000 Ilocos Region Ilocos Sur Santo Domingo 012928000 Ilocos Region Ilocos Sur Sigay 012929000 Ilocos Region Ilocos Sur Sinait 012930000 Ilocos Region Ilocos Sur Sugpon 012931000 Ilocos Region Ilocos Sur Suyo 012932000 Ilocos Region Ilocos Sur Tagudin 012933000 City of Vigan Ilocos Region Ilocos Sur (Capital) 012934000 Ilocos Region La Union Agoo 013301000 Ilocos Region La Union Aringay 013302000 Ilocos Region La Union Bacnotan 013303000 Ilocos Region La Union Bagulin 013304000 Ilocos Region La Union Balaoan 013305000 Ilocos Region La Union Bangar 013306000 Ilocos Region La Union Bauang 013307000 Ilocos Region La Union Burgos 013308000 Ilocos Region La Union Caba 013309000 Ilocos Region La Union Luna 013310000 Ilocos Region La Union Naguilian 013311000 Ilocos Region La Union Pugo 013312000 Ilocos Region La Union Rosario 013313000 City of San Ilocos Region La Union Fernando (Capital) 013314000 Ilocos Region La Union San Gabriel 013315000 Ilocos Region La Union San Juan 013316000 Ilocos Region La Union Santo Tomas 013317000 Ilocos Region La Union Santol 013318000 Ilocos Region La Union Sudipen 013319000 Ilocos Region La Union Tubao 013320000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Ilocos Region Pangasinan Agno 015501000 Ilocos Region Pangasinan Aguilar 015502000 Ilocos Region Pangasinan City of Alaminos 015503000 Ilocos Region Pangasinan Alcala 015504000 Ilocos Region Pangasinan Anda 015505000 Ilocos Region Pangasinan Asingan 015506000 Ilocos Region Pangasinan Balungao 015507000 Ilocos Region Pangasinan Bani 015508000 Ilocos Region Pangasinan Basista 015509000 Ilocos Region Pangasinan Bautista 015510000 Ilocos Region Pangasinan Bayambang 015511000 Ilocos Region Pangasinan Binalonan 015512000 Ilocos Region Pangasinan Binmaley 015513000 Ilocos Region Pangasinan Bolinao 015514000 Ilocos Region Pangasinan Bugallon 015515000 Ilocos Region Pangasinan Burgos 015516000 Ilocos Region Pangasinan Calasiao 015517000 Ilocos Region Pangasinan City of Dagupan 015518000 Ilocos Region Pangasinan Dasol 015519000 Ilocos Region Pangasinan Infanta 015520000 Ilocos Region Pangasinan Labrador 015521000 Ilocos Region Pangasinan Lingayen (Capital) 015522000 Ilocos Region Pangasinan Mabini 015523000 Ilocos Region Pangasinan Malasiqui 015524000 Ilocos Region Pangasinan Manaoag 015525000 Ilocos Region Pangasinan Mangaldan 015526000 Ilocos Region Pangasinan Mangatarem 015527000 Ilocos Region Pangasinan Mapandan 015528000 Ilocos Region Pangasinan Natividad 015529000 Ilocos Region Pangasinan Pozorrubio 015530000 Ilocos Region Pangasinan Rosales 015531000 Ilocos Region Pangasinan City of San Carlos 015532000 Ilocos Region Pangasinan San Fabian 015533000 Ilocos Region Pangasinan San Jacinto 015534000 Ilocos Region Pangasinan San Manuel 015535000 Ilocos Region Pangasinan San Nicolas 015536000 Ilocos Region Pangasinan San Quintin 015537000 Ilocos Region Pangasinan Santa Barbara 015538000 Ilocos Region Pangasinan Santa Maria 015539000 Ilocos Region Pangasinan Santo Tomas 015540000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Ilocos Region Pangasinan Sison 015541000 Ilocos Region Pangasinan Sual 015542000 Ilocos Region Pangasinan Tayug 015543000 Ilocos Region Pangasinan Umingan 015544000 Ilocos Region Pangasinan Urbiztondo 015545000 Ilocos Region Pangasinan City of Urdaneta 015546000 Ilocos Region Pangasinan Villasis 015547000 Ilocos Region Pangasinan Laoac 015548000 Cagayan Valley Batanes Basco (Capital) 020901000 Cagayan Valley Batanes Itbayat 020902000 Cagayan Valley Batanes Ivana 020903000 Cagayan Valley Batanes Mahatao 020904000 Cagayan Valley Batanes Sabtang 020905000 Cagayan Valley Batanes Uyugan 020906000 Cagayan Valley Cagayan Abulug 021501000 Cagayan Valley Cagayan Alcala 021502000 Cagayan Valley Cagayan Allacapan 021503000 Cagayan Valley Cagayan Amulung 021504000 Cagayan Valley Cagayan Aparri 021505000 Cagayan Valley Cagayan Baggao 021506000 Cagayan Valley Cagayan Ballesteros 021507000 Cagayan Valley Cagayan Buguey 021508000 Cagayan Valley Cagayan Calayan 021509000 Cagayan Valley Cagayan Camalaniugan 021510000 Cagayan Valley Cagayan Claveria 021511000 Cagayan Valley Cagayan Enrile 021512000 Cagayan Valley Cagayan Gattaran 021513000 Cagayan Valley Cagayan Gonzaga 021514000 Cagayan Valley Cagayan Iguig 021515000 Cagayan Valley Cagayan Lal-Lo 021516000 Cagayan Valley Cagayan Lasam 021517000 Cagayan Valley Cagayan Pamplona 021518000 Cagayan Valley Cagayan Peñablanca 021519000 Cagayan Valley Cagayan Piat 021520000 Cagayan Valley Cagayan Rizal 021521000 Cagayan Valley Cagayan Sanchez-Mira 021522000 Cagayan Valley Cagayan Santa Ana 021523000 Cagayan Valley Cagayan Santa Praxedes 021524000 Cagayan Valley Cagayan Santa Teresita 021525000 Cagayan Valley Cagayan Santo Niño 021526000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Cagayan Valley Cagayan Solana 021527000 Cagayan Valley Cagayan Tuao 021528000 Tuguegarao City Cagayan Valley Cagayan (Capital) 021529000 Cagayan Valley Isabela Alicia 023101000 Cagayan Valley Isabela Angadanan 023102000 Cagayan Valley Isabela Aurora 023103000 Cagayan Valley Isabela Benito Soliven 023104000 Cagayan Valley Isabela Burgos 023105000 Cagayan Valley Isabela Cabagan 023106000 Cagayan Valley Isabela Cabatuan 023107000 Cagayan Valley Isabela City of Cauayan 023108000 Cagayan Valley Isabela Cordon 023109000 Cagayan Valley Isabela Dinapigue 023110000 Cagayan Valley Isabela Divilacan 023111000 Cagayan Valley Isabela Echague 023112000 Cagayan Valley Isabela Gamu 023113000 City of Ilagan Cagayan Valley Isabela (Capital) 023114000 Cagayan Valley Isabela Jones 023115000 Cagayan Valley Isabela Luna 023116000 Cagayan Valley Isabela Maconacon 023117000 Cagayan Valley Isabela Delfin Albano 023118000 Cagayan Valley Isabela Mallig 023119000 Cagayan Valley Isabela Naguilian 023120000 Cagayan Valley Isabela Palanan 023121000 Cagayan Valley Isabela Quezon 023122000 Cagayan Valley Isabela Quirino 023123000 Cagayan Valley Isabela Ramon 023124000 Cagayan Valley Isabela Reina Mercedes 023125000 Cagayan Valley Isabela Roxas 023126000 Cagayan Valley Isabela San Agustin 023127000 Cagayan Valley Isabela San Guillermo 023128000 Cagayan Valley Isabela San Isidro 023129000 Cagayan Valley Isabela San Manuel 023130000 Cagayan Valley Isabela San Mariano 023131000 Cagayan Valley Isabela San Mateo 023132000 Cagayan Valley Isabela San Pablo 023133000 Cagayan Valley Isabela Santa Maria 023134000 Cagayan Valley Isabela City of Santiago 023135000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Cagayan Valley Isabela Santo Tomas 023136000 Cagayan Valley Isabela Tumauini 023137000 Cagayan Valley Nueva Vizcaya Ambaguio 025001000 Cagayan Valley Nueva Vizcaya Aritao 025002000 Cagayan Valley Nueva Vizcaya Bagabag 025003000 Cagayan Valley Nueva Vizcaya Bambang 025004000 Bayombong Cagayan Valley Nueva Vizcaya (Capital) 025005000 Cagayan Valley Nueva Vizcaya Diadi 025006000 Cagayan Valley Nueva Vizcaya Dupax del Norte 025007000 Cagayan Valley Nueva Vizcaya Dupax del Sur 025008000 Cagayan Valley Nueva Vizcaya Kasibu 025009000 Cagayan Valley Nueva Vizcaya Kayapa 025010000 Cagayan Valley Nueva Vizcaya Quezon 025011000 Cagayan Valley Nueva Vizcaya Santa Fe 025012000 Cagayan Valley Nueva Vizcaya Solano 025013000 Cagayan Valley Nueva Vizcaya Villaverde 025014000 Cagayan Valley Nueva Vizcaya Alfonso Castaneda 025015000 Cagayan Valley Quirino Aglipay 025701000 Cabarroguis Cagayan Valley Quirino (Capital) 025702000 Cagayan Valley Quirino Diffun 025703000 Cagayan Valley Quirino Maddela 025704000 Cagayan Valley Quirino Saguday 025705000 Cagayan Valley Quirino Nagtipunan 025706000 Central Luzon Bataan Abucay 030801000 Central Luzon Bataan Bagac 030802000 City of Balanga Central Luzon Bataan (Capital) 030803000 Central Luzon Bataan Dinalupihan 030804000 Central Luzon Bataan Hermosa 030805000 Central Luzon Bataan Limay 030806000 Central Luzon Bataan Mariveles 030807000 Central Luzon Bataan Morong 030808000 Central Luzon Bataan Orani 030809000 Central Luzon Bataan Orion 030810000 Central Luzon Bataan Pilar 030811000 Central Luzon Bataan Samal 030812000 Central Luzon Bulacan Angat 031401000 Central Luzon Bulacan Balagtas 031402000 Central Luzon Bulacan Baliuag 031403000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Central Luzon Bulacan Bocaue 031404000 Central Luzon Bulacan Bulacan 031405000 Central Luzon Bulacan Bustos 031406000 Central Luzon Bulacan Calumpit 031407000 Central Luzon Bulacan Guiguinto 031408000 Central Luzon Bulacan Hagonoy 031409000 City of Malolos Central Luzon Bulacan (Capital) 031410000 Central Luzon Bulacan Marilao 031411000 Central Luzon Bulacan City of Meycauayan 031412000 Central Luzon Bulacan Norzagaray 031413000 Central Luzon Bulacan Obando 031414000 Central Luzon Bulacan Pandi 031415000 Central Luzon Bulacan Paombong 031416000 Central Luzon Bulacan Plaridel 031417000 Central Luzon Bulacan Pulilan 031418000 Central Luzon Bulacan San Ildefonso 031419000 City of San Jose Del Central Luzon Bulacan Monte 031420000 Central Luzon Bulacan San Miguel 031421000 Central Luzon Bulacan San Rafael 031422000 Central Luzon Bulacan Santa Maria 031423000 Doña Remedios Central Luzon Bulacan Trinidad 031424000 Central Luzon Nueva Ecija Aliaga 034901000 Central Luzon Nueva Ecija Bongabon 034902000 Central Luzon Nueva Ecija City of Cabanatuan 034903000 Central Luzon Nueva Ecija Cabiao 034904000 Central Luzon Nueva Ecija Carranglan 034905000 Central Luzon Nueva Ecija Cuyapo 034906000 Central Luzon Nueva Ecija Gabaldon 034907000 Central Luzon Nueva Ecija City of Gapan 034908000 General Mamerto Central Luzon Nueva Ecija Natividad 034909000 Central Luzon Nueva Ecija General Tinio 034910000 Central Luzon Nueva Ecija Guimba 034911000 Central Luzon Nueva Ecija Jaen 034912000 Central Luzon Nueva Ecija Laur 034913000 Central Luzon Nueva Ecija Licab 034914000 Central Luzon Nueva Ecija Llanera 034915000 Central Luzon Nueva Ecija Lupao 034916000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Science City of Central Luzon Nueva Ecija Muñoz 034917000 Central Luzon Nueva Ecija Nampicuan 034918000 City of Palayan Central Luzon Nueva Ecija (Capital) 034919000 Central Luzon Nueva Ecija Pantabangan 034920000 Central Luzon Nueva Ecija Peñaranda 034921000 Central Luzon Nueva Ecija Quezon 034922000 Central Luzon Nueva Ecija Rizal 034923000 Central Luzon Nueva Ecija San Antonio 034924000 Central Luzon Nueva Ecija San Isidro 034925000 Central Luzon Nueva Ecija San Jose City 034926000 Central Luzon Nueva Ecija San Leonardo 034927000 Central Luzon Nueva Ecija Santa Rosa 034928000 Central Luzon Nueva Ecija Santo Domingo 034929000 Central Luzon Nueva Ecija Talavera 034930000 Central Luzon Nueva Ecija Talugtug 034931000 Central Luzon Nueva Ecija Zaragoza 034932000 Central Luzon Pampanga City of Angeles 035401000 Central Luzon Pampanga Apalit 035402000 Central Luzon Pampanga Arayat 035403000 Central Luzon Pampanga Bacolor 035404000 Central Luzon Pampanga Candaba 035405000 Central Luzon Pampanga Floridablanca 035406000 Central Luzon Pampanga Guagua 035407000 Central Luzon Pampanga Lubao 035408000 Central Luzon Pampanga Mabalacat City 035409000 Central Luzon Pampanga Macabebe 035410000 Central Luzon Pampanga Magalang 035411000 Central Luzon Pampanga Masantol 035412000 Central Luzon Pampanga Mexico 035413000 Central Luzon Pampanga Minalin 035414000 Central Luzon Pampanga Porac 035415000 City of San Central Luzon Pampanga Fernando (Capital) 035416000 Central Luzon Pampanga San Luis 035417000 Central Luzon Pampanga San Simon 035418000 Central Luzon Pampanga Santa Ana 035419000 Central Luzon Pampanga Santa Rita 035420000 Central Luzon Pampanga Santo Tomas 035421000 Central Luzon Pampanga Sasmuan 035422000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Central Luzon Tarlac Anao 036901000 Central Luzon Tarlac Bamban 036902000 Central Luzon Tarlac Camiling 036903000 Central Luzon Tarlac Capas 036904000 Central Luzon Tarlac Concepcion 036905000 Central Luzon Tarlac Gerona 036906000 Central Luzon Tarlac La Paz 036907000 Central Luzon Tarlac Mayantoc 036908000 Central Luzon Tarlac Moncada 036909000 Central Luzon Tarlac Paniqui 036910000 Central Luzon Tarlac Pura 036911000 Central Luzon Tarlac Ramos 036912000 Central Luzon Tarlac San Clemente 036913000 Central Luzon Tarlac San Manuel 036914000 Central Luzon Tarlac Santa Ignacia 036915000 City of Tarlac Central Luzon Tarlac (Capital) 036916000 Central Luzon Tarlac Victoria 036917000 Central Luzon Tarlac San Jose 036918000 Central Luzon Zambales Botolan 037101000 Central Luzon Zambales Cabangan 037102000 Central Luzon Zambales Candelaria 037103000 Central Luzon Zambales Castillejos 037104000 Central Luzon Zambales Iba (Capital) 037105000 Central Luzon Zambales Masinloc 037106000 Central Luzon Zambales City of Olongapo 037107000 Central Luzon Zambales Palauig 037108000 Central Luzon Zambales San Antonio 037109000 Central Luzon Zambales San Felipe 037110000 Central Luzon Zambales San Marcelino 037111000 Central Luzon Zambales San Narciso 037112000 Central Luzon Zambales Santa Cruz 037113000 Central Luzon Zambales Subic 037114000 Central Luzon Aurora Baler (Capital) 037701000 Central Luzon Aurora Casiguran 037702000 Central Luzon Aurora Dilasag 037703000 Central Luzon Aurora Dinalungan 037704000 Central Luzon Aurora Dingalan 037705000 Central Luzon Aurora Dipaculao 037706000 Central Luzon Aurora Maria Aurora 037707000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Central Luzon Aurora San Luis 037708000 CALABARZON Batangas Agoncillo 041001000 CALABARZON Batangas Alitagtag 041002000 CALABARZON Batangas Balayan 041003000 CALABARZON Batangas Balete 041004000 Batangas City CALABARZON Batangas (Capital) 041005000 CALABARZON Batangas Bauan 041006000 CALABARZON Batangas Calaca 041007000 CALABARZON Batangas Calatagan 041008000 CALABARZON Batangas Cuenca 041009000 CALABARZON Batangas Ibaan 041010000 CALABARZON Batangas Laurel 041011000 CALABARZON Batangas Lemery 041012000 CALABARZON Batangas Lian 041013000 CALABARZON Batangas City of Lipa 041014000 CALABARZON Batangas Lobo 041015000 CALABARZON Batangas Mabini 041016000 CALABARZON Batangas Malvar 041017000 CALABARZON Batangas Mataasnakahoy 041018000 CALABARZON Batangas Nasugbu 041019000 CALABARZON Batangas Padre Garcia 041020000 CALABARZON Batangas Rosario 041021000 CALABARZON Batangas San Jose 041022000 CALABARZON Batangas San Juan 041023000 CALABARZON Batangas San Luis 041024000 CALABARZON Batangas San Nicolas 041025000 CALABARZON Batangas San Pascual 041026000 CALABARZON Batangas Santa Teresita 041027000 CALABARZON Batangas City of Sto. Tomas 041028000 CALABARZON Batangas Taal 041029000 CALABARZON Batangas Talisay 041030000 CALABARZON Batangas City of Tanauan 041031000 CALABARZON Batangas Taysan 041032000 CALABARZON Batangas Tingloy 041033000 CALABARZON Batangas Tuy 041034000 CALABARZON Cavite Alfonso 042101000 CALABARZON Cavite Amadeo 042102000 CALABARZON Cavite City of Bacoor 042103000 CALABARZON Cavite Carmona 042104000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) CALABARZON Cavite City of Cavite 042105000 CALABARZON Cavite City of Dasmariñas 042106000 General Emilio CALABARZON Cavite Aguinaldo 042107000 City of General CALABARZON Cavite Trias 042108000 CALABARZON Cavite City of Imus 042109000 CALABARZON Cavite Indang 042110000 CALABARZON Cavite Kawit 042111000 CALABARZON Cavite Magallanes 042112000 CALABARZON Cavite Maragondon 042113000 CALABARZON Cavite Mendez 042114000 CALABARZON Cavite Naic 042115000 CALABARZON Cavite Noveleta 042116000 CALABARZON Cavite Rosario 042117000 CALABARZON Cavite Silang 042118000 CALABARZON Cavite City of Tagaytay 042119000 CALABARZON Cavite Tanza 042120000 CALABARZON Cavite Ternate 042121000 City of Trece CALABARZON Cavite Martires (Capital) 042122000 Gen. Mariano CALABARZON Cavite Alvarez 042123000 CALABARZON Laguna Alaminos 043401000 CALABARZON Laguna Bay 043402000 CALABARZON Laguna City of Biñan 043403000 CALABARZON Laguna City of Cabuyao 043404000 CALABARZON Laguna City of Calamba 043405000 CALABARZON Laguna Calauan 043406000 CALABARZON Laguna Cavinti 043407000 CALABARZON Laguna Famy 043408000 CALABARZON Laguna Kalayaan 043409000 CALABARZON Laguna Liliw 043410000 CALABARZON Laguna Los Baños 043411000 CALABARZON Laguna Luisiana 043412000 CALABARZON Laguna Lumban 043413000 CALABARZON Laguna Mabitac 043414000 CALABARZON Laguna Magdalena 043415000 CALABARZON Laguna Majayjay 043416000 CALABARZON Laguna Nagcarlan 043417000 CALABARZON Laguna Paete 043418000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) CALABARZON Laguna Pagsanjan 043419000 CALABARZON Laguna Pakil 043420000 CALABARZON Laguna Pangil 043421000 CALABARZON Laguna Pila 043422000 CALABARZON Laguna Rizal 043423000 CALABARZON Laguna City of San Pablo 043424000 CALABARZON Laguna City of San Pedro 043425000 Santa Cruz CALABARZON Laguna (Capital) 043426000 CALABARZON Laguna Santa Maria 043427000 CALABARZON Laguna City of Santa Rosa 043428000 CALABARZON Laguna Siniloan 043429000 CALABARZON Laguna Victoria 043430000 CALABARZON Quezon Agdangan 045601000 CALABARZON Quezon Alabat 045602000 CALABARZON Quezon Atimonan 045603000 CALABARZON Quezon Buenavista 045605000 CALABARZON Quezon Burdeos 045606000 CALABARZON Quezon Calauag 045607000 CALABARZON Quezon Candelaria 045608000 CALABARZON Quezon Catanauan 045610000 CALABARZON Quezon Dolores 045615000 CALABARZON Quezon General Luna 045616000 CALABARZON Quezon General Nakar 045617000 CALABARZON Quezon Guinayangan 045618000 CALABARZON Quezon Gumaca 045619000 CALABARZON Quezon Infanta 045620000 CALABARZON Quezon Jomalig 045621000 CALABARZON Quezon Lopez 045622000 CALABARZON Quezon Lucban 045623000 City of Lucena CALABARZON Quezon (Capital) 045624000 CALABARZON Quezon Macalelon 045625000 CALABARZON Quezon Mauban 045627000 CALABARZON Quezon Mulanay 045628000 CALABARZON Quezon Padre Burgos 045629000 CALABARZON Quezon Pagbilao 045630000 CALABARZON Quezon Panukulan 045631000 CALABARZON Quezon Patnanungan 045632000 CALABARZON Quezon Perez 045633000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) CALABARZON Quezon Pitogo 045634000 CALABARZON Quezon Plaridel 045635000 CALABARZON Quezon Polillo 045636000 CALABARZON Quezon Quezon 045637000 CALABARZON Quezon Real 045638000 CALABARZON Quezon Sampaloc 045639000 CALABARZON Quezon San Andres 045640000 CALABARZON Quezon San Antonio 045641000 CALABARZON Quezon San Francisco 045642000 CALABARZON Quezon San Narciso 045644000 CALABARZON Quezon Sariaya 045645000 CALABARZON Quezon Tagkawayan 045646000 CALABARZON Quezon City of Tayabas 045647000 CALABARZON Quezon Tiaong 045648000 CALABARZON Quezon Unisan 045649000 CALABARZON Rizal Angono 045801000 City of Antipolo CALABARZON Rizal (Capital) 045802000 CALABARZON Rizal Baras 045803000 CALABARZON Rizal Binangonan 045804000 CALABARZON Rizal Cainta 045805000 CALABARZON Rizal Cardona 045806000 CALABARZON Rizal Jala-Jala 045807000 CALABARZON Rizal Rodriguez 045808000 CALABARZON Rizal Morong 045809000 CALABARZON Rizal Pililla 045810000 CALABARZON Rizal San Mateo 045811000 CALABARZON Rizal Tanay 045812000 CALABARZON Rizal Taytay 045813000 CALABARZON Rizal Teresa 045814000 MIMAROPA Marinduque Boac (Capital) 174001000 MIMAROPA Marinduque Buenavista 174002000 MIMAROPA Marinduque Gasan 174003000 MIMAROPA Marinduque Mogpog 174004000 MIMAROPA Marinduque Santa Cruz 174005000 MIMAROPA Marinduque Torrijos 174006000 MIMAROPA Occidental Mindoro Abra De Ilog 175101000 MIMAROPA Occidental Mindoro Calintaan 175102000 MIMAROPA Occidental Mindoro Looc 175103000 MIMAROPA Occidental Mindoro Lubang 175104000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) MIMAROPA Occidental Mindoro Magsaysay 175105000 Mamburao MIMAROPA Occidental Mindoro (Capital) 175106000 MIMAROPA Occidental Mindoro Paluan 175107000 MIMAROPA Occidental Mindoro Rizal 175108000 MIMAROPA Occidental Mindoro Sablayan 175109000 MIMAROPA Occidental Mindoro San Jose 175110000 MIMAROPA Occidental Mindoro Santa Cruz 175111000 MIMAROPA Oriental Mindoro Baco 175201000 MIMAROPA Oriental Mindoro Bansud 175202000 MIMAROPA Oriental Mindoro Bongabong 175203000 MIMAROPA Oriental Mindoro Bulalacao 175204000 City of Calapan MIMAROPA Oriental Mindoro (Capital) 175205000 MIMAROPA Oriental Mindoro Gloria 175206000 MIMAROPA Oriental Mindoro Mansalay 175207000 MIMAROPA Oriental Mindoro Naujan 175208000 MIMAROPA Oriental Mindoro Pinamalayan 175209000 MIMAROPA Oriental Mindoro Pola 175210000 MIMAROPA Oriental Mindoro Puerto Galera 175211000 MIMAROPA Oriental Mindoro Roxas 175212000 MIMAROPA Oriental Mindoro San Teodoro 175213000 MIMAROPA Oriental Mindoro Socorro 175214000 MIMAROPA Oriental Mindoro Victoria 175215000 MIMAROPA Palawan Aborlan 175301000 MIMAROPA Palawan Agutaya 175302000 MIMAROPA Palawan Araceli 175303000 MIMAROPA Palawan Balabac 175304000 MIMAROPA Palawan Bataraza 175305000 MIMAROPA Palawan Brooke'S Point 175306000 MIMAROPA Palawan Busuanga 175307000 MIMAROPA Palawan Cagayancillo 175308000 MIMAROPA Palawan Coron 175309000 MIMAROPA Palawan Cuyo 175310000 MIMAROPA Palawan Dumaran 175311000 MIMAROPA Palawan El Nido 175312000 MIMAROPA Palawan Linapacan 175313000 MIMAROPA Palawan Magsaysay 175314000 MIMAROPA Palawan Narra 175315000 City of Puerto MIMAROPA Palawan Princesa (Capital) 175316000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) MIMAROPA Palawan Quezon 175317000 MIMAROPA Palawan Roxas 175318000 MIMAROPA Palawan San Vicente 175319000 MIMAROPA Palawan Taytay 175320000 MIMAROPA Palawan Kalayaan 175321000 MIMAROPA Palawan Culion 175322000 MIMAROPA Palawan Rizal 175323000 MIMAROPA Palawan Sofronio Española 175324000 MIMAROPA Romblon Alcantara 175901000 MIMAROPA Romblon Banton 175902000 MIMAROPA Romblon Cajidiocan 175903000 MIMAROPA Romblon Calatrava 175904000 MIMAROPA Romblon Concepcion 175905000 MIMAROPA Romblon Corcuera 175906000 MIMAROPA Romblon Looc 175907000 MIMAROPA Romblon Magdiwang 175908000 MIMAROPA Romblon Odiongan 175909000 MIMAROPA Romblon Romblon (Capital) 175910000 MIMAROPA Romblon San Agustin 175911000 MIMAROPA Romblon San Andres 175912000 MIMAROPA Romblon San Fernando 175913000 MIMAROPA Romblon San Jose 175914000 MIMAROPA Romblon Santa Fe 175915000 MIMAROPA Romblon Ferrol 175916000 MIMAROPA Romblon Santa Maria 175917000 Bicol Region Albay Bacacay 050501000 Bicol Region Albay Camalig 050502000 Bicol Region Albay Daraga 050503000 Bicol Region Albay Guinobatan 050504000 Bicol Region Albay Jovellar 050505000 City of Legazpi Bicol Region Albay (Capital) 050506000 Bicol Region Albay Libon 050507000 Bicol Region Albay City of Ligao 050508000 Bicol Region Albay Malilipot 050509000 Bicol Region Albay Malinao 050510000 Bicol Region Albay Manito 050511000 Bicol Region Albay Oas 050512000 Bicol Region Albay Pio Duran 050513000 Bicol Region Albay Polangui 050514000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Bicol Region Albay Rapu-Rapu 050515000 Bicol Region Albay Santo Domingo 050516000 Bicol Region Albay City of Tabaco 050517000 Bicol Region Albay Tiwi 050518000 Bicol Region Camarines Norte Basud 051601000 Bicol Region Camarines Norte Capalonga 051602000 Bicol Region Camarines Norte Daet (Capital) 051603000 Bicol Region Camarines Norte San Lorenzo Ruiz 051604000 Bicol Region Camarines Norte Jose Panganiban 051605000 Bicol Region Camarines Norte Labo 051606000 Bicol Region Camarines Norte Mercedes 051607000 Bicol Region Camarines Norte Paracale 051608000 Bicol Region Camarines Norte San Vicente 051609000 Bicol Region Camarines Norte Santa Elena 051610000 Bicol Region Camarines Norte Talisay 051611000 Bicol Region Camarines Norte Vinzons 051612000 Bicol Region Camarines Sur Baao 051701000 Bicol Region Camarines Sur Balatan 051702000 Bicol Region Camarines Sur Bato 051703000 Bicol Region Camarines Sur Bombon 051704000 Bicol Region Camarines Sur Buhi 051705000 Bicol Region Camarines Sur Bula 051706000 Bicol Region Camarines Sur Cabusao 051707000 Bicol Region Camarines Sur Calabanga 051708000 Bicol Region Camarines Sur Camaligan 051709000 Bicol Region Camarines Sur Canaman 051710000 Bicol Region Camarines Sur Caramoan 051711000 Bicol Region Camarines Sur Del Gallego 051712000 Bicol Region Camarines Sur Gainza 051713000 Bicol Region Camarines Sur Garchitorena 051714000 Bicol Region Camarines Sur Goa 051715000 Bicol Region Camarines Sur City of Iriga 051716000 Bicol Region Camarines Sur Lagonoy 051717000 Bicol Region Camarines Sur Libmanan 051718000 Bicol Region Camarines Sur Lupi 051719000 Bicol Region Camarines Sur Magarao 051720000 Bicol Region Camarines Sur Milaor 051721000 Bicol Region Camarines Sur Minalabac 051722000 Bicol Region Camarines Sur Nabua 051723000 Bicol Region Camarines Sur City of Naga 051724000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Bicol Region Camarines Sur Ocampo 051725000 Bicol Region Camarines Sur Pamplona 051726000 Bicol Region Camarines Sur Pasacao 051727000 Bicol Region Camarines Sur Pili (Capital) 051728000 Bicol Region Camarines Sur Presentacion 051729000 Bicol Region Camarines Sur Ragay 051730000 Bicol Region Camarines Sur Sagñay 051731000 Bicol Region Camarines Sur San Fernando 051732000 Bicol Region Camarines Sur San Jose 051733000 Bicol Region Camarines Sur Sipocot 051734000 Bicol Region Camarines Sur Siruma 051735000 Bicol Region Camarines Sur Tigaon 051736000 Bicol Region Camarines Sur Tinambac 051737000 Bicol Region Catanduanes Bagamanoc 052001000 Bicol Region Catanduanes Baras 052002000 Bicol Region Catanduanes Bato 052003000 Bicol Region Catanduanes Caramoran 052004000 Bicol Region Catanduanes Gigmoto 052005000 Bicol Region Catanduanes Pandan 052006000 Bicol Region Catanduanes Panganiban 052007000 Bicol Region Catanduanes San Andres 052008000 Bicol Region Catanduanes San Miguel 052009000 Bicol Region Catanduanes Viga 052010000 Bicol Region Catanduanes Virac (Capital) 052011000 Bicol Region Masbate Aroroy 054101000 Bicol Region Masbate Baleno 054102000 Bicol Region Masbate Balud 054103000 Bicol Region Masbate Batuan 054104000 Bicol Region Masbate Cataingan 054105000 Bicol Region Masbate Cawayan 054106000 Bicol Region Masbate Claveria 054107000 Bicol Region Masbate Dimasalang 054108000 Bicol Region Masbate Esperanza 054109000 Bicol Region Masbate Mandaon 054110000 City of Masbate Bicol Region Masbate (Capital) 054111000 Bicol Region Masbate Milagros 054112000 Bicol Region Masbate Mobo 054113000 Bicol Region Masbate Monreal 054114000 Bicol Region Masbate Palanas 054115000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Bicol Region Masbate Pio V. Corpuz 054116000 Bicol Region Masbate Placer 054117000 Bicol Region Masbate San Fernando 054118000 Bicol Region Masbate San Jacinto 054119000 Bicol Region Masbate San Pascual 054120000 Bicol Region Masbate Uson 054121000 Bicol Region Sorsogon Barcelona 056202000 Bicol Region Sorsogon Bulan 056203000 Bicol Region Sorsogon Bulusan 056204000 Bicol Region Sorsogon Casiguran 056205000 Bicol Region Sorsogon Castilla 056206000 Bicol Region Sorsogon Donsol 056207000 Bicol Region Sorsogon Gubat 056208000 Bicol Region Sorsogon Irosin 056209000 Bicol Region Sorsogon Juban 056210000 Bicol Region Sorsogon Magallanes 056211000 Bicol Region Sorsogon Matnog 056212000 Bicol Region Sorsogon Pilar 056213000 Bicol Region Sorsogon Prieto Diaz 056214000 Bicol Region Sorsogon Santa Magdalena 056215000 City of Sorsogon Bicol Region Sorsogon (Capital) 056216000 Western Visayas Aklan Altavas 060401000 Western Visayas Aklan Balete 060402000 Western Visayas Aklan Banga 060403000 Western Visayas Aklan Batan 060404000 Western Visayas Aklan Buruanga 060405000 Western Visayas Aklan Ibajay 060406000 Western Visayas Aklan Kalibo (Capital) 060407000 Western Visayas Aklan Lezo 060408000 Western Visayas Aklan Libacao 060409000 Western Visayas Aklan Madalag 060410000 Western Visayas Aklan Makato 060411000 Western Visayas Aklan Malay 060412000 Western Visayas Aklan Malinao 060413000 Western Visayas Aklan Nabas 060414000 Western Visayas Aklan New Washington 060415000 Western Visayas Aklan Numancia 060416000 Western Visayas Aklan Tangalan 060417000 Western Visayas Antique Anini-Y 060601000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Western Visayas Antique Barbaza 060602000 Western Visayas Antique Belison 060603000 Western Visayas Antique Bugasong 060604000 Western Visayas Antique Caluya 060605000 Western Visayas Antique Culasi 060606000 Western Visayas Antique Tobias Fornier 060607000 Western Visayas Antique Hamtic 060608000 Western Visayas Antique Laua-An 060609000 Western Visayas Antique Libertad 060610000 Western Visayas Antique Pandan 060611000 Western Visayas Antique Patnongon 060612000 Western Visayas Antique San Jose (Capital) 060613000 Western Visayas Antique San Remigio 060614000 Western Visayas Antique Sebaste 060615000 Western Visayas Antique Sibalom 060616000 Western Visayas Antique Tibiao 060617000 Western Visayas Antique Valderrama 060618000 Western Visayas Capiz Cuartero 061901000 Western Visayas Capiz Dao 061902000 Western Visayas Capiz Dumalag 061903000 Western Visayas Capiz Dumarao 061904000 Western Visayas Capiz Ivisan 061905000 Western Visayas Capiz Jamindan 061906000 Western Visayas Capiz Ma-Ayon 061907000 Western Visayas Capiz Mambusao 061908000 Western Visayas Capiz Panay 061909000 Western Visayas Capiz Panitan 061910000 Western Visayas Capiz Pilar 061911000 Western Visayas Capiz Pontevedra 061912000 Western Visayas Capiz President Roxas 061913000 City of Roxas Western Visayas Capiz (Capital) 061914000 Western Visayas Capiz Sapi-An 061915000 Western Visayas Capiz Sigma 061916000 Western Visayas Capiz Tapaz 061917000 Western Visayas Iloilo Ajuy 063001000 Western Visayas Iloilo Alimodian 063002000 Western Visayas Iloilo Anilao 063003000 Western Visayas Iloilo Badiangan 063004000 Western Visayas Iloilo Balasan 063005000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Western Visayas Iloilo Banate 063006000 Western Visayas Iloilo Barotac Nuevo 063007000 Western Visayas Iloilo Barotac Viejo 063008000 Western Visayas Iloilo Batad 063009000 Western Visayas Iloilo Bingawan 063010000 Western Visayas Iloilo Cabatuan 063012000 Western Visayas Iloilo Calinog 063013000 Western Visayas Iloilo Carles 063014000 Western Visayas Iloilo Concepcion 063015000 Western Visayas Iloilo Dingle 063016000 Western Visayas Iloilo Dueñas 063017000 Western Visayas Iloilo Dumangas 063018000 Western Visayas Iloilo Estancia 063019000 Western Visayas Iloilo Guimbal 063020000 Western Visayas Iloilo Igbaras 063021000 City of Iloilo Western Visayas Iloilo (Capital) 063022000 Western Visayas Iloilo Janiuay 063023000 Western Visayas Iloilo Lambunao 063025000 Western Visayas Iloilo Leganes 063026000 Western Visayas Iloilo Lemery 063027000 Western Visayas Iloilo Leon 063028000 Western Visayas Iloilo Maasin 063029000 Western Visayas Iloilo Miagao 063030000 Western Visayas Iloilo Mina 063031000 Western Visayas Iloilo New Lucena 063032000 Western Visayas Iloilo Oton 063034000 Western Visayas Iloilo City of Passi 063035000 Western Visayas Iloilo Pavia 063036000 Western Visayas Iloilo Pototan 063037000 Western Visayas Iloilo San Dionisio 063038000 Western Visayas Iloilo San Enrique 063039000 Western Visayas Iloilo San Joaquin 063040000 Western Visayas Iloilo San Miguel 063041000 Western Visayas Iloilo San Rafael 063042000 Western Visayas Iloilo Santa Barbara 063043000 Western Visayas Iloilo Sara 063044000 Western Visayas Iloilo Tigbauan 063045000 Western Visayas Iloilo Tubungan 063046000 Western Visayas Iloilo Zarraga 063047000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) City of Bacolod Western Visayas Negros Occidental (Capital) 064501000 Western Visayas Negros Occidental City of Bago 064502000 Western Visayas Negros Occidental Binalbagan 064503000 Western Visayas Negros Occidental City of Cadiz 064504000 Western Visayas Negros Occidental Calatrava 064505000 Western Visayas Negros Occidental Candoni 064506000 Western Visayas Negros Occidental Cauayan 064507000 Enrique B. Western Visayas Negros Occidental Magalona 064508000 Western Visayas Negros Occidental City of Escalante 064509000 City of Western Visayas Negros Occidental Himamaylan 064510000 Western Visayas Negros Occidental Hinigaran 064511000 Western Visayas Negros Occidental Hinoba-an 064512000 Western Visayas Negros Occidental Ilog 064513000 Western Visayas Negros Occidental Isabela 064514000 Western Visayas Negros Occidental City of Kabankalan 064515000 Western Visayas Negros Occidental City of La Carlota 064516000 Western Visayas Negros Occidental La Castellana 064517000 Western Visayas Negros Occidental Manapla 064518000 Western Visayas Negros Occidental Moises Padilla 064519000 Western Visayas Negros Occidental Murcia 064520000 Western Visayas Negros Occidental Pontevedra 064521000 Western Visayas Negros Occidental Pulupandan 064522000 Western Visayas Negros Occidental City of Sagay 064523000 Western Visayas Negros Occidental City of San Carlos 064524000 Western Visayas Negros Occidental San Enrique 064525000 Western Visayas Negros Occidental City of Silay 064526000 Western Visayas Negros Occidental City of Sipalay 064527000 Western Visayas Negros Occidental City of Talisay 064528000 Western Visayas Negros Occidental Toboso 064529000 Western Visayas Negros Occidental Valladolid 064530000 Western Visayas Negros Occidental City of Victorias 064531000 Western Visayas Negros Occidental Salvador Benedicto 064532000 Western Visayas Guimaras Buenavista 067901000 Western Visayas Guimaras Jordan (Capital) 067902000 Western Visayas Guimaras Nueva Valencia 067903000 Western Visayas Guimaras San Lorenzo 067904000 Western Visayas Guimaras Sibunag 067905000 Central Visayas Bohol Alburquerque 071201000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Central Visayas Bohol Alicia 071202000 Central Visayas Bohol Anda 071203000 Central Visayas Bohol Antequera 071204000 Central Visayas Bohol Baclayon 071205000 Central Visayas Bohol Balilihan 071206000 Central Visayas Bohol Batuan 071207000 Central Visayas Bohol Bilar 071208000 Central Visayas Bohol Buenavista 071209000 Central Visayas Bohol Calape 071210000 Central Visayas Bohol Candijay 071211000 Central Visayas Bohol Carmen 071212000 Central Visayas Bohol Catigbian 071213000 Central Visayas Bohol Clarin 071214000 Central Visayas Bohol Corella 071215000 Central Visayas Bohol Cortes 071216000 Central Visayas Bohol Dagohoy 071217000 Central Visayas Bohol Danao 071218000 Central Visayas Bohol Dauis 071219000 Central Visayas Bohol Dimiao 071220000 Central Visayas Bohol Duero 071221000 Central Visayas Bohol Garcia Hernandez 071222000 Central Visayas Bohol Guindulman 071223000 Central Visayas Bohol Inabanga 071224000 Central Visayas Bohol Jagna 071225000 Central Visayas Bohol Getafe 071226000 Central Visayas Bohol Lila 071227000 Central Visayas Bohol Loay 071228000 Central Visayas Bohol Loboc 071229000 Central Visayas Bohol Loon 071230000 Central Visayas Bohol Mabini 071231000 Central Visayas Bohol Maribojoc 071232000 Central Visayas Bohol Panglao 071233000 Central Visayas Bohol Pilar 071234000 President Carlos P. Central Visayas Bohol Garcia 071235000 Central Visayas Bohol Sagbayan 071236000 Central Visayas Bohol San Isidro 071237000 Central Visayas Bohol San Miguel 071238000 Central Visayas Bohol Sevilla 071239000 Central Visayas Bohol Sierra Bullones 071240000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Central Visayas Bohol Sikatuna 071241000 City of Tagbilaran Central Visayas Bohol (Capital) 071242000 Central Visayas Bohol Talibon 071243000 Central Visayas Bohol Trinidad 071244000 Central Visayas Bohol Tubigon 071245000 Central Visayas Bohol Ubay 071246000 Central Visayas Bohol Valencia 071247000 Central Visayas Bohol Bien Unido 071248000 Central Visayas Cebu Alcantara 072201000 Central Visayas Cebu Alcoy 072202000 Central Visayas Cebu Alegria 072203000 Central Visayas Cebu Aloguinsan 072204000 Central Visayas Cebu Argao 072205000 Central Visayas Cebu Asturias 072206000 Central Visayas Cebu Badian 072207000 Central Visayas Cebu Balamban 072208000 Central Visayas Cebu Bantayan 072209000 Central Visayas Cebu Barili 072210000 Central Visayas Cebu City of Bogo 072211000 Central Visayas Cebu Boljoon 072212000 Central Visayas Cebu Borbon 072213000 Central Visayas Cebu City of Carcar 072214000 Central Visayas Cebu Carmen 072215000 Central Visayas Cebu Catmon 072216000 City of Cebu Central Visayas Cebu (Capital) 072217000 Central Visayas Cebu Compostela 072218000 Central Visayas Cebu Consolacion 072219000 Central Visayas Cebu Cordova 072220000 Central Visayas Cebu Daanbantayan 072221000 Central Visayas Cebu Dalaguete 072222000 Central Visayas Cebu Danao City 072223000 Central Visayas Cebu Dumanjug 072224000 Central Visayas Cebu Ginatilan 072225000 Central Visayas Cebu City of Lapu-Lapu 072226000 Central Visayas Cebu Liloan 072227000 Central Visayas Cebu Madridejos 072228000 Central Visayas Cebu Malabuyoc 072229000 Central Visayas Cebu City of Mandaue 072230000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Central Visayas Cebu Medellin 072231000 Central Visayas Cebu Minglanilla 072232000 Central Visayas Cebu Moalboal 072233000 Central Visayas Cebu City of Naga 072234000 Central Visayas Cebu Oslob 072235000 Central Visayas Cebu Pilar 072236000 Central Visayas Cebu Pinamungajan 072237000 Central Visayas Cebu Poro 072238000 Central Visayas Cebu Ronda 072239000 Central Visayas Cebu Samboan 072240000 Central Visayas Cebu San Fernando 072241000 Central Visayas Cebu San Francisco 072242000 Central Visayas Cebu San Remigio 072243000 Central Visayas Cebu Santa Fe 072244000 Central Visayas Cebu Santander 072245000 Central Visayas Cebu Sibonga 072246000 Central Visayas Cebu Sogod 072247000 Central Visayas Cebu Tabogon 072248000 Central Visayas Cebu Tabuelan 072249000 Central Visayas Cebu City of Talisay 072250000 Central Visayas Cebu City of Toledo 072251000 Central Visayas Cebu Tuburan 072252000 Central Visayas Cebu Tudela 072253000 Central Visayas Negros Oriental Amlan 074601000 Central Visayas Negros Oriental Ayungon 074602000 Central Visayas Negros Oriental Bacong 074603000 Central Visayas Negros Oriental City of Bais 074604000 Central Visayas Negros Oriental Basay 074605000 Central Visayas Negros Oriental City of Bayawan 074606000 Central Visayas Negros Oriental Bindoy 074607000 Central Visayas Negros Oriental City of Canlaon 074608000 Central Visayas Negros Oriental Dauin 074609000 City of Dumaguete Central Visayas Negros Oriental (Capital) 074610000 Central Visayas Negros Oriental City of Guihulngan 074611000 Central Visayas Negros Oriental Jimalalud 074612000 Central Visayas Negros Oriental La Libertad 074613000 Central Visayas Negros Oriental Mabinay 074614000 Central Visayas Negros Oriental Manjuyod 074615000 Central Visayas Negros Oriental Pamplona 074616000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Central Visayas Negros Oriental San Jose 074617000 Central Visayas Negros Oriental Santa Catalina 074618000 Central Visayas Negros Oriental Siaton 074619000 Central Visayas Negros Oriental Sibulan 074620000 Central Visayas Negros Oriental City of Tanjay 074621000 Central Visayas Negros Oriental Tayasan 074622000 Central Visayas Negros Oriental Valencia 074623000 Central Visayas Negros Oriental Vallehermoso 074624000 Central Visayas Negros Oriental Zamboanguita 074625000 Central Visayas Siquijor Enrique Villanueva 076101000 Central Visayas Siquijor Larena 076102000 Central Visayas Siquijor Lazi 076103000 Central Visayas Siquijor Maria 076104000 Central Visayas Siquijor San Juan 076105000 Central Visayas Siquijor Siquijor (Capital) 076106000 Eastern Visayas Eastern Samar Arteche 082601000 Eastern Visayas Eastern Samar Balangiga 082602000 Eastern Visayas Eastern Samar Balangkayan 082603000 City of Borongan Eastern Visayas Eastern Samar (Capital) 082604000 Eastern Visayas Eastern Samar Can-Avid 082605000 Eastern Visayas Eastern Samar Dolores 082606000 Eastern Visayas Eastern Samar General Macarthur 082607000 Eastern Visayas Eastern Samar Giporlos 082608000 Eastern Visayas Eastern Samar Guiuan 082609000 Eastern Visayas Eastern Samar Hernani 082610000 Eastern Visayas Eastern Samar Jipapad 082611000 Eastern Visayas Eastern Samar Lawaan 082612000 Eastern Visayas Eastern Samar Llorente 082613000 Eastern Visayas Eastern Samar Maslog 082614000 Eastern Visayas Eastern Samar Maydolong 082615000 Eastern Visayas Eastern Samar Mercedes 082616000 Eastern Visayas Eastern Samar Oras 082617000 Eastern Visayas Eastern Samar Quinapondan 082618000 Eastern Visayas Eastern Samar Salcedo 082619000 Eastern Visayas Eastern Samar San Julian 082620000 Eastern Visayas Eastern Samar San Policarpo 082621000 Eastern Visayas Eastern Samar Sulat 082622000 Eastern Visayas Eastern Samar Taft 082623000 Eastern Visayas Leyte Abuyog 083701000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Eastern Visayas Leyte Alangalang 083702000 Eastern Visayas Leyte Albuera 083703000 Eastern Visayas Leyte Babatngon 083705000 Eastern Visayas Leyte Barugo 083706000 Eastern Visayas Leyte Bato 083707000 Eastern Visayas Leyte City of Baybay 083708000 Eastern Visayas Leyte Burauen 083710000 Eastern Visayas Leyte Calubian 083713000 Eastern Visayas Leyte Capoocan 083714000 Eastern Visayas Leyte Carigara 083715000 Eastern Visayas Leyte Dagami 083717000 Eastern Visayas Leyte Dulag 083718000 Eastern Visayas Leyte Hilongos 083719000 Eastern Visayas Leyte Hindang 083720000 Eastern Visayas Leyte Inopacan 083721000 Eastern Visayas Leyte Isabel 083722000 Eastern Visayas Leyte Jaro 083723000 Eastern Visayas Leyte Javier 083724000 Eastern Visayas Leyte Julita 083725000 Eastern Visayas Leyte Kananga 083726000 Eastern Visayas Leyte La Paz 083728000 Eastern Visayas Leyte Leyte 083729000 Eastern Visayas Leyte Macarthur 083730000 Eastern Visayas Leyte Mahaplag 083731000 Eastern Visayas Leyte Matag-Ob 083733000 Eastern Visayas Leyte Matalom 083734000 Eastern Visayas Leyte Mayorga 083735000 Eastern Visayas Leyte Merida 083736000 Eastern Visayas Leyte Ormoc City 083738000 Eastern Visayas Leyte Palo 083739000 Eastern Visayas Leyte Palompon 083740000 Eastern Visayas Leyte Pastrana 083741000 Eastern Visayas Leyte San Isidro 083742000 Eastern Visayas Leyte San Miguel 083743000 Eastern Visayas Leyte Santa Fe 083744000 Eastern Visayas Leyte Tabango 083745000 Eastern Visayas Leyte Tabontabon 083746000 City of Tacloban Eastern Visayas Leyte (Capital) 083747000 Eastern Visayas Leyte Tanauan 083748000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Eastern Visayas Leyte Tolosa 083749000 Eastern Visayas Leyte Tunga 083750000 Eastern Visayas Leyte Villaba 083751000 Eastern Visayas Northern Samar Allen 084801000 Eastern Visayas Northern Samar Biri 084802000 Eastern Visayas Northern Samar Bobon 084803000 Eastern Visayas Northern Samar Capul 084804000 Eastern Visayas Northern Samar Catarman (Capital) 084805000 Eastern Visayas Northern Samar Catubig 084806000 Eastern Visayas Northern Samar Gamay 084807000 Eastern Visayas Northern Samar Laoang 084808000 Eastern Visayas Northern Samar Lapinig 084809000 Eastern Visayas Northern Samar Las Navas 084810000 Eastern Visayas Northern Samar Lavezares 084811000 Eastern Visayas Northern Samar Mapanas 084812000 Eastern Visayas Northern Samar Mondragon 084813000 Eastern Visayas Northern Samar Palapag 084814000 Eastern Visayas Northern Samar Pambujan 084815000 Eastern Visayas Northern Samar Rosario 084816000 Eastern Visayas Northern Samar San Antonio 084817000 Eastern Visayas Northern Samar San Isidro 084818000 Eastern Visayas Northern Samar San Jose 084819000 Eastern Visayas Northern Samar San Roque 084820000 Eastern Visayas Northern Samar San Vicente 084821000 Eastern Visayas Northern Samar Silvino Lobos 084822000 Eastern Visayas Northern Samar Victoria 084823000 Eastern Visayas Northern Samar Lope De Vega 084824000 Eastern Visayas Samar Almagro 086001000 Eastern Visayas Samar Basey 086002000 Eastern Visayas Samar City of Calbayog 086003000 Eastern Visayas Samar Calbiga 086004000 City of Catbalogan Eastern Visayas Samar (Capital) 086005000 Eastern Visayas Samar Daram 086006000 Eastern Visayas Samar Gandara 086007000 Eastern Visayas Samar Hinabangan 086008000 Eastern Visayas Samar Jiabong 086009000 Eastern Visayas Samar Marabut 086010000 Eastern Visayas Samar Matuguinao 086011000 Eastern Visayas Samar Motiong 086012000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Eastern Visayas Samar Pinabacdao 086013000 Eastern Visayas Samar San Jose De Buan 086014000 Eastern Visayas Samar San Sebastian 086015000 Eastern Visayas Samar Santa Margarita 086016000 Eastern Visayas Samar Santa Rita 086017000 Eastern Visayas Samar Santo Niño 086018000 Eastern Visayas Samar Talalora 086019000 Eastern Visayas Samar Tarangnan 086020000 Eastern Visayas Samar Villareal 086021000 Eastern Visayas Samar Paranas 086022000 Eastern Visayas Samar Zumarraga 086023000 Eastern Visayas Samar Tagapul-An 086024000 Eastern Visayas Samar San Jorge 086025000 Eastern Visayas Samar Pagsanghan 086026000 Eastern Visayas Southern Leyte Anahawan 086401000 Eastern Visayas Southern Leyte Bontoc 086402000 Eastern Visayas Southern Leyte Hinunangan 086403000 Eastern Visayas Southern Leyte Hinundayan 086404000 Eastern Visayas Southern Leyte Libagon 086405000 Eastern Visayas Southern Leyte Liloan 086406000 City of Maasin Eastern Visayas Southern Leyte (Capital) 086407000 Eastern Visayas Southern Leyte Macrohon 086408000 Eastern Visayas Southern Leyte Malitbog 086409000 Eastern Visayas Southern Leyte Padre Burgos 086410000 Eastern Visayas Southern Leyte Pintuyan 086411000 Eastern Visayas Southern Leyte Saint Bernard 086412000 Eastern Visayas Southern Leyte San Francisco 086413000 Eastern Visayas Southern Leyte San Juan 086414000 Eastern Visayas Southern Leyte San Ricardo 086415000 Eastern Visayas Southern Leyte Silago 086416000 Eastern Visayas Southern Leyte Sogod 086417000 Eastern Visayas Southern Leyte Tomas Oppus 086418000 Eastern Visayas Southern Leyte Limasawa 086419000 Eastern Visayas Biliran Almeria 087801000 Eastern Visayas Biliran Biliran 087802000 Eastern Visayas Biliran Cabucgayan 087803000 Eastern Visayas Biliran Caibiran 087804000 Eastern Visayas Biliran Culaba 087805000 Eastern Visayas Biliran Kawayan 087806000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Eastern Visayas Biliran Maripipi 087807000 Eastern Visayas Biliran Naval (Capital) 087808000 Zamboanga Peninsula Zamboanga del Norte City of Dapitan 097201000 Zamboanga City of Dipolog Peninsula Zamboanga del Norte (Capital) 097202000 Zamboanga Peninsula Zamboanga del Norte Katipunan 097203000 Zamboanga Peninsula Zamboanga del Norte La Libertad 097204000 Zamboanga Peninsula Zamboanga del Norte Labason 097205000 Zamboanga Peninsula Zamboanga del Norte Liloy 097206000 Zamboanga Peninsula Zamboanga del Norte Manukan 097207000 Zamboanga Peninsula Zamboanga del Norte Mutia 097208000 Zamboanga Peninsula Zamboanga del Norte Piñan 097209000 Zamboanga Peninsula Zamboanga del Norte Polanco 097210000 Zamboanga Pres. Manuel A. Peninsula Zamboanga del Norte Roxas 097211000 Zamboanga Peninsula Zamboanga del Norte Rizal 097212000 Zamboanga Peninsula Zamboanga del Norte Salug 097213000 Zamboanga Peninsula Zamboanga del Norte Sergio Osmeña Sr. 097214000 Zamboanga Peninsula Zamboanga del Norte Siayan 097215000 Zamboanga Peninsula Zamboanga del Norte Sibuco 097216000 Zamboanga Peninsula Zamboanga del Norte Sibutad 097217000 Zamboanga Peninsula Zamboanga del Norte Sindangan 097218000 Zamboanga Peninsula Zamboanga del Norte Siocon 097219000 Zamboanga Peninsula Zamboanga del Norte Sirawai 097220000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Zamboanga Peninsula Zamboanga del Norte Tampilisan 097221000 Zamboanga Peninsula Zamboanga del Norte Jose Dalman 097222000 Zamboanga Peninsula Zamboanga del Norte Gutalac 097223000 Zamboanga Peninsula Zamboanga del Norte Baliguian 097224000 Zamboanga Peninsula Zamboanga del Norte Godod 097225000 Zamboanga Peninsula Zamboanga del Norte Bacungan 097226000 Zamboanga Peninsula Zamboanga del Norte Kalawit 097227000 Zamboanga Peninsula Zamboanga del Sur Aurora 097302000 Zamboanga Peninsula Zamboanga del Sur Bayog 097303000 Zamboanga Peninsula Zamboanga del Sur Dimataling 097305000 Zamboanga Peninsula Zamboanga del Sur Dinas 097306000 Zamboanga Peninsula Zamboanga del Sur Dumalinao 097307000 Zamboanga Peninsula Zamboanga del Sur Dumingag 097308000 Zamboanga Peninsula Zamboanga del Sur Kumalarang 097311000 Zamboanga Peninsula Zamboanga del Sur Labangan 097312000 Zamboanga Peninsula Zamboanga del Sur Lapuyan 097313000 Zamboanga Peninsula Zamboanga del Sur Mahayag 097315000 Zamboanga Peninsula Zamboanga del Sur Margosatubig 097317000 Zamboanga Peninsula Zamboanga del Sur Midsalip 097318000 Zamboanga Peninsula Zamboanga del Sur Molave 097319000 Zamboanga City of Pagadian Peninsula Zamboanga del Sur (Capital) 097322000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Zamboanga Peninsula Zamboanga del Sur Ramon Magsaysay 097323000 Zamboanga Peninsula Zamboanga del Sur San Miguel 097324000 Zamboanga Peninsula Zamboanga del Sur San Pablo 097325000 Zamboanga Peninsula Zamboanga del Sur Tabina 097327000 Zamboanga Peninsula Zamboanga del Sur Tambulig 097328000 Zamboanga Peninsula Zamboanga del Sur Tukuran 097330000 Zamboanga Peninsula Zamboanga del Sur City of Zamboanga 097332000 Zamboanga Peninsula Zamboanga del Sur Lakewood 097333000 Zamboanga Peninsula Zamboanga del Sur Josefina 097337000 Zamboanga Peninsula Zamboanga del Sur Pitogo 097338000 Zamboanga Peninsula Zamboanga del Sur Sominot 097340000 Zamboanga Peninsula Zamboanga del Sur Vincenzo A. Sagun 097341000 Zamboanga Peninsula Zamboanga del Sur Guipos 097343000 Zamboanga Peninsula Zamboanga del Sur Tigbao 097344000 Zamboanga Peninsula Zamboanga Sibugay Alicia 098301000 Zamboanga Peninsula Zamboanga Sibugay Buug 098302000 Zamboanga Peninsula Zamboanga Sibugay Diplahan 098303000 Zamboanga Peninsula Zamboanga Sibugay Imelda 098304000 Zamboanga Peninsula Zamboanga Sibugay Ipil (Capital) 098305000 Zamboanga Peninsula Zamboanga Sibugay Kabasalan 098306000 Zamboanga Peninsula Zamboanga Sibugay Mabuhay 098307000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Zamboanga Peninsula Zamboanga Sibugay Malangas 098308000 Zamboanga Peninsula Zamboanga Sibugay Naga 098309000 Zamboanga Peninsula Zamboanga Sibugay Olutanga 098310000 Zamboanga Peninsula Zamboanga Sibugay Payao 098311000 Zamboanga Peninsula Zamboanga Sibugay Roseller Lim 098312000 Zamboanga Peninsula Zamboanga Sibugay Siay 098313000 Zamboanga Peninsula Zamboanga Sibugay Talusan 098314000 Zamboanga Peninsula Zamboanga Sibugay Titay 098315000 Zamboanga Peninsula Zamboanga Sibugay Tungawan 098316000 Zamboanga Peninsula City of Isabela 099701000 Northern Mindanao Bukidnon Baungon 101301000 Northern Mindanao Bukidnon Damulog 101302000 Northern Mindanao Bukidnon Dangcagan 101303000 Northern Mindanao Bukidnon Don Carlos 101304000 Northern Mindanao Bukidnon Impasug-ong 101305000 Northern Mindanao Bukidnon Kadingilan 101306000 Northern Mindanao Bukidnon Kalilangan 101307000 Northern Mindanao Bukidnon Kibawe 101308000 Northern Mindanao Bukidnon Kitaotao 101309000 Northern Mindanao Bukidnon Lantapan 101310000 Northern Mindanao Bukidnon Libona 101311000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Northern City of Malaybalay Mindanao Bukidnon (Capital) 101312000 Northern Mindanao Bukidnon Malitbog 101313000 Northern Mindanao Bukidnon Manolo Fortich 101314000 Northern Mindanao Bukidnon Maramag 101315000 Northern Mindanao Bukidnon Pangantucan 101316000 Northern Mindanao Bukidnon Quezon 101317000 Northern Mindanao Bukidnon San Fernando 101318000 Northern Mindanao Bukidnon Sumilao 101319000 Northern Mindanao Bukidnon Talakag 101320000 Northern Mindanao Bukidnon City of Valencia 101321000 Northern Mindanao Bukidnon Cabanglasan 101322000 Northern Mindanao Camiguin Catarman 101801000 Northern Mindanao Camiguin Guinsiliban 101802000 Northern Mindanao Camiguin Mahinog 101803000 Northern Mambajao Mindanao Camiguin (Capital) 101804000 Northern Mindanao Camiguin Sagay 101805000 Northern Mindanao Lanao del Norte Bacolod 103501000 Northern Mindanao Lanao del Norte Baloi 103502000 Northern Mindanao Lanao del Norte Baroy 103503000 Northern Mindanao Lanao del Norte City of Iligan 103504000 Northern Mindanao Lanao del Norte Kapatagan 103505000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Northern Sultan Naga Mindanao Lanao del Norte Dimaporo 103506000 Northern Mindanao Lanao del Norte Kauswagan 103507000 Northern Mindanao Lanao del Norte Kolambugan 103508000 Northern Mindanao Lanao del Norte Lala 103509000 Northern Mindanao Lanao del Norte Linamon 103510000 Northern Mindanao Lanao del Norte Magsaysay 103511000 Northern Mindanao Lanao del Norte Maigo 103512000 Northern Mindanao Lanao del Norte Matungao 103513000 Northern Mindanao Lanao del Norte Munai 103514000 Northern Mindanao Lanao del Norte Nunungan 103515000 Northern Mindanao Lanao del Norte Pantao Ragat 103516000 Northern Mindanao Lanao del Norte Poona Piagapo 103517000 Northern Mindanao Lanao del Norte Salvador 103518000 Northern Mindanao Lanao del Norte Sapad 103519000 Northern Mindanao Lanao del Norte Tagoloan 103520000 Northern Mindanao Lanao del Norte Tangcal 103521000 Northern Mindanao Lanao del Norte Tubod (Capital) 103522000 Northern Mindanao Lanao del Norte Pantar 103523000 Northern Mindanao Misamis Occidental Aloran 104201000 Northern Mindanao Misamis Occidental Baliangao 104202000 Northern Mindanao Misamis Occidental Bonifacio 104203000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Northern Mindanao Misamis Occidental Calamba 104204000 Northern Mindanao Misamis Occidental Clarin 104205000 Northern Mindanao Misamis Occidental Concepcion 104206000 Northern Mindanao Misamis Occidental Jimenez 104207000 Northern Mindanao Misamis Occidental Lopez Jaena 104208000 Northern City of Oroquieta Mindanao Misamis Occidental (Capital) 104209000 Northern Mindanao Misamis Occidental City of Ozamiz 104210000 Northern Mindanao Misamis Occidental Panaon 104211000 Northern Mindanao Misamis Occidental Plaridel 104212000 Northern Mindanao Misamis Occidental Sapang Dalaga 104213000 Northern Mindanao Misamis Occidental Sinacaban 104214000 Northern Mindanao Misamis Occidental City of Tangub 104215000 Northern Mindanao Misamis Occidental Tudela 104216000 Northern Don Victoriano 104217000 Mindanao Misamis Occidental Chiongbian Northern Mindanao Misamis Oriental Alubijid 104301000 Northern Mindanao Misamis Oriental Balingasag 104302000 Northern Mindanao Misamis Oriental Balingoan 104303000 Northern Mindanao Misamis Oriental Binuangan 104304000 Northern City of Cagayan De Mindanao Misamis Oriental Oro (Capital) 104305000 Northern Mindanao Misamis Oriental Claveria 104306000 Northern Mindanao Misamis Oriental City of El Salvador 104307000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Northern Mindanao Misamis Oriental City of Gingoog 104308000 Northern Mindanao Misamis Oriental Gitagum 104309000 Northern Mindanao Misamis Oriental Initao 104310000 Northern Mindanao Misamis Oriental Jasaan 104311000 Northern Mindanao Misamis Oriental Kinoguitan 104312000 Northern Mindanao Misamis Oriental Lagonglong 104313000 Northern Mindanao Misamis Oriental Laguindingan 104314000 Northern Mindanao Misamis Oriental Libertad 104315000 Northern Mindanao Misamis Oriental Lugait 104316000 Northern Mindanao Misamis Oriental Magsaysay 104317000 Northern Mindanao Misamis Oriental Manticao 104318000 Northern Mindanao Misamis Oriental Medina 104319000 Northern Mindanao Misamis Oriental Naawan 104320000 Northern Mindanao Misamis Oriental Opol 104321000 Northern Mindanao Misamis Oriental Salay 104322000 Northern Mindanao Misamis Oriental Sugbongcogon 104323000 Northern Mindanao Misamis Oriental Tagoloan 104324000 Northern Mindanao Misamis Oriental Talisayan 104325000 Northern Mindanao Misamis Oriental Villanueva 104326000 Davao Region Davao del Norte Asuncion 112301000 Davao Region Davao del Norte Carmen 112303000 Davao Region Davao del Norte Kapalong 112305000 Davao Region Davao del Norte New Corella 112314000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Davao Region Davao del Norte City of Panabo 112315000 Island Garden City Davao Region Davao del Norte of Samal 112317000 Davao Region Davao del Norte Santo Tomas 112318000 City of Tagum Davao Region Davao del Norte (Capital) 112319000 Davao Region Davao del Norte Talaingod 112322000 Davao Region Davao del Norte Braulio E. Dujali 112323000 Davao Region Davao del Norte San Isidro 112324000 Davao Region Davao del Sur Bansalan 112401000 Davao Region Davao del Sur City of Davao 112402000 City of Digos Davao Region Davao del Sur (Capital) 112403000 Davao Region Davao del Sur Hagonoy 112404000 Davao Region Davao del Sur Kiblawan 112406000 Davao Region Davao del Sur Magsaysay 112407000 Davao Region Davao del Sur Malalag 112408000 Davao Region Davao del Sur Matanao 112410000 Davao Region Davao del Sur Padada 112411000 Davao Region Davao del Sur Santa Cruz 112412000 Davao Region Davao del Sur Sulop 112414000 Davao Region Davao Oriental Baganga 112501000 Davao Region Davao Oriental Banaybanay 112502000 Davao Region Davao Oriental Boston 112503000 Davao Region Davao Oriental Caraga 112504000 Davao Region Davao Oriental Cateel 112505000 Davao Region Davao Oriental Governor Generoso 112506000 Davao Region Davao Oriental Lupon 112507000 Davao Region Davao Oriental Manay 112508000 City of Mati Davao Region Davao Oriental (Capital) 112509000 Davao Region Davao Oriental San Isidro 112510000 Davao Region Davao Oriental Tarragona 112511000 Davao Region Davao de Oro Compostela 118201000 Davao Region Davao de Oro Laak 118202000 Davao Region Davao de Oro Mabini 118203000 Davao Region Davao de Oro Maco 118204000 Davao Region Davao de Oro Maragusan 118205000 Davao Region Davao de Oro Mawab 118206000 Davao Region Davao de Oro Monkayo 118207000 Davao Region Davao de Oro Montevista 118208000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) Nabunturan Davao Region Davao de Oro (Capital) 118209000 Davao Region Davao de Oro New Bataan 118210000 Davao Region Davao de Oro Pantukan 118211000 Davao Region Davao Occidental Don Marcelino 118601000 Davao Region Davao Occidental Jose Abad Santos 118602000 Davao Region Davao Occidental Malita (Capital) 118603000 Davao Region Davao Occidental Santa Maria 118604000 Davao Region Davao Occidental Sarangani 118605000 SOCCSKSARGEN Cotabato Alamada 124701000 SOCCSKSARGEN Cotabato Carmen 124702000 SOCCSKSARGEN Cotabato Kabacan 124703000 City of Kidapawan SOCCSKSARGEN Cotabato (Capital) 124704000 SOCCSKSARGEN Cotabato Libungan 124705000 SOCCSKSARGEN Cotabato Magpet 124706000 SOCCSKSARGEN Cotabato Makilala 124707000 SOCCSKSARGEN Cotabato Matalam 124708000 SOCCSKSARGEN Cotabato Midsayap 124709000 SOCCSKSARGEN Cotabato M'Lang 124710000 SOCCSKSARGEN Cotabato Pigkawayan 124711000 SOCCSKSARGEN Cotabato Pikit 124712000 SOCCSKSARGEN Cotabato President Roxas 124713000 SOCCSKSARGEN Cotabato Tulunan 124714000 SOCCSKSARGEN Cotabato Antipas 124715000 SOCCSKSARGEN Cotabato Banisilan 124716000 SOCCSKSARGEN Cotabato Aleosan 124717000 SOCCSKSARGEN Cotabato Arakan 124718000 SOCCSKSARGEN South Cotabato Banga 126302000 City of General SOCCSKSARGEN South Cotabato Santos 126303000 City of Koronadal SOCCSKSARGEN South Cotabato (Capital) 126306000 SOCCSKSARGEN South Cotabato Norala 126311000 SOCCSKSARGEN South Cotabato Polomolok 126312000 SOCCSKSARGEN South Cotabato Surallah 126313000 SOCCSKSARGEN South Cotabato Tampakan 126314000 SOCCSKSARGEN South Cotabato Tantangan 126315000 SOCCSKSARGEN South Cotabato T'Boli 126316000 SOCCSKSARGEN South Cotabato Tupi 126317000 SOCCSKSARGEN South Cotabato Santo Niño 126318000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) SOCCSKSARGEN South Cotabato Lake Sebu 126319000 SOCCSKSARGEN Sultan Kudarat Bagumbayan 126501000 SOCCSKSARGEN Sultan Kudarat Columbio 126502000 SOCCSKSARGEN Sultan Kudarat Esperanza 126503000 SOCCSKSARGEN Sultan Kudarat Isulan (Capital) 126504000 SOCCSKSARGEN Sultan Kudarat Kalamansig 126505000 SOCCSKSARGEN Sultan Kudarat Lebak 126506000 SOCCSKSARGEN Sultan Kudarat Lutayan 126507000 SOCCSKSARGEN Sultan Kudarat Lambayong 126508000 SOCCSKSARGEN Sultan Kudarat Palimbang 126509000 SOCCSKSARGEN Sultan Kudarat President Quirino 126510000 SOCCSKSARGEN Sultan Kudarat City of Tacurong 126511000 SOCCSKSARGEN Sultan Kudarat Sen. Ninoy Aquino 126512000 SOCCSKSARGEN Sarangani Alabel (Capital) 128001000 SOCCSKSARGEN Sarangani Glan 128002000 SOCCSKSARGEN Sarangani Kiamba 128003000 SOCCSKSARGEN Sarangani Maasim 128004000 SOCCSKSARGEN Sarangani Maitum 128005000 SOCCSKSARGEN Sarangani Malapatan 128006000 SOCCSKSARGEN Sarangani Malungon 128007000 SOCCSKSARGEN City of Cotabato 129804000 NCR, City of Manila, First NCR District (Not a Province) City of Manila 133900000 NCR, Second District City of NCR (Not a Province) Mandaluyong 137401000 NCR, Second District NCR (Not a Province) City of Marikina 137402000 NCR, Second District NCR (Not a Province) City of Pasig 137403000 NCR, Second District NCR (Not a Province) Quezon City 137404000 NCR, Second District NCR (Not a Province) City of San Juan 137405000 NCR, Third District (Not a NCR Province) City of Caloocan 137501000 NCR, Third District (Not a NCR Province) City of Malabon 137502000 NCR, Third District (Not a NCR Province) City of Navotas 137503000 NCR, Third District (Not a NCR Province) City of Valenzuela 137504000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) NCR, Fourth District (Not NCR a Province) City of Las Piñas 137601000 NCR, Fourth District (Not NCR a Province) City of Makati 137602000 NCR, Fourth District (Not NCR a Province) City of Muntinlupa 137603000 NCR, Fourth District (Not NCR a Province) City of Parañaque 137604000 NCR, Fourth District (Not NCR a Province) Pasay City 137605000 NCR, Fourth District (Not NCR a Province) Pateros 137606000 NCR, Fourth District (Not NCR a Province) City of Taguig 137607000 CAR Abra Bangued (Capital) 140101000 CAR Abra Boliney 140102000 CAR Abra Bucay 140103000 CAR Abra Bucloc 140104000 CAR Abra Daguioman 140105000 CAR Abra Danglas 140106000 CAR Abra Dolores 140107000 CAR Abra La Paz 140108000 CAR Abra Lacub 140109000 CAR Abra Lagangilang 140110000 CAR Abra Lagayan 140111000 CAR Abra Langiden 140112000 CAR Abra Licuan-Baay 140113000 CAR Abra Luba 140114000 CAR Abra Malibcong 140115000 CAR Abra Manabo 140116000 CAR Abra Peñarrubia 140117000 CAR Abra Pidigan 140118000 CAR Abra Pilar 140119000 CAR Abra Sallapadan 140120000 CAR Abra San Isidro 140121000 CAR Abra San Juan 140122000 CAR Abra San Quintin 140123000 CAR Abra Tayum 140124000 CAR Abra Tineg 140125000 CAR Abra Tubo 140126000 CAR Abra Villaviciosa 140127000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) CAR Benguet Atok 141101000 CAR Benguet City of Baguio 141102000 CAR Benguet Bakun 141103000 CAR Benguet Bokod 141104000 CAR Benguet Buguias 141105000 CAR Benguet Itogon 141106000 CAR Benguet Kabayan 141107000 CAR Benguet Kapangan 141108000 CAR Benguet Kibungan 141109000 La Trinidad CAR Benguet (Capital) 141110000 CAR Benguet Mankayan 141111000 CAR Benguet Sablan 141112000 CAR Benguet Tuba 141113000 CAR Benguet Tublay 141114000 CAR Ifugao Banaue 142701000 CAR Ifugao Hungduan 142702000 CAR Ifugao Kiangan 142703000 CAR Ifugao Lagawe (Capital) 142704000 CAR Ifugao Lamut 142705000 CAR Ifugao Mayoyao 142706000 CAR Ifugao Alfonso Lista 142707000 CAR Ifugao Aguinaldo 142708000 CAR Ifugao Hingyon 142709000 CAR Ifugao Tinoc 142710000 CAR Ifugao Asipulo 142711000 CAR Kalinga Balbalan 143201000 CAR Kalinga Lubuagan 143206000 CAR Kalinga Pasil 143208000 CAR Kalinga Pinukpuk 143209000 CAR Kalinga Rizal 143211000 City of Tabuk CAR Kalinga (Capital) 143213000 CAR Kalinga Tanudan 143214000 CAR Kalinga Tinglayan 143215000 CAR Mountain Province Barlig 144401000 CAR Mountain Province Bauko 144402000 CAR Mountain Province Besao 144403000 CAR Mountain Province Bontoc (Capital) 144404000 CAR Mountain Province Natonin 144405000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) CAR Mountain Province Paracelis 144406000 CAR Mountain Province Sabangan 144407000 CAR Mountain Province Sadanga 144408000 CAR Mountain Province Sagada 144409000 CAR Mountain Province Tadian 144410000 CAR Apayao Calanasan 148101000 CAR Apayao Conner 148102000 CAR Apayao Flora 148103000 CAR Apayao Kabugao (Capital) 148104000 CAR Apayao Luna 148105000 CAR Apayao Pudtol 148106000 CAR Apayao Santa Marcela 148107000 City of Lamitan ARMM Basilan (Capital) 150702000 ARMM Basilan Lantawan 150703000 ARMM Basilan Maluso 150704000 ARMM Basilan Sumisip 150705000 ARMM Basilan Tipo-Tipo 150706000 ARMM Basilan Tuburan 150707000 ARMM Basilan Akbar 150708000 ARMM Basilan Al-Barka 150709000 Hadji Mohammad ARMM Basilan Ajul 150710000 ARMM Basilan Ungkaya Pukan 150711000 ARMM Basilan Hadji Muhtamad 150712000 ARMM Basilan Tabuan-Lasa 150713000 ARMM Lanao del Sur Bacolod-Kalawi 153601000 ARMM Lanao del Sur Balabagan 153602000 ARMM Lanao del Sur Balindong 153603000 ARMM Lanao del Sur Bayang 153604000 ARMM Lanao del Sur Binidayan 153605000 ARMM Lanao del Sur Bubong 153606000 ARMM Lanao del Sur Butig 153607000 ARMM Lanao del Sur Ganassi 153609000 ARMM Lanao del Sur Kapai 153610000 ARMM Lanao del Sur Lumba-Bayabao 153611000 ARMM Lanao del Sur Lumbatan 153612000 ARMM Lanao del Sur Madalum 153613000 ARMM Lanao del Sur Madamba 153614000 ARMM Lanao del Sur Malabang 153615000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) ARMM Lanao del Sur Marantao 153616000 City of Marawi ARMM Lanao del Sur (Capital) 153617000 ARMM Lanao del Sur Masiu 153618000 ARMM Lanao del Sur Mulondo 153619000 ARMM Lanao del Sur Pagayawan 153620000 ARMM Lanao del Sur Piagapo 153621000 ARMM Lanao del Sur Poona Bayabao 153622000 ARMM Lanao del Sur Pualas 153623000 ARMM Lanao del Sur Ditsaan-Ramain 153624000 ARMM Lanao del Sur Saguiaran 153625000 ARMM Lanao del Sur Tamparan 153626000 ARMM Lanao del Sur Taraka 153627000 ARMM Lanao del Sur Tubaran 153628000 ARMM Lanao del Sur Tugaya 153629000 ARMM Lanao del Sur Wao 153630000 ARMM Lanao del Sur Marogong 153631000 ARMM Lanao del Sur Calanogas 153632000 Buadiposo- ARMM Lanao del Sur Buntong 153633000 ARMM Lanao del Sur Maguing 153634000 ARMM Lanao del Sur Picong 153635000 ARMM Lanao del Sur Lumbayanague 153636000 ARMM Lanao del Sur Amai Manabilang 153637000 ARMM Lanao del Sur Tagoloan Ii 153638000 ARMM Lanao del Sur Kapatagan 153639000 Sultan ARMM Lanao del Sur Dumalondong 153640000 ARMM Lanao del Sur Lumbaca-Unayan 153641000 ARMM Maguindanao Ampatuan 153801000 ARMM Maguindanao Buldon 153802000 ARMM Maguindanao Buluan 153803000 ARMM Maguindanao Datu Paglas 153805000 ARMM Maguindanao Datu Piang 153806000 ARMM Maguindanao Datu Odin Sinsuat 153807000 Shariff Aguak ARMM Maguindanao (Capital) 153808000 ARMM Maguindanao Matanog 153809000 ARMM Maguindanao Pagalungan 153810000 ARMM Maguindanao Parang 153811000 ARMM Maguindanao Sultan Kudarat 153812000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) ARMM Maguindanao Sultan Sa Barongis 153813000 ARMM Maguindanao Kabuntalan 153814000 ARMM Maguindanao Upi 153815000 ARMM Maguindanao Talayan 153816000 ARMM Maguindanao South Upi 153817000 ARMM Maguindanao Barira 153818000 ARMM Maguindanao Gen. S.K. Pendatun 153819000 ARMM Maguindanao Mamasapano 153820000 ARMM Maguindanao Talitay 153821000 ARMM Maguindanao Pagagawan 153822000 ARMM Maguindanao Paglat 153823000 ARMM Maguindanao Sultan Mastura 153824000 ARMM Maguindanao Guindulungan 153825000 Datu Saudi- ARMM Maguindanao Ampatuan 153826000 ARMM Maguindanao Datu Unsay 153827000 Datu Abdullah ARMM Maguindanao Sangki 153828000 ARMM Maguindanao Rajah Buayan 153829000 Datu Blah T. ARMM Maguindanao Sinsuat 153830000 Datu Anggal ARMM Maguindanao Midtimbang 153831000 ARMM Maguindanao Mangudadatu 153832000 ARMM Maguindanao Pandag 153833000 Northern ARMM Maguindanao Kabuntalan 153834000 Datu Hoffer ARMM Maguindanao Ampatuan 153835000 ARMM Maguindanao Datu Salibo 153836000 Shariff Saydona ARMM Maguindanao Mustapha 153837000 ARMM Sulu Indanan 156601000 ARMM Sulu Jolo (Capital) 156602000 ARMM Sulu Kalingalan Caluang 156603000 ARMM Sulu Luuk 156604000 ARMM Sulu Maimbung 156605000 Hadji Panglima ARMM Sulu Tahil 156606000 ARMM Sulu Old Panamao 156607000 ARMM Sulu Pangutaran 156608000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) ARMM Sulu Parang 156609000 ARMM Sulu Pata 156610000 ARMM Sulu Patikul 156611000 ARMM Sulu Siasi 156612000 ARMM Sulu Talipao 156613000 ARMM Sulu Tapul 156614000 ARMM Sulu Tongkil 156615000 ARMM Sulu Panglima Estino 156616000 ARMM Sulu Lugus 156617000 ARMM Sulu Pandami 156618000 ARMM Sulu Omar 156619000 ARMM Tawi-Tawi Panglima Sugala 157001000 ARMM Tawi-Tawi Bongao (Capital) 157002000 ARMM Tawi-Tawi Mapun 157003000 ARMM Tawi-Tawi Simunul 157004000 ARMM Tawi-Tawi Sitangkai 157005000 ARMM Tawi-Tawi South Ubian 157006000 ARMM Tawi-Tawi Tandubas 157007000 ARMM Tawi-Tawi Turtle Islands 157008000 ARMM Tawi-Tawi Languyan 157009000 ARMM Tawi-Tawi Sapa-Sapa 157010000 ARMM Tawi-Tawi Sibutu 157011000 CARAGA Agusan del Norte Buenavista 160201000 City of Butuan CARAGA Agusan del Norte (Capital) 160202000 CARAGA Agusan del Norte City of Cabadbaran 160203000 CARAGA Agusan del Norte Carmen 160204000 CARAGA Agusan del Norte Jabonga 160205000 CARAGA Agusan del Norte Kitcharao 160206000 CARAGA Agusan del Norte Las Nieves 160207000 CARAGA Agusan del Norte Magallanes 160208000 CARAGA Agusan del Norte Nasipit 160209000 CARAGA Agusan del Norte Santiago 160210000 CARAGA Agusan del Norte Tubay 160211000 Remedios T. CARAGA Agusan del Norte Romualdez 160212000 CARAGA Agusan del Sur City of Bayugan 160301000 CARAGA Agusan del Sur Bunawan 160302000 CARAGA Agusan del Sur Esperanza 160303000 CARAGA Agusan del Sur La Paz 160304000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) CARAGA Agusan del Sur Loreto 160305000 Prosperidad CARAGA Agusan del Sur (Capital) 160306000 CARAGA Agusan del Sur Rosario 160307000 CARAGA Agusan del Sur San Francisco 160308000 CARAGA Agusan del Sur San Luis 160309000 CARAGA Agusan del Sur Santa Josefa 160310000 CARAGA Agusan del Sur Talacogon 160311000 CARAGA Agusan del Sur Trento 160312000 CARAGA Agusan del Sur Veruela 160313000 CARAGA Agusan del Sur Sibagat 160314000 CARAGA Surigao del Norte Alegria 166701000 CARAGA Surigao del Norte Bacuag 166702000 CARAGA Surigao del Norte Burgos 166704000 CARAGA Surigao del Norte Claver 166706000 CARAGA Surigao del Norte Dapa 166707000 CARAGA Surigao del Norte Del Carmen 166708000 CARAGA Surigao del Norte General Luna 166710000 CARAGA Surigao del Norte Gigaquit 166711000 CARAGA Surigao del Norte Mainit 166714000 CARAGA Surigao del Norte Malimono 166715000 CARAGA Surigao del Norte Pilar 166716000 CARAGA Surigao del Norte Placer 166717000 CARAGA Surigao del Norte San Benito 166718000 CARAGA Surigao del Norte San Francisco 166719000 CARAGA Surigao del Norte San Isidro 166720000 CARAGA Surigao del Norte Santa Monica 166721000 CARAGA Surigao del Norte Sison 166722000 CARAGA Surigao del Norte Socorro 166723000 City of Surigao CARAGA Surigao del Norte (Capital) 166724000 CARAGA Surigao del Norte Tagana-An 166725000 CARAGA Surigao del Norte Tubod 166727000 CARAGA Surigao del Sur Barobo 166801000 CARAGA Surigao del Sur Bayabas 166802000 CARAGA Surigao del Sur City of Bislig 166803000 CARAGA Surigao del Sur Cagwait 166804000 CARAGA Surigao del Sur Cantilan 166805000 CARAGA Surigao del Sur Carmen 166806000 CARAGA Surigao del Sur Carrascal 166807000

Philippine Standard Geographic Code (PSGC) Annex A-III PSGC (Valid Region Municipality/City Province Values) CARAGA Surigao del Sur Cortes 166808000 CARAGA Surigao del Sur Hinatuan 166809000 CARAGA Surigao del Sur Lanuza 166810000 CARAGA Surigao del Sur Lianga 166811000 CARAGA Surigao del Sur Lingig 166812000 CARAGA Surigao del Sur Madrid 166813000 CARAGA Surigao del Sur Marihatag 166814000 CARAGA Surigao del Sur San Agustin 166815000 CARAGA Surigao del Sur San Miguel 166816000 CARAGA Surigao del Sur Tagbina 166817000 CARAGA Surigao del Sur Tago 166818000 City of Tandag CARAGA Surigao del Sur (Capital) 166819000 CARAGA Dinagat Islands Basilisa 168501000 CARAGA Dinagat Islands Cagdianao 168502000 CARAGA Dinagat Islands Dinagat 168503000 CARAGA Dinagat Islands Libjo 168504000 CARAGA Dinagat Islands Loreto 168505000 CARAGA Dinagat Islands San Jose (Capital) 168506000 CARAGA Dinagat Islands Tubajon 168507000 Data Not Available Data Not Available Data Not Available 000000000

Philippine Standard Industrial Classification (PSIC) 2009 Annex A-IV Value Description A Agriculture, forestry, and fishing B Mining and quarrying C Manufacturing D Electricity, gas, steam and air-conditioning supply E Water supply, sewerage, waste management and remediation activities F Construction G Wholesale and retail trade; repair of motor vehicles and motorcycles H Transportation and storage I Accommodation and food service activities J Information and communication K Financial and insurance activities L Real estate activities M Professional, scientific and technical services N Administrative and support service activities O Public administrative and defense; compulsory social security P Education Q Human health and social work activities R Arts, entertainment and recreation S Other service activities T Activities of private households as employers and undifferentiated goods and services and producing activities of households for own use U Activities of extraterritorial organizations and bodies V Consumer loans Z No data available

List of Other Identification Annex A-V Value Description 10 Driver’s License 11 Voter's ID 12 Passport ID 13 PRC ID 14 NBI 15 Police clearance 16 Postal ID 17 Barangay certification 18 OWWA ID 19 OFW ID 20 Seaman’s book 21 PNP 22 AFP 23 HDMF (as known as Pag-ibig) 24 PWD 25 DSWD Travel Clearance 26 ACR I-Card 27 DTI - Business Name Registration Certificate 28 IBP ID 29 Fire Arms License 30 Government Officer or Agency ID 31 Diplomat ID 32 National ID (other jurisdiction) 33 Work Permit 34 GOCC ID 35 PLRA ID 36 Major Credit Cards 37 Media Report/publication with photo 38 Student ID 39 SIRV 40 Unified Multipurpose ID (UMID) 41 Tax Account Number (TAN)

List of Conglomerates Annex A-VI Value Description N/A Not part of any conglomerate (i.e., stand-alone) NEC Part of other conglomerate group ABG Aboitiz Group ATG Andrew Tan Group AYL Ayala Group CNJ Consunji Group DNU Dennis Uy Group EYG Emilio Yap Group TYG George Ty Group GKW Gokongwei Group GTN Gotianun Group LPZ Lopez Group LCG Lucio Co Group LTG Lucio Tan Group MVP MVP Group VLL Manuel Villar Group RAZ Razon Group RCY Roberto Coyiuto Group ROP Roberto Ongpin Group SMC SMC Group SYG Sy Group TTC Tony Tan Caktiong Group YGC Yuchengco Group

List of Transaction Types Annex A-VII Value Credit Transaction Type / Issuer Type Exposure Type 1001 Loans to Government - National Government Loan 1002 Loans to Government - LGU Loan 1003 Loans to GOCC - Social Security Institution Loan 1004 Loans to GOCC - Other Financial Institution Loan 1005 Loans to GOCC - Non-Financial Institution Loan 1006 Agrarian Reform Loans Loan 1007 Other Agricultural Credit Loans Loan 1008 Microfinance Loans Loan 1009 Other Microenterprise Loans Loan 1010 Small Enterprises Loan 1011 Medium Enterprise Loan 1012 Contracts to Sell Loan 1013 Loans to Private Corporations - Financial Loan 1014 Loans to Private Corporations - Non-Financial Loan 1015 Loans to Individuals for Housing Purposes Loan 1016 Auto Loans Loan 1017 Motorcycle Loans Loan 1018 Salary-Based General-Purpose Consumption Loans Loan 1019 Other Loans for Personal Purposes Loan 1020 Loans to Individuals for Other Purposes Loan 1021 Loans to Non-resident Central Government/Central Banks Loan 1022 Loans to Non-resident Public Sector Entities Loan 1023 Loans to Non-resident Corporations Loan 1024 Loans to Non-resident Individuals Loan 1025 Loans-Others Not Elsewhere Classified Loan 1026 Interbank Call Loans Receivables – Resident Banks – UBs/KBs Loan 1027 Interbank Call Loans Receivables – Resident Banks – Other Banks Loan 1028 Interbank Call Loans Receivables – Resident Banks – NBQBs Loan 1029 Interbank Call Loans Receivables – Non-Resident Banks – OBUs Loan 1030 Interbank Call Loans Receivables – Non-Resident Banks – Others Loan 1031 Interbank Term Loans Receivables – Resident Banks – UBs/KBs Loan 1032 Interbank Term Loans Receivables – Resident Banks – Other Banks Loan 1033 Interbank Term Loans Receivables – Resident Banks – NBQBs Loan 1034 Interbank Term Loans Receivables – Non- Resident Banks – OBUs Loan 1035 Interbank Term Loans Receivables – Non- Resident Banks – Others Loan

List of Transaction Types Annex A-VII Value Credit Transaction Type / Issuer Type Exposure Type 2001 Securities - National Government - Treasury Bills Investments in Debt or Equity Securities 2002 Securities - National Government - Treasury Investments in Debt or Bonds Equity Securities 2003 Securities - National Government - Others Investments in Debt or Equity Securities 2004 Securities - LGUs Investments in Debt or Equity Securities 2005 Securities - GOCC - SSS Investments in Debt or Equity Securities 2006 Securities - GOCC - Other Financial Institutions Investments in Debt or Equity Securities 2007 Securities - GOCC - Non-Financial Institutions Investments in Debt or Equity Securities 2008 Securities - BSP Investments in Debt or Equity Securities 2009 Securities - Universal/Commercial Banks Investments in Debt or Equity Securities 2010 Securities - Other Banks Investments in Debt or Equity Securities 2011 Securities - Private Corporations - Financial Investments in Debt or Equity Securities 2012 Securities - Private Corporations - Non-Financial Investments in Debt or Equity Securities 2013 Securities - Other Government/Central Banks Investments in Debt or Equity Securities 2014 Securities - Other Non-Resident Public Sector Investments in Debt or Entities Equity Securities 2015 Securities - Other Non-Resident Banks Investments in Debt or Equity Securities 2016 Securities - Non-Resident Corporations Investments in Debt or Equity Securities 2017 Securities - Multilateral Agencies Investments in Debt or Equity Securities 2018 Securities - Others Not Elsewhere Classified Investments in Debt or Equity Securities 3001 Sales Contract Receivable Other Credit Accommodation 3002 Accrued Interest Income from Financial Assets Other Credit Accommodation 3003 Due from Other Banks - Resident Banks Other Credit Accommodation 3004 Due from Other Banks - Non-Resident Banks Other Credit Accommodation 3005 Other Credit Accommodation - Not Elsewhere Other Credit Classified Accommodation 4001 Others Others

List of Securities Annex A-VIII XSD Element Name collType collCode Description 0 Unsecured Secured 1 Secured - Non-Risk Assets 2 Secured - REM-Residential 3 Secured - REM-Commercial 4 Secured - REM-Agricultural 5 Secured - CHM 6 Other Collateral

List of Contingent Account Types Annex A-IX Value Description A Guarantees Issued B Financial Standby Letters of Credit C Performance Standby Letters of Credit D Commercial Letters of Credit E Trade Related Guarantees F Commitments G Derivatives

List of Acceptable Values and Special Characters Annex A-X XSD Notation Description a to z Alphabet letters in lower case A to Z Alphabet letters in upper case 0 to 9 Numbers . Period () Open and Close Parenthesis / Forward Slash - Dash \ Back Slash , Comma : Colon ; Semi-colon # Pound Sign & Ampersand (&) < Less than (<) > Greater than (>) " Quotation (“) @ At symbol (@) ® Registered (®) ™ Trademark ( ™) © Copyright (©) Space * Asterisk + Plus Sign = Equal Sign ‘ Single Quotation ! Exclamation Point ? Question Mark % Percentage

Annex B Comprehensive Credit and Equity Exposures (COCREE) Report Line-Item Instructions Accomplishment of the Report 1. The report shall include credit and equity exposures of the covered BSP-supervised financial institution (BSFI). 2. The report shall be accomplished on a solo basis by the Universal/Commercial Banks (UKBs) and their Thrift Bank (TBs)/ Non-bank Financial Institutions with Quasi-banking Functions (NBQBs)/ Trust Corporation subsidiaries, and the Digital Banks. 3. BSFIs shall report exposures to resident and non-resident borrowers. Foreign currency denominated exposures shall be reported in both the original currency and Philippine peso equivalent. 4. All amounts, except written-off accounts with nominal value, shall be reported. These should be in absolute figures with two (2) decimal places, except if explicitly provided in the Data Dictionary that the specific data element can have more than 2 decimal places (e.g., probability of default and interest rate). 5. Information is either mandatory/required (M), optional/applicable but not required (O), or are not applicable (N) for submission as indicated in the Data Dictionary (DD). The use of default values indicating unavailability of data for legacy accounts, among other considerations, shall be permitted for the purpose of capturing other available information submitted by BSFIs. The submission of default values, however, shall be closely monitored by the Bangko Sentral, subject to the provisions of BSP Cir. No. 963, to maintain the overall quality of data. 6. Information shall be submitted in alphanumeric (A), string (S), numeric (N), date (D), or memo (M) form with acceptable values as indicated in the data dictionary. For the Exposure Information, the elements are either Dynamic or Static. Static elements are stable data elements which do not change throughout the life cycle of the exposure. (e.g., promisory note number, purpose of the loan, transaction type, date granted, amount granted, acquisition amount). Hence, static data elements COCREE: Line Item Instructions ver. 1.0 Page 1 of20

Annex B shall only be reported once (e.g., at the onset of reporting and upon new loan grant/investment acquired). All Dynamic data elements shall be reported monthly as they are active data elements requiring periodic updates throughout the life cycle of the exposure (e.g., outstanding balance). 7. The file naming convention of COCREE Reports in XML format is COCREE_YYYYMM_BankAcronym_1ofX.xml where “YYYYMM” is the reference year and month, and the X in “1ofX” is the total number of XML files for submission in the reference period with sample shown below for ABC Bank which submits records for the 31 March 2022 reference period: Single-XML file Submission: COCREE_202203_ABC_1of1.xml Three-XML file Submission: COCREE_202203_ABC_1of3.xml (for records 1 to 1000) COCREE_202203_ABC_2of3.xml (for records 1001 to 2000) COCREE_202203_ABC_3of3.xml (for records 20001 to 3000) The file naming convention of Control Prooflist is COCREE_YYYYMM_<Bank acronym>_Control Prooflist.pdf (e.g., COCREE_202203_ABC_Control Prooflist.pdf) 8. The use of Reserved Words in XML is not allowed. Reserved Words in a programming language have fixed meaning and cannot be redefined hence, should be transformed in COCREE Reporting as follows: Alternative XML Characters Name Character Representation & Ampersand & < Less than < > Greater than > “ Quotation Mark " @ At @ © Copyright © ® Registered ® Trademark ™ Trademark ™ 9. For data elements requiring Free text, refer to Annex A-X for the list of acceptable values and special characters. COCREE: Line-Item Instructions ver. 1.0 Page 2 of 20

Annex B Line-Item Instructions Overall File Information 1. Record Type – Indicate the type of information being provided, as to: (a) Filing Information (FI); (b) Subject Information (SI); (c) Exposure Information (EI); and (d) Negative Information (NI). 2. Financial Institution (FI) Code (XSD element name: bkcode) – Refers to the unique code issued by the Bangko Sentral to the BSFI. 3. File Reference Date (XSD element name: trdate) – Refers to the end-of-month reporting period of the record data, in XSD default date format (YYYY-MM-DD). 4. Submission Type (XSD element name: submitType) – Indicate whether the record submitted is a new filing of a unique Subject, or an update of information of an existing Subject. If the submission refers to the filing of a new Subject, BSFIs shall use addInfo with submitType=0 (NEW). On the other hand, if the previous submission will be amended/updated or there is a new Exposure (e.g., additional loan) for an existing Subject, BSFIs shall use addInfo with submitType=1 (UPDATE). In reporting these amendments, BSFIs shall observe the following: a. If there are updates/amendments in any of the previously submitted Subject Information, the full string of mandatory data elements shall be re-submitted together with the updated/amended information; b. If there are updates in the previously submitted Exposure Information (e.g., change in outstanding balance due to amortization payment, change in accumulated gains/losses, upgrade in credit limit, among others), the submission of the full string of information is no longer necessary. The XSD will only require the submission of the updated information alongside the related filingInfo, subjectID, contractNo, and all the dynamic data elements in the Exposure Information. COCREE: Line-Item Instructions ver. 1.0 Page 3 of 20

Annex B c. If there is a new exposure for an existing Subject, BSFIs shall report the related filingInfo, subjectID, and the full string of Exposure information. Submission After the Release of Validation Results The system being used in the COCREE saves the information of the Subject (i.e., Subject, Exposure and Negative Information) only if the entire information string of the Subject passes the Stage 2 Validation. In addressing the remaining validation exceptions, the records of the Subject that already passed the Stage 2 Validation should not be resubmitted unless there are amendments/updates in the submitted information, in which case, the submitType=1 (UPDATE) shall be used. If exceptions were noted in Stage 1 or 2 Validation in any of the information of the Subject, the entire data string of the Subject in the current submission is rejected and is not saved in the system. In resubmitting the information, submitType=0 (NEW) or submitType=1 (UPDATE) shall be used following the Rules on the Submission Type in Items 4.a and 4.b above. Please note that each XML file shall bear only 1 submitType (e.g., XML 1 of 2 - submitType=0, XML 2 of 2 - submitType=1). To Delete Erroneously Submitted Records For records previously submitted and passed the validation but were later found to be erroneous, BSFIs shall use deleteInfo. Kindly note that for the deleteInfo, all the data strings pertaining to the subjectID and/or contractNo submitted for the reference period shall be deleted. In resubmitting the information, submitType=0 (NEW) or submitType=1 (UPDATE) shall be used following the Rules on the Submission Type in Items 4.a and 4.b above. For corrections that cover multiple reference periods, an XML file for each period shall be submitted (e.g., an error in the record uploaded for the reference periods 31 March and 30 April 2022 will require the submission of two XML files using the deleteInfo). The Bank shall then immediately submit two more XML files using the submitType=0 (NEW) and/or submitType=1 (UPDATE) to reflect the correct information. COCREE: Line-Item Instructions ver. 1.0 Page 4 of 20

Annex B Pursuant to BSP Cicular No. 963, reports found to be erroneous will be subject to existing panalties. 5. Number of records submitted – Refers to the number of records being reported for the reference period. This shall include the following: Data Element XSD Element Name No. of Submitted Subject Records totSubjectRecords No. of Submitted Exposure Records totExposureRecords No. of Submitted Negative Records totNegativeRecords In case there is no information to be reported for a reference period, BSFI shall indicate “0” in the number of submitted subject, exposure, and negative records to avoid being tagged as non-reporting. Subject Information 6. Subject ID (XSD element name: subjectId) – A unique code internally assigned by the BSFI to the loan borrower, credit cardholder, issuer/counterpary of debt and equity securities (investment) and in off-balance sheet transactions to identify the same subject. Subject ID either belongs to a subject that is first time to be submitted by the BSFI (i.e., submitType=0, “NEW”) or which has previous records (i.e., submitType=1, “UPDATE”). 7. Subject Type – Indicate the type as to juridical entity, with the following options: (a) Individual (I); (b) Sole Proprietorship (S); (c) Corporation (C); (d) Cooperative (K); (e) Partnership (P); and (f) Gov't and Other Agencies (G). 8. Subject Name Individuals (XSD element name: firstName, middleName, lastName, suffix) (a) Individual Name – In case of individuals, provide the exact spelling as indicated in the official documents1 submitted by the borrower/counterparty. Use spaces to separate multiple 1 As defined in item w of Secs. 904/904-Q of the MORB/MORNBFI on Definition of terms under the Anti-Money Laundering (AMLA) and Combatting the Financing of Terrorism Regulations. COCREE: Line-Item Instructions ver. 1.0 Page 5 of 20

Annex B names and hyphens to separate double names if the legal spelling/format of the name includes spaces and hyphens.2 For the “Suffix” field (e.g., II, III, IV, JR, SR), do not use punctuation. Do not enter titles and prefixes in any of the name fields. Each entry will be treated as a separate data element and required to be declared completely. Middle name and suffixes are non-mandatory for individuals and not applicable for entities. For mononymous person (i.e., persons with single name), the last name should be “Not Applicable”. In case the individual has a spouse, the spouse’s information shall be provided. The contract number will determine the same exposure of the spouses. BSFIs are expected to properly parse the names of individuals according to the appropriate data elements (i.e., First Name, Middle Name, Last Name, and Suffix). The full name should not be submitted as one (1) data element only. Moreover, the First Name and Last Name (for non- mononymous person) should not contain default and blank values at all times. Default value (i.e., “Not Applicable”) shall only be allowed for Last Name of mononymous persons. Non-individuals (b) Official Registered Trade Name/Agency Name (XSD short name: compName) – Use the legal name of the entity as indicated in the articles of incorporation duly registered with the Securities and Exchange Commission (SEC), Department of Trade and Industry (DTI), or the Cooperative Development Authority (CDA). For exposures in government instruments and agencies, use the name of the issuing jurisdiction or government agency (e.g., Philippines, Indonesia, USA Bureau of Internal Revenue, Home Development Mutual Fund, City of Manila). (c) Company Trade Name (XSD element name: tradeName) – A “doing business as” (DBA) name known by the public. At least one company name, whether the registered or the trade name, must be reported. At no instance will both names contain default values. 2 Double names refer to names separated by hyphens (e.g. Santos-Cruz), while multiple names mean having more than one name that is separated by a space (e.g. Delos Santos/ Maria Clara). COCREE: Line-Item Instructions ver. 1.0 Page 6 of 20

Annex B Domestic and foreign government units and agencies must be tagged as Government in the subject type. 9. Date of Birth (XSD element name: birthDate) – Indicate the date of birth of individual/sole proprietor in XSD default date format (YYYY-MM-DD). If data is unavailable, default value is 1900-01-01. This is only applicable when subject type is Individual (I) or Sole Proprietorship (S). 10. Gender (XSD element name: gender) – Indicate the gender of the individual/sole proprietor borrower, as to: (a) Male; or (b) Female. This is only applicable when subject type is Individual (I) or Sole Proprietorship (S). 11. Resident/Non-resident (XSD element name: residentType) – Indicate whether the center of the economic interest of the subject is within economic territory of the Philippines or otherwise. 12. Nationality (XSD element name: nationality) – Indicate the status belonging to a particular nation of the borrower/counterparty. A list of nationalities is provided in Annex A-I. 13. Civil Status (XSD element name: civilStatus) – Indicate the civil status of the individual/sole proprietor borrower, as to: (a) Single; (b) Married; (c) Divorced/Separated; (d) Widowed; (e) Common Law Partner; or (f) Data Not Available. This is only applicable when subject type is Individual (I) or Sole Proprietorship (S). 14. Philippine National ID (XSD element name: philsys) – Provision for the implementation of the Philippine National ID system. This is only applicable when subject type is Individual (I) or Sole Proprietorship (S). 15. Taxpayer Identification Number (TIN, XSD element name: tin) – Indicate the TIN which consists of twelve-digit numeric code. The TIN shall be encoded in the twelve-digit form COCREE: Line-Item Instructions ver. 1.0 Page 7 of 20

Annex B (e.g., 123456789000) with the first nine (9) digits as the TIN proper and the last three (3) digits as the branch code for corporate or default value of 000 for individuals. The TIN will be mandatory for sole proprietorship, partnership, corporations, and cooperatives. For individuals, at least one (1) valid ID, either the PSN, TIN, SSS, GSIS, or other identification shall be reported. For domestic and international government entities and foreign investment issuers without TIN, and other entities not required to have TIN, the default will be 000000000000. 16. Social Security System (SSS, XSD element name: sss) and /or Government Service Insurance System (GSIS, XSD element name: gsis) number – Indicate the SSS and/or GSIS number for individuals/sole proprietor. 17. Other Identification Number (XSD element name: otherIdCode, otherId) – In case the borrower/counterparty does not have TIN, SSS, GSIS, or PSN, BSFI shall refer to the list of other borrower identifications provided in Annex A-V. To the extent possible, one (1) ID reported shall not be a default value. 18. Address (XSD element name: currAddress/permAddress: fullAddress, countryCode, cityCode) – Indicate the present and permanent address of the borrower/counterparty. A list of valid values for the region, province, and city/municipality in the Philippines based on the Philippine Standard Geographic Code (PSGC) is provided in the Annex A-III. The Region, Province, and City/Municipality are not mandatory if the borrower/counterparty’s country is not the Philippines. When the countryCode is Philippines (PH), BSFIs are expected to identify the PSGC corresponding to the City/Municipality of the submitted address. Only non-Philippines addresses and legacy accounts with no address information can use the default value. 19. Contact Details – Indicate the contact details of the subject, as to landline (XSD element name: contactLandline) and mobile number (XSD element name: contactMobile). At least one (1) contact information shall be reported. COCREE: Line-Item Instructions ver. 1.0 Page 8 of 20

Annex B 20. Income Type (XSD element name: srcIncome) – Refers to the source of income of Individual subjects, as to: (a) Salary; (b) Business/Self-Employed; (c) Pension; (d) Remittance; (e) Investment; (f) Commission; (g) Rental Income; (h) Freelance Income; (i) Multiple or Other Sources; (j) Unemployed; or (k) Data Not Available. If the Income Type of an Individual is “Multiple or Other Sources”, details shall be specified in the data field, “Other Source of Income” (XSD element name: srcIncomeOth). This is only applicable when subject type is Individual (I) or Sole Proprietorship (S). 21. Employer Type (XSD element name: compType) – Further to item no. 20, if the source of income of the individual is “Salary”, then the employer type shall be specified whether under the government or private sector. This is only applicable when subject type is Individual (I). 22. Company Name of Employer (XSD element name: compName) – In connection to item nos. 20 and 21, the specific name of the employer shall be reported. This is only applicable when subject type is Individual (I) and Sole Proprietorship (S). 23. Nature of Business/Industry of Employer (XSD element name: compIndus) – Indicate the nature of business/industry of the Individual subject’s employer. A list of pre-populated categories according to the 2009 Philippine Standard Industrial Classification (PSIC) is provided in Annex A-IV. This is only applicable when subject type is Individual (I). 24. Annual Gross Income (XSD element name: grossAnnual) – Indicate the annual gross income of the subject. For income in foreign currency, the amount in peso equivalent shall be reported. This is mandatory for all subject types (Individuals, Sole Proprietorship, Partnership, Corporation, Cooperative, Government and Other Agencies) when Exposure Type is Loan. COCREE: Line-Item Instructions ver. 1.0 Page 9 of 20

Annex B 25. Annual Net Income (XSD element name: netAnnual) – Indicate the annual net income of the borrower. For income in foreign currency, the amount in peso equivalent should be reported. This is mandatory for all subject types (Individuals, Sole Proprietorship, Partnership, Corporation, Cooperative, Government and Other Agencies) when Exposure Type is Loan. 26. DOSRI Indicator (XSD element name: dosriInd) – Indicate the relationship between the BSFI and Subject, as to: (a) Not DOSRI; (b) Director; (c) Officer; (d) Stockholder; or (e) Related Interest. 27. Related Party Indicator (RP, XSD element name: rptInd) – Indicate the relationship between the BSFI and Subject, as to: (a) Not RP; (b) Subsidiary; (c) Affiliates; (d) Interlocking Directorship; (e) Company Employee; (f) Strategic Partner; or (g) Others. 28.Business Registration Date (XSD element name: regDate) – Refers to date when the business is registered with appropriate domestic or international regulatory and/or registration agencies. For domestically registered businesses, this could be the SEC registration date for partnerships and corporations, DTI registration date for sole proprietorships, or CDA registration date for cooperatives. This is applicable when subject type is Sole Proprietorship, Partnership, Corporation, or Cooperative. 29.Business Registration Number (XSD element name: regNumber) – Refers to registration number or ID issued to the business by appropriate domestic or international regulatory and/or registration agencies. For domestically registered businesses, this could be the SEC registration number for partnerships and corporations, DTI registration number for sole proprietorships, or CDA registration number for cooperatives. This is applicable when subject type is Sole Proprietorship, Partnership, Corporation, or Cooperative. COCREE: Line-Item Instructions ver. 1.0 Page 10 of 20

Annex B 30. Firm Size (XSD element name: companySize) – Indicate the entity subject’s size in terms of assets size following the existing regulatory definition as follows: (a) Micro – not more than P3,000,000; (b) Small – above P3,000,000 to P15,000,000; (c) Medium – above P15,000,000 to P100,000,000; (d) Large – above P100,000,000; or (e) Data Not available. This is applicable when subject type is Sole Proprietorship, Partnership, Corporation, or Cooperative. 31. Nature of Business (XSD element name: busNature)– Indicate the nature of business/industry of the entity subject. A list of pre- populated categories according to the 2009 Philippine Standard Industrial Classification (PSIC) is provided in Annex A-IV. This is applicable when subject type is Sole Proprietorship, Partnership, Corporation, or Cooperative and optional when subject type is Government and Other Agencies. 32. Conglomerate (XSD element name: congl) – Indicate the conglomerate to which a corporate subject belongs. List of conglomerates is provided in Annex A-VI. BSFIs shall be guided by the pre-identified list of entity names belonging to conglomerates as specified in the Credit Risk Stress Test, pursuant to BSP Memorandum M-2014-032 (“Uniform Stress Test”). Entities which are determined to be part of a conglomerate, but not tagged as such in the pre-identified list, shall be appropriately tagged to their conglomerate in COCREE Reporting. In case the subject belongs to a conglomerate not found in the pre-identified list, the BSFI shall indicate “NEC” (Not Elsewhere Classified). For subjects that do not belong to any conglomerate group, the BSFI shall indicate “N/A”. Entities and conglomerates shall be subject to review for subsequent updating of the pre-identified list. Exposure Information 33. Exposure Type – Indicate the type of exposure of the counterparty to the FI, as to: (a) Loans and Receivables (XSD element name: Loan) – Report information on loans extended to borrowers. Refer to those covered in Schedule 11 of the Financial Reporting COCREE: Line-Item Instructions ver. 1.0 Page 11 of 20

Annex B Package (FRP) - Loans and Receivables-Others and Interbank Loans, but excluding credit cards which shall be reported in a separate line for the purpose of COCREE Reporting. Include also those booked under Trust; (b) Other Credit Accommodations (XSD element name: OtherCred) – Report information on other credit accommodations extended to borrowers/counterparties. Other credit accommodations include other credits such as sales contract receivables, accrued interest receivables and advances; (c) Investments (XSD element name: Investment) – Report information on investment in debt and equity securities. Refer to those reported in Schedules 3, 6, and 7 of the FRP, and those booked under Trust; (d) Off-Balance Sheet (XSD element name: OffBS) – Report information on selected contingent accounts specified in item no. 39 of this document; or (e) Credit Card Account (XSD element name: CredCard) – Credit card information shall be reported separately from loans. Mandatory data elements on Exposure Information are dependent on the Exposure Type selected. 34. Contract Number (XSD element name: contractNo) – A unique code internally assigned by the BSFI to each single contract with the subject. This can be in the form of client/customer no. for credit cards relationships, promissory note no. for loans, ISIN no./transaction no. for debt and equity investments, and off- balance sheet exposures. For credit card accounts, this is NOT the credit card number nor any account number identifiable with the credit card information of the subject. BSFIs shall provide a unique contract number without revealing any sensitivity and identifiable features of the credit card. For multiple credit cards sharing the same statement (i.e., primary and supplementary; peso and foreign currency; etc.), only one contract number shall be reported. However, if each card has separate statements, then each card shall be reported with a corresponding contract number. COCREE: Line-Item Instructions ver. 1.0 Page 12 of 20

Annex B 35. Purpose of Loan (XSD element name: purpose) – On loans for production, indicate the purpose of the loan based on the pre- populated categories of the 2009 PSIC, as amended. In addition, classify the following exposures as Consumer Loans: (a) Motor vehicle Loan; (b) Salary-Based General-Purpose Consumption Loans; (c) Residential Real Estate Loan; (d) Other Consumer Loans; and (e) Credit Card Receivables. This is applicable when Exposure Type is Loan and Other Credit Accommodation. This is a Static data element. 36. Book Type (XSD element name: bookType) – Indicate whether the exposures are reported by the: (a) Bank Proper - includes the regular banking unit (RBU) and foreign currency deposit unit/expanded foreign currency deposit unit (FCDU/EFCDU) of the reporting institution; or (b) Trust Department. 37. Transaction Type of Loan/Credit accommodation/facility granted (XSD element name: tranType) – Indicate based on the broad classification as to resident and non-resident, and further sub-classification into the different sectors and institutional units (see Annex A-VII). This is a Static data element. 38. Investment Type (XSD element name: investType) – If the exposure is an Investment, indicate the Investment Type, as to: (a) Fair Value Through Profit or Loss (FVPL) - Debt Instruments; (b) FVPL - Equity Instruments; (c) Fair Value through Other Comprehensive Income (FVOCI) - Debt Instruments; (d) FVOCI - Equity Instruments; or (e) Held-to-Collect Instruments. This is applicable when Exposure Type is Debt and Equity Investments (investment). This is a Static data element. 39. Contingent Account Type (XSD element name: contingentType) – If the exposure is an off-balance sheet (as reported in Schedule 38 of the FRP), identifty the contingent account type as listed in Annex A-IX. This is applicable when Exposure Type is Off-Balance Sheet. This is a Static data element. COCREE: Line-Item Instructions ver. 1.0 Page 13 of 20

Annex B 40. Date of Loan Grant/Investment Acquired (XSD element name: grantDate) – Indicate the date when the loan was granted, or the date when investment was acquired using XSD default date format (YYYY-MM-DD). This is applicable when Exposure Type is Loan and Receivable (Loan), Other Credit Accommodation (OtherCred), or Debt and Equity Investment (Investment). This is a Static data element. 41. Date of Maturity (XSD element name: matDate) – Indicate the date when the loan, investment in debt securities, or other credit accommodation, if applicable, will mature in XSD default date format (YYYY-MM-DD). This is mandatory when Exposure Type is Loan and Receivable (Loan), while optional when Exposure Type is Other Credit Accommodation (OtherCred), or Debt and Equity Investment (Investment). 42.Currency (XSD element name: curr) – Indicate the original currency of the transaction (Loan, Investments, Other Credit Accommodation, Off-Balance Sheet account, and Unbilled balance) based on the list provided in the Annex A-II. This is a Static data element. COCREE: Line-Item Instructions ver. 1.0 Page 14 of 20

Annex B Data Element XSD Element Exposure Type Name Loans and Other Financial Assets Off-Balance Credit Card Credit FVTPL FVOCI HTC Sheet Accommodation 43. Amount amtOrig - The amount of The initially The initially The Not Not Granted/ amount in its loan or credit recognized recognized acquisition applicable applicable Acquired original currency. accommodation fair value fair value (e.g., cost of the For foreign- granted net of (e.g., fair fair value at investment, denominated unearned value at the the time of net of exposures, the interest discount time of acquisition) unamortized original amount acquisition) plus any discount/ in foreign of the attributable premium. currency and its outstanding transaction peso equivalent investment costs of the at the time of outstanding grant/ acquisition investment. shall be reported. amtPeso - amount in its peso equivalent 44. Accumulate accumGainsOrig Not applicable Not The Not Not Not d Market - amount in its applicable cumulative applicable applicable applicable Gains/Losses original currency gains/ (losses) arising from accumGainsPeso change in - amount in its the fair value peso equivalent of securities. 45. Outstanding balGrossECLOrig The outstanding The current The current Amortized The The actual Balance/ - amount in its balance of the fair value of fair value of cost of the outstanding billed Amortized original currency loan or credit the the investment amount of balance accommodation, before exposure (outstanding COCREE: Line-Item Instructions ver. 1.0 Page 15 of 20

Annex B Cost / Fair balGrossECLPeso net of unearned outstanding outstanding allowance before balance) or Value - amount in its interest discount. investment. investment. for ECL. allowance total peso equivalent for ECL statement balance 46. Allowance allowECLOrig - The cumulative Not The The Applicable The for Expected amount in its amount set-up applicable cumulative cumulative only for off- cumulative Credit original currency for credit losses amount set- amount set- balance amount set- Losses (ECL) which includes up for credit up for credit sheet up for credit both specific and losses. losses. exposures losses. general subject to provisions impairment allowECLPeso - . amount in its peso equivalent 47. Net Carrying balNetECLOrig - The amortized The current The current The The The Amount amount in its cost after fair value of fair value of amortized difference difference original currency deducting the the the cost of the between between the balNetECLPeso - Allowance for outstanding outstanding investment the Outstanding amount in its ECL. investment. investment. after Outstandin Balance and peso equivalent deducting g Balance Allowance allowance and for ECL for credit Allowance losses. for ECL COCREE: Line-Item Instructions ver. 1.0 Page 16 of 20

Annex B 48. Credit Limit credLimit Not applicable Not Not Not Not The applicable applicable applicable applicable maximum credit (in peso equivalent) allowable. For multiple credit cards sharing a single limit, credit limit may be pro- rated / distributed among credit card accounts. 49. Unbilled balUnbillOrig - Not applicable Not Not Not Not The unbilled balance amount in its applicable applicable applicable applicable balance of original currency credit card transaction. balUnbillPeso - amount in its peso equivalent FVTPL - Fair Value Through Profit/Loss FVOCI - Fair Value Through Other Comprehensive Income HTC – Held-to-Collect Instruments COCREE: Line-Item Instructions ver. 1.0 Page 17 of 20

Annex B 50. Number of Days Past Due (XSD element name: daysPastDue) – Indicate the number of days the loan is past due vis-a-vis regulatory definition. Applicable to Loans, Credit Card, Other Credit Accommodation, and Debt Security Investments. 51. Contractual Status (XSD element name: contStatus) – Indicate the status as to current or past due based on the contractual agreement between the BSFI and the subject. Applicable to Loans, Credit Card, Other Credit Accommodation, and Debt Security Investments. 52. Loan Regulatory Status (XSD element name: statCode) – Indicate the performance of the loan based on the regulatory definition under Circular No. 941, with the following options: (a) Current; (b) Past Due; (c) Non-Performing; and (d) Items in litigation. Applicable to Loans, Credit Card, Other Credit Accommodation, and Debt Security Investments. 53. Stage of Credit Impairment (XSD element name: impStage) – Indicate the stage of credit impairment as provided under Appendices 100 of the MORB on Guidelines on the Adoption of Philippine Financial Reporting Standards 9 (PFRS 9) Financial Instruments – Impairment, with the following options: (a) Stage 1 – Performing; (b) Stage 2 – Underperforming; (c) Stage 3 – Non-performing; and (d) Not Applicable. 54.Credit Classification (XSD element name: classCode) – Indicate the classification of loans as provided under Sec. 143 of the Manual of Regulations for Banks (MORB) on Credit Risk Management (Credit classification and provisioning), with the following options: (a) Pass; (b) Especially Mentioned; (c) Substandard; (d) Doubtful; and (e) Loss. COCREE: Line-Item Instructions ver. 1.0 Page 18 of 20

Annex B 55. Restructured Status (XSD element name: restructured) – Indicate whether the loan is restructured or not. Applicable to Loans, Credit Card, Other Credit Accommodation, and Debt Security Investments. 56.Nominal Interest Rate (XSD element name: nominalInt) – Report the annual nominal interest rate for the loan and credit card exposure, as applicable. This should be reported as a whole number (e.g., 10.55% is reported as 10.55). If data is unavailable, a default value of 999 shall be reported. 57. Collateral Type (XSD element name: collCode) – Indicate the type of collateral associated with the loan, as listed in Annex A-VIII. At least one (1) collateral type should be reported when the Exposure Type is Loans and Receivables (Loan) or Other Credit Accommodation (OtherCred). 58.Appraised Value of the Collateral (XSD element name: appraiseVal) – Further to item no. 57, indicate the appraised asset value of the collateral associated with the loan exposures. For foreign currency denominated collateral, the peso equivalent shall be used. This is mandatory only for secured loans. When a collateral is linked to more than one (1) exposure, the appraised value may be distributed to the associated exposures. 59.Asset Appraisal Date (XSD element name: appraiseDate) – Further to item nos. 57 and 58, appraisal date of collateral shall be indicated, in XSD default date format (YYYY-MM-DD). 60. Probability of Default (XSD element name: probDefault) – Report the probability of default for each exposure for accounts subject to impairment under existing regulations. This should be reported as a whole number (e.g., 10.875% is reported as 10.875). If data is unavailable, a default value of 999 shall be reported. Negative Information 61. Negative Information (XSD element name: negativeType) – Indicate the negative information/data that transpired in the month of the reference period, with the following options: (a) None; (b) Foreclosure; (c) Report on bankruptcy or insolvency; (d) Petition or order on suspension of payments; COCREE: Line-Item Instructions ver. 1.0 Page 19 of 20

Annex B (e) Mishandled accounts; (f) Cancelled credit cards; (g) Corporate rehabilitation; (h) Fraudulent transactions; (i) Customer untraceable or deceased; (j) Stolen identity card; (k) Attachment in course; (l) Not allowed debit balance on current account, and (m) Liquidation. 62.Negative Event Details (XSD element name: details) – Describe the details of the declared negative information. The BSFI shall indicate “N/A” if the NI has no additional details on the declared negative information in item no. 61 above. 63. Negative Status (XSD element name: status) – Report whether the negative event is resolved or not as of submission reference date, with the following options: (a) Active; and (b) Closed. The Active Account status refers to the negative event (NE) that persists, while Closed Account status if NE has been closed/settled. COCREE: Line-Item Instructions ver. 1.0 Page 20 of 20

Annex C Category : A-1 Deadline: 15 banking/business days from end of reference month __________________________________________________________ Name of BSP-Supervised Financial Institution FI Code COMPREHENSIVE CREDIT AND EQUITY EXPOSURES (COCREE) REPORT As of Month Ended ________________, ____ CONTROL PROOFLIST File Reference Number of Records Submission Type (Indicate the corresponding number or (Indicate “x” on the “COCREE_YYYYMM_BankAcronym_1ofX.xml/xofX.xml” count per column) appropriate column) where the ff are, as follows: Subject Exposure Negative New Update Delete · “YYYYMM” is the reference year and month, and Records Records Records · “X” in “1ofX.xml” is the total number of XML files for submission in the reference period · “x” in “xof…” is the corresponding sequential number series of the XML file (e.g. 1 of 4, 2 of 4, 3 of 4, and 4 of 4) COCREE_YYYYMM_BankAcronym_1ofX.xml COCREE_YYYYMM_BankAcronym_xofX.xml COCREE_YYYYMM_BankAcronym_xofX.xml COCREE_YYYYMM_BankAcronym_xofX.xml Total Records We hereby certify that all matters set forth in this Comprehensive Credit and Equity Exposures Report are true and correct to the best of my knowledge and belief. _____________________ _____________________ Authorized Signatory Authorized Signatory

Annex D User Guide: Validation Process of the Comprehensive Credit and Equity Exposures (COCREE) Report In terms of submission and validation, the COCREE consists of four (4) phases namely (1) XSD Specification, (2) extensible markup language (XML) Submission, (3) Stage 1 Validation, and (4) Stage 2 Validation. A. XSD Specifications In relation to the thrust of the Bangko Sentral to enhance the supervisory reporting platforms and tools to strengthen surveillance activities, the COCREE will utilize extensive markup language (XML) format. In lieu of data entry templates (DETs) which are traditionally used for report submission, the XML Schema Definition (XSD) is provided to serve as building blocks in generating the report in XML file format. It describes the technical specifications, including the prescribed data elements. data types, and valid/acceptable values. Accompanying the XSD is the Data Dictionary which describes the business specifications in tabular presentation. B. Submission BSP-Supervised Financial Institutions (BSFIs) shall use the respective registered credentials in the submission of COCREE Report through the Financial Institution (FI) Portal. As voluminous data are expected, multiple submissions of XML file shall be allowed in accordance with the instructions stated in the Line-Item Instructions (Annex B). Processing in the FI Portal shall be on a first file upload, first process basis. BSFIs should note that each uploaded file must not exceed two (2) GB in size. The report shall undergo the 2-stage validation to ensure compliance with the prescribed technical structure (Stage 1) and the established logical rules (Stage 2). C. Stage 1 Validation – XML Structure and Conformity with XSD Stage 1 Validation ensures the conformity of the uploaded file vis-a-vis XSD specifications. Errors may arise from the use of erroneous values and data types, inaccurate sequence in reporting the information, and presence of malformations. Validation report containing the list of exceptions shall be released to the BSFI through the FI Portal no later than three (3) days after the submission of the report. Shown below is a User Guide: Validation Process of the COCREE ver. 1.0 Page 1 of 19

Annex D guide to interpret the Stage 1 Validation Report as well as the common exceptions that may be encountered in the submission. C.1. Validation Results User Guide To guide BSFIs in interpreting the validation results, below is a decription of the column headings and other relevant legends that appear in the Stage 1 Validation Report. 1. The “Bank Name” refers to the name of the BSFI that submitted the report. COCREE COCREE 2. The “Reference Date” refers to the end-of-month reporting period of the submitted records. 3. The “Confirmation Receipt Number” pertains to the reference number assigned by the Bangko Sentral to identify the specific report submitted by the BSFI. 4. The “No.” column pertains to the number of exceptions identified in the submitted file. 5. The “Error Code” is the code of the error found in the submitted file. In interpreting the error code, BSFI may look up to the Schema Error Codes available online. 6. The “Error Description” is the most valuable field in this report. It identifies the affected data element and describes the exception vis- a-vis the requirements specified in the Data Dictionary and Line- User Guide: Validation Process of the COCREE ver. 1.0 Page 2 of 19

Annex D Item Instructions. BSFI shall use the information in this field and refer the error/exception noted to the rules specified by the Bangko Sentral. 7.& 8. The “Line No.” and “Column No.” indicate the location of the error in the submitted XML file as encircled in red and yellow in the screenshot of a sample report. Considering the voluminous data, BSFIs are expected to adopt a tool to easily locate the Line and Column Nos. C.2. Example of Stage 1 Validation Results For BSFIs’ further appreciation, below are sample validation results and their interpretation. C.2.1. On the Acceptable Values and Data Types COCREE Figure C.2.1a Invalid Values – Subject Information Figure C.2.1a illustrates non-compliance vis-a-vis the requirements for Negative Information, SSS, GSIS, Philsys and OtherID. For instance, in Exception No. 2, the BSFI put “0” instead of the acceptable value of “0000000000” in case SSS ID number is unavailable as specified in the Data Dictionary (Annex A) and Line-Item Instructions (Annex B). User Guide: Validation Process of the COCREE ver. 1.0 Page 3 of 19

Annex D Figure C.2.1b. Invalid values – Exposure Information Figure C.2.1b illustrates an invalid value for the Loan Regulatory Status (statCode) data element. As defined in the Data Dictionary (Annex A), the accepted values for statCode are: CR, PD, NPL, and ITL. If the status is current, the value shall be reported as “CR” and not “CUR”. C.2.2. On XML Malformation BSFIs should submit a well-formed XML file which observes the general XML syntax rules. It should be noted that the system will stop the validation upon detection of malformation in the submitted report. The following are sample instances of malformation: · Missing Root Element An XML file has only one (1) root element that defines the type of report being submitted. It encapsulates other elements meaning, these other elements shall be present within the opening and closing tag of the root element. The opening tag begins with a left-angle bracket (<) to be followed by an element name and closes with a right- angle bracket (>). The closing tag on the other hand, is the same as the opening tag but with a slash (/) prior the element name. To illustrate, the root element in Figure C.2.2a below is the <root>. Other elements are declared within its opening tag, <root> and closing tag, </root>. Figure C.2.2a. Root Element User Guide: Validation Process of the COCREE ver. 1.0 Page 4 of 19

Annex D In Figure C.2.2b the <credex2021> is the root element. Other child and sub-child elements are within the opening tag and closing tag of the root element. Figure C.2.2b Root Element · Missing End-Tag In an XML file, when an element is declared or opened, it must also be closed. Any unclosed tags will cause malformation in the XML. For example, in Figure C.2.2c, the Given ID (idGiven) element is properly closed with the </idGiven> tag. However, it can be noted that the Negative Information (negativeInfo) has no end-tag. As a result, the submitting BSFI will receive a validation report indicating the exception noted, as illustrated in Figure C.2.2d. Figure C.2.2c No End-Tag COCREE Figure C.2.2d. Example of Stage 1 Validation - End Tag Error User Guide: Validation Process of the COCREE ver. 1.0 Page 5 of 19

Annex D · Insignificant Whitespace Whitespace is a collection of spaces, tabs and new lines which are generally used to make an XML file more readable. For instance, the use of indentations for child elements or space in between words in an Address. When using whitespaces in the values of data elements, BSFIs should ensure that these whitespaces are valid values as specified in the XSD. Improper use of whitespaces will result in errors in validation. For example, as shown in Figure C.2.2e below, the system did not continue the validation past the line error of the Currency (curr) element due to the insignificant whitespace after the element name. The valid value accepted is only ‘USD’ without any trailing spaces. As a result, submitting BSFI will receive a validation report illustrated in Figure C.2.2f. Figure C.2.2e. Insignificant Whitespace The value ‘USD’ of element ‘curr’ is not valid. Figure C.2.2f. Example of Stage 1 Validation Results – Insignificant Whitespace User Guide: Validation Process of the COCREE ver. 1.0 Page 6 of 19

Annex D · Improper Use of Letter Case The elements in the XML are case sensitive. They need to be exactly in the same case as defined in the XSD, else, the submitted report will be considered as malformed and will fail the validation. For example, the BSFI declared the letter “N” in Negative Information in uppercase, <NegativeInfo>. In this instance, the report will be malformed considering that the allowed reporting of letter “N” in Negative Information should be in lowercase <negativeInfo>. C.2.3. On Hierarchal Structure XML follows a hierarchal structure. This structure is also called as the XML Tree. BSFIs shall strictly observe the XML Tree as defined in the XSD. Otherwise, the submitted report will fail the validation. For instance, as defined in the XSD, the Exposure Information (exposureInfo) follows a sequence wherein Loans (Loan) should be reported first to be followed by Other Credit Accommodation (OtherCred), Debt and Equity Investment (Investments), Off- Balance Sheet (Off-BS) and Credit Card (CredCard) Exposures. However, BSFI reported its exposureInfo in the sequence as shown in Figure C.2.3a. User Guide: Validation Process of the COCREE ver. 1.0 Page 7 of 19

Annex D Figure C.2.3a. Hierarchal Structure The above Figure specifies that the submitting BSFI did not conform to the sequence as defined by the XSD. Thus, the report failed the validation with results shown in Figure C.2.3b. User Guide: Validation Process of the COCREE ver. 1.0 Page 8 of 19

Annex D Figure C.2.3b. Example of Stage 1 Validation Result – Hierarchal Structure It should be noted that the system runs the validation on a per file basis. If the file passed the Stage 1 Validation, it would automatically proceed to the Stage 2 Validation. The XML report that failed the Stage 1 Validation will not proceed to the Stage 2 Validation until all exceptions noted in the specific file have been resolved. For example, the BSFI submitted four (4) XML files for the reference period 30 June 2021. During the Stage 1 Validation, the system detected malformation in File No. 2. As a result, only File Nos. 1, 3 and 4 will continue to Stage 2 Validation. File No. 2 will only proceed to Stage 2 Validation until the error has been resolved. The system will generate validation report per file and per validation stage. In our example, File No. 2 will have a Stage 1 Validation Report and the rest of the file will have the results of the Stage 2 Validation. D. Stage 2 Validation – Logical Checks Reports which passed the Stage 1 Validation, will undergo the Stage 2 Validation wherein the submitted data will be assessed vis-à-vis the logical rules listed in Section D.1. User Guide to interpret the validation results is presented in Section D.2 and sample Validation Reports are provided in Section D.3, for the guidance of the BSFIs. D.1. Stage 2 Validation Rules The next table enumerates the Stage 2 Validation rules. The “Data Element” column reflects the associated XSD element name found with an error. The “Validation Message” column provides brief description of the error. The “Rules” column indicates specific instructions to be applied in addressing the errors/exceptions identified. User Guide: Validation Process of the COCREE ver. 1.0 Page 9 of 19

Annex D No XSD Data Elements Validation Message Rules 1 trdate File Reference Date (trdate) File Reference Date (trdate) in the XML is not end of shall be end of month (ex. month 2022-03-31). 2 totSubjectRecords No. of Submitted Subject No. of Submitted Subject Records (totSubjectRecords) Records (totSubjectRecords) declared is not equal to the shall reflect the actual count actual count of of subject records reported in totSubjectRecords reported the XML file. in the XML file 3 totExposureRecords No. of Submitted Exposure No. of Submitted Exposure Records Records (totExposureRecords) (totExposureRecords) shall declared is not equal to the reflect the actual count of actual count of exposure records reported in totExposureRecords the XML file. reported in the XML file 4 totNegativeRecords No. of Submitted Negative No. of Submitted Negative Records (totNegativeRecords) Records (totNegativeRecords) shall reflect the actual count declared is not equal to the of negative records reported actual count of in the XML file. totNegativeRecords reported in the XML file 5 bkcode Declared Financial The Financial Institution code Institution Code (bkcode) in (bkcode) declared in the XML the XML file does not match shall be the same with to the assigned bkcode of assigned code of the the Uploading BSFI uploading BSFI. 6 subjectInfo Subject ID (subjectId) xx New subject records shall does not contain Subject contain all mandatory Information (subjectInfo) Subject Information (subjectInfo) data elements as enumerated in the Data Dictionary. Under no circumstance shall subjectInfo be left blank. 7 subjectId Cannot create new record This validation message will for Subject. A record with appear when submitted Subject ID (subjectId) xx Subject ID (subjectId) is already exists already existing in the COCREE database. When the Submission Type (submitType) is equal to zero (0) or NEW, subjects are expected to have never been submitted and accepted in previous reports. 8 subjectId Cannot update record for For XML with Submission Subject. No record with Type (submitType) is equal to Subject ID (subjectId) xx one (1) or UPDATE, this exists validation error will occur when the submitted Subject ID (subjectId) is not yet existing in the COCREE User Guide: Validation Process of the COCREE ver. 1.0 Page 10 of 19

Annex D No XSD Data Elements Validation Message Rules database (same Subject ID or Financial Institution Code). 9 negativeType Found duplicate Negative Negative Information should Information (negativeType) not have duplicate negative on Subject ID (subjectId) xx types (negativeType) for the for Reference Period same subject and file YYYYMMDD reference period (ex. subject ABC has 2 negativeType = 1 for reference period 2021-06- 30). 10 compName, For BSFI's confirmation. When the Official Registered tradeName, Business Name/Agency Name subjectType Subject Type (subjectType) (tradeName) and/or should be G (Government Company Name and Other Agencies) if (compName) contains any of keywords xx are found in the following keywords: "City Subject's Official Registered Government", "Local Business Name/Agency Government", "LGU", Name (compName)/ "National Government", Company Trade Name "Bureau of Treasury", (tradeName). "Municipal Government", "US Treasury", "Bangko Sentral ng Pilipinas", and the like, AND does not contain "Credit Coop", "Provident Fund", "Retirement Fund", "Credit Association", "Saving Association", then the Subject Type (subjectType) should be Government and Other Agencies (G). Rule is applicable to all except for subjects with Source of Income (srcInome) equal to 11 (Salary). 11 subjectType, Official Registered Business If Subject Type (subjectType) compName Name/Agency Name is declared as "G" (compName) of Subject (Government and Other Type Government and Other Agencies), then default values Agencies (G) is blank/ in the Agency Name contains default value "Not (compName) is not allowed. Applicable" 12 subjectType, Official Registered Business If Subject Type (subjectType) tradeName, Name/Agency Name is declared as "C" compName (compName) and Company (Corporation) or "P" Trade Name (tradeName) of (Partnership) or "K" Subject Type xx is blank/ (Cooperative), then Official contains the default value Registered Business Name / “Not Applicable” Agency Name (compName) AND Company Trade Name (tradeName) of the Subject should not contain default values and/or left blank. User Guide: Validation Process of the COCREE ver. 1.0 Page 11 of 19

Annex D No XSD Data Elements Validation Message Rules If there are no known trade names, the compName and the tradeName shall have the same value. 13 subjectType, First Name (firstName) of If Subject Type (subjectType) firstName Subject Type (subjectType) is declared as “I” (Individual) Individual (I) is blank/ then First Name (firstName) contains default value "Not of the Subject should not Applicable" contain default values and/or left blank. 14 subjectType, For BSFI’s confirmation. If Subject Type (subjectType) firstName, is declared as “I” (Individual) lastName Last Name (lastName) of AND First Name (firstName) Subject Type (subjectType) has two or more words, then Individual (I) is blank / the Last Name (lastName) contains the default value should not be left blank nor "Not Applicable" contain default values "Not Applicable". In such cases, the Subject will be flagged for confirmation 15 contactLandline, All contact numbers are set All Subject Types contactMobile to default value. (subjectType) must have at least one (1) landline or mobile number. If data is unavailable, default value (0) will be accepted but shall be strictly monitored by the Bangko Sentral. 16 countryCode, Address Data - City/Town When the address is located currAddress, (cityCode) should not be in the Philippines (i.e., permAddress, default value since the countryCode = PH), then the cityCode Address Data - Country Address Data – City/Town (countryCode) is Philippines (cityCode) per the Philippine (PH) Standard Geographic Code (PSGC) must be reported. 17 idGiven Subject must have at least Subject Type “I” (Individual) one ID should have at least one (1) ID, which could either be TIN, SSS, GSID, PhilID, or other IDs. In cases of legacy accounts wherein no IDs are available, at least one (1) of the ID types should still be reported with a default value. It should be noted that these accounts shall be accepted but strictly monitored by the Bangko Sentral. 18 contractNo i. Two Credit Card exposure Same contract number info have the same (contractNo) is not allowed Contract No: xx on distinct exposures except User Guide: Validation Process of the COCREE ver. 1.0 Page 12 of 19

Annex D No XSD Data Elements Validation Message Rules ii. Found three or more if it will be applied on the duplicate exposure info following: with types: i. Loan/Credit (Loan/Investment/Credit Card/Investment/Other Card/Other Credit) for Credit and their Contract No.: xx corresponding maximum of two (2) Off-Balance iii. (Loan/Investment/Credit Sheet exposures involving Card) with Contract No: xx two (2) foreign currencies has the same Contract No. with a ii. Off-Balance Sheet (Loan/Investment/Credit exposures involving two (2) Card) exposure info different currencies iv. More than two duplicate iii. Loan/Investment and their Contract Number of Off- corresponding other credit Balance Sheet exposures accommodation are matched to a (Loan/Investment/Credit Card/Other Credit) with Contract No: xx v. Both Off-Balance Sheet currencies matched with (Loan/Investment/Credit Card/Other Credit) with Contract No: xxx have the same currency of xx vi. Currencies (xx and xx) of both Off-Balance Sheets matched with (Loan/Investment/Credit Card/Other Credit) with Contract No. xx should be foreign currencies 19 balGrossECLOrig, The difference of Net The difference of Net Carrying allowECLOrig, Carrying Amount Amount (balNetECLOrig) and balNetECLOrig (balNetECLOrig) and Outstanding Balance Outstanding Balance (balGrossECLOrig) should not (balGrossECLOrig) should be more than 1% or less than not be more than 1% or less -1% of balGrossECLOrig. than -1% of balGrossECLOrig for Other Credit with Rule is applicable only if the Contract No. xx original currency of the Loan, Credit Card and Other Credit Exposures is in Peso. Rule does not apply to Investment and Off-Balance Sheet Exposures User Guide: Validation Process of the COCREE ver. 1.0 Page 13 of 19

Annex D No XSD Data Elements Validation Message Rules 20 balGrossECLOrig, Outstanding Balance Outstanding Balance allowECLOrig, (balGrossECLOrig) xx should (balGrossECLOrig) should be balNetECLOrig be greater than or equal greater than or equal to Net to Net Carrying Amount Carrying Amount (balNetECLOrig) xx for (balNetECLOrig) . (Other Credit/Credit Card/ Loan) with Contract No: xx Rule is applicable only if the original currency of the Loan, Credit Card and Other Credit Exposure is not in PHP (e.g., USD and JPY). Rule does not apply to Investment and Off- Balance Sheet exposures 21 curr, Amount Granted in Orig. If currency (curr) is not PHP, amtOrig, Currency (amtOrig) xx then Amount Granted in Orig. amtPeso should not be equal to Currency(amtOrig) should Amount Granted in Peso not be equal to Amount (amtPeso) xx since the Granted in Peso (amtPeso) currency (curr) is xx 22 curr, Outstanding Balance in Orig. If currency (curr) is not PHP, balGrossECLOrig, Currency then Outstanding Balance in balGrossECLPeso (balGrossECLOrig) xx should Orig. Currency not be equal to Outstanding (balGrossECLOrig) should not Balance in Peso be equal to Outstanding (balGrossECLPeso) xx since Balance in Peso the currency (curr) is xx (balGrossECLPeso) curr, Allowance for Expected If currency (curr) is not PHP, allowECLOrig, Credit Losses in Orig. Allowance for Expected allowECLPeso Currency (allowECLOrig) xx Credit Losses in Orig. should not be equal Currency (allowECLOrig) to Allowance for ECL in Peso should not be equal to (allowECLPeso) xx since the Allowance for Expected currency (curr) is xx Credit Losses in Peso (allowECLPeso) curr, Net Carrying Amount If currency is not PHP, Net balNetECLOrig, (balNetECLOrig) in Orig. Carrying Amount in Orig. balNetECLPeso Currency xx should not be Currency should not be equal equal to Net Carrying to Net Carrying Amount in Amount in Peso Peso (balNetECLPeso) xx since the currency (curr) is xx curr, Accumulated Market Gains/ If currency (curr) is not PHP, accumGainsOrig, Losses in Orig. Currency Accumulated Market Gains/ accumGainsPeso (accumGainsOrig) should Losses in Orig. Currency not be empty (accumGainsOrig) should not since Accumulated Market be equal to Accumulated Gains/ Losses in Peso Market Gains/ Losses in Peso (accumGainsPeso) has a (accumGainsPeso) value for Investment with Contract No: xx curr, Unbilled Balance in Orig. If currency (curr) is not PHP, balUnbillOrig, Currency (balUnbillOrig) xx Unbilled Balance in Orig. balUnbillPeso should not be equal to Currency (balUnbillOrig) Unbilled Balance in Peso should not be equal to (balUnbillPeso) xx since the Unbilled Balance in Peso currency (curr) is xx (balUnbillPeso) User Guide: Validation Process of the COCREE ver. 1.0 Page 14 of 19

Annex D No XSD Data Elements Validation Message Rules balGrossECLOrig, Outstanding Balance in Orig. Outstanding Balance in Orig. balGrossECLPeso Currency/Peso Currency and Outstanding (balGrossECLOrig/ Balance in Peso balGrossECLPeso) should (balGrossECLOrig/ not be zero (0) balGrossECLPeso) should not be equal to zero (0) 23 amtOrig, Amount Granted in Orig. Amount Granted in Orig. amtPeso Currency/Amount Granted Currency and Amount in Peso (amtOrig/amtPeso) Granted in Peso (amtOrig/ should not be zero (0) amtPeso) should not be equal to zero (0) for exposure types Loan, Investment, and Other Credit Accommodation 24 grantDate, Maturity Date (matDate) Maturity Date (matDate) matDate should be later than Grant should be later than the Date (grantDate) Grant Date (grantDate) 25 grantDate, File Reference Date (trdate) File Reference Date (trdate) trdate should not be earlier than should not be earlier than the Grant Date (grantDate) Grant Date (grantDate) D.2. Validation Results Guide To guide the user in interpreting the validation results, below is a decription of the column headings and other relevant legends that appear in the Stage 2 Validation Report. COCREE 1. The “Bank Name” refers to name of the BSFI that submitted the report. 2. The “Reference Date” pertains to the end-of-month reporting period of the submitted reports. User Guide: Validation Process of the COCREE ver. 1.0 Page 15 of 19

Annex D 3. The “Confirmation Receipt Number” pertains to the reference number assigned by the Bangko Sentral to identify the specific report submitted by the BSFI. 4.The “No.” column pertains to the number of exceptions identified in the submitted file. 5.The “Subject ID” column refers to the subjectID as reported in the XML. This could be reflected as “N/A” or not applicable, if the errors found are not associated with a subjectID (e.g., errors in header data elements such as trdate, bkcode, etc.) 6. The “Data Element/s” column refers to the data element found with error that is associated with the identified Subject ID. If Subject ID column is “N/A”, this refers to header data elements which are not related to any subjects (e.g. totSubjectRecords, trdate, bkcode, etc.) 7. The “Validation Message" is a short description of the error which also provides the expected value and/or data element behavior. Acceptable values for each data element are defined in the Validation Rules. 8.&9. The “Subject Line No.” and “Subject Column No.” indicate the location of the subjectID with error in the submitted XML report. This could be reflected as “N/A” in the validation report table if the error found is not associated with a subjectID. Figure 1 below illustrates the source line and column error encircled in yellow and red, respectively. 1 1 Please note that the above illustration only applies to errors that are associated with a Subject ID. For errors found in the header data (e.g., totSubjectRecords, trdate, bkcode, etc.), BSFIs may refer to the upper portion of the submitted report to easily identify the error. User Guide: Validation Process of the COCREE ver. 1.0 Page 16 of 19

Annex D D.3. Example of Stage 2 Validation Report Below are sample validation results which describe exceptions denoting non-compliance to the established validation rules in Section D.1. Sample 1 – Exceptions Noted in Filing Information The validation result in Figure D.3.1 indicates that the Total Exposure Records (totExposureRecords) and Total Negative Records (totNegativeRecords) declared are not equal to their actual count. COCREE COCREE No. of Submitted Exposure Records (totExposureRecords) declared is not equal to the actual count of totExposureRecords reported in the XML file No. of Submitted Negative Records (totNegativeRecords) declared is not equal to the actual count of totNegativeRecords reported in the XML file Figure D.3.1. Example Validation Result Stage 2 – Filing Information The total records declared in the XML is not reconciled with the total count of records submitted as shown in Figure D.3.2. In this instance, the entire file will not proceed further to Stage 2 validation, hence, should be re-submitted together with its reconciled count of records. Figure D.3.2. Filing Information Sample 2 – Exceptions Noted in Subject Information BSFIs shall observe proper use of Submission Type (submitType) as explained in Annex B. Improper use of such would result to validation error as shown in Figure D.3.3. User Guide: Validation Process of the COCREE ver. 1.0 Page 17 of 19

Annex D COCREE Figure D.3.3. Example of Stage 2 Validation – Submission Type The above sample shows that Subject 20052722 was reported with Submission Type equal to 1 (UPDATE) but the system detected that no such subject exists in the database. It should be noted that submitType=1 shall only be used if the previously passed subjects shall be amended or updated. The BSFI shall resubmit the identified Subject with Submission Type equal to 0 (NEW). Sample 3 – Exceptions Noted in Exposure Information Figure D.3.4 illustrates erroneous reporting of two investment exposures with same contract ID. It shall be noted that same contract number is only allowed on the aforementioned cases stated under No. 18 of Section D.1. In the same example, Subject 2034283 with Loan Contract No. 1362611 was reported with a Maturity Date (matDate) that is earlier than its Grant Date (grantDate). In this instance, BSFI shall correct both subjects by referring to the Validation Rules defined in Section D.1. User Guide: Validation Process of the COCREE ver. 1.0 Page 18 of 19

Annex D Figure D.3.4. Example of Stage 2 Validation - Contract No and Maturity Date. BSFIs should address the defects and errors listed in the Stage 2 Validation Report and resubmit the corrected data records. Subjects which were not cited in the Stage 2 Validation Report have passed the validation, hence, should not be resubmitted unless there are subsequent updates/amendments. The submission and validation chain of the COCREE was designed to minimize manual validation and human intervention. However, exceptions in BSFIs’ submission may still be discovered post-facto the system-generated validation. In such cases, BSFIs will be notified to address the identified data quality issues. User Guide: Validation Process of the COCREE ver. 1.0 Page 19 of 19

Annex E FREQUENTLY ASKED QUESTIONS (FAQs) COMPREHENSIVE CREDIT AND EQUITY EXPOSURES (COCREE) REPORT I. RATIONALE, REPORT COVERAGE AND SUBMISSION TIMELINE 1. What is the rationale of updating the Report on Credit and Equity Exposures to Individuals/Companies/Groups aggregating P1.0 million and above (CREDEX)? What is the difference between the CREDEX and the COCREE? The COCREE requires more granular credit information to support Bangko Sentral’s supervisory mandate including statistical, research and policy development. Data submission is made more frequent, from quarterly to monthly, for access to more timely and recent information. Also, better technological tools will be used to collect and process data to increase efficiency in the submission and processing of reports. 2. Will the CREDEX threshold of reporting only accounts aggregating to P1.0 million and above still apply to the COCREE? The threshold amount of P1.0 million and above will no longer apply. All amounts, except written-off accounts with nominal value, shall be submitted for the COCREE Report. 3. Will BSFIs continue to submit the CREDEX report? Yes, the CREDEX Report shall continue to be submitted in accordance with its existing deadline and reporting rules until otherwise advised by the Bangko Sentral. BSP-supervised financial institutions (BSFIs) covered in CREDEX Reporting, namely the Universal/Commercial Banks (UKBs), Thrift Banks (TB), Non-bank Financial Institutions with Quasi-banking Functions (NBQB), Investment Houses with Trust Functions, and other NBFIs that are subsidiaries or affiliates of UKBs, TBs or NBQBs, shall continue to submit the quarterly CREDEX report. 4. In the maiden reporting with reference period 31 March 2022, will BSFIs only update the records already submitted in the pilot test? No, the official maiden submission of the COCREE Report will be for the reporting period 31 March 2022. All Subject, Exposure and Negative Information of subjects with outstanding balance as of 31 March 2022 and/or incurred negative event in March 2022 shall be submitted and considered as new submission. 5. When can BSFIs expect feedback on the submitted report? The validation results will be released within three (3) working days upon the Bangko Sentral’s receipt of the COCREE Report.

Annex E II. DATA ELEMENTS FILING INFORMATION 1. Is the Financial Institution (FI) Code the same as the existing Bangko Sentral assigned codes? Yes, the FI Code refers to the same 6-digit BSFI code (bkcode) being used in the regular reporting to the Bangko Sentral. SUBJECT INFORMATION 2. Is it possible to duplicate subject ID, as there are accounts with the same subject ID coming from different branches? No. It is advised that BSFIs provide a subject ID number for each unique Subject as this will be the basis of our system to aggregate all the information of the unique Subject. It is suggested to separate subjects with the same number such as add digits anchored on other attributes (e.g., originating branch). 3. What Borrower/Counterparty Type should banks fall under? Banks are classified as Corporation. 4. How should BSFIs map the borrower/counterparty as to Resident Type? BSFIs shall map borrower/counterparty’s Resident Type consistent with the Bangko Sentral’s definition of resident and non-resident, including how accounts are reported in the Financial Reporting Package (FRP). 5. Is spousal information of the client required? Yes, the spouse's information shall be reported. Please refer to the Data Dictionary and Line-Item Instructions. 6. How should BSFIs report Income Type of clients who are neither employed nor have businesses? BSFIs shall report unemployed clients as srcIncome=10 (UNEMPLOYED). 7. What would be the hierarchy of importance if all or multiple IDs are available? There is no hierarchy of importance in reporting of IDs. BSFIs may submit all available IDs based on their records, while observing the XSD specification that at least one (1) ID shall be submitted. COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 2 of 15

Annex E 8. Is Firm Size different from the MSME classification per Manual of Regulations for Banks (MORB)? Is this based on Audited Financial Statement (AFS)? How should BSFIs tag newly established companies that do not have AFS yet? No, the definition of Firm Size in the COCREE is consistent with the definition under Section 332 of the MORB. There is no change expected in the way BSFIs classify accounts as to Firm Size. EXPOSURE INFORMATION Loans Exposure 9. For loan/investment exposure to non-Philippine entities of offshore branches, will the Business Registration Number be acceptable in line of COCREE data elements? Yes, the information is acceptable for non-domestic entities. 10. Should BSFIs revalue the Loan Grant/Investment Acquired denominated in foreign currency monthly based on the conversion as of reference period? No, the PHP equivalent at the time of grant/acquisition shall be reported. 11. Is Date of Loan Grant/Investment Acquired mandatory for investments that are accounted for using the Weighted Average Cost (WAC) method? Yes, the information is mandatory even if it is accounted for as WAC method. 12. In relation to the previous question, should BSFIs reflect the latest date of acquisition? No, BSFIs shall indicate the actual date of purchase for each security. 13. How should BSFIs classify the following as Consumer Loans: (a) Motor Vehicle Loan; (b) Salary-Based General-Purpose Consumption Loans; (c) Residential Real Estate Loan; (d) Other Consumer Loans; and (e) Credit Card Receivables? The mentioned loans shall be reported as Consumer Loans in the Purpose of Loan and will be further classified as to Transaction Type as provided in Annex A-VII of the Data Dictionary. 14. How should BSFIs classify the purpose of loan if it is under Private Household? The Purpose of Loan shall be broadly classified into two: Loans for Production and Consumer Loans. The economic activity based on the 2009 PSIC shall be reported for Loans for Production, while Consumer Loans for household consumption loans. COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 3 of 15

Annex E 15. Is the Appraised Value of the Collateral also mandatory to non-REM? Yes. The Appraised Value of the Collateral is mandatory to all Secured Loans. 16. How should BSFIs report account with overpayments? Overpayments shall not be reported since these are not considered loans but liabilities. 17. How should BSFIs report active accounts with zero (0) balance? These accounts shall not be reported unless they have incurred negative event in the month of the reference period (e.g., when collateral was foreclosed in the reference month to fully settle the loan, the information on the loan with nil outstanding balance as of the end of reference month, will no longer be reported, but an entry for negative information shall be reported). Off-Balance Sheet Exposure 18. What is the definition of each account type for Off-Balance Sheet Exposure in Annex A-IX (List of Contingent Account Type) since some values are in general terms such as value F=Commitments? The definition of off-balance sheet accounts under Off-Balance Sheet Exposure in Annex A-IX follows the definition of accounts under Schedule 38 of the FRP. Debt and Equity Investments 19. On Derivatives Contingent, particularly on transactions involving two foreign currencies, such as the purchase of one FX vs the sale of another FX (e.g., buy USD/sell JPY), where both legs are reported in the FRP, is it acceptable that the contract no. be reported twice to be consistent with the requirements of the FRP under Memorandum No. M-2008-009? As defined under Manual of Accounts of the FRP, “the Foreign Exchange Contracts refer to contracts to purchase/sell foreign currencies in the forward market in an over the counter or an organized exchange. A purchase of foreign currency is equivalent to a sale of Philippine currency. A transaction involving two foreign currencies is treated as two separate foreign exchange contracts against Philippine currency. “ Similar to the reporting in FRP, BSFIs are required to report both legs of transactions in COCREE Reporting, treated as two separate transactions, and these can have the same contract number. COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 4 of 15

Annex E 20. Can BSFIs provide the parent company information of the issuer for investment transactions? No, BSFIs should report the information of their direct subject as a matter of sound practice. The assessment is expected to begin with the direct subject and not with the parent company. Nominal Interest Rate 21. Does Nominal Interest Rate (Annual) refer to actual interest rate quoted? Yes, the actual interest rate quoted shall be reported as the nominal interest rate. 22. Can BSFIs use the product interest rate for the Nominal Interest Rate (Annual)? Yes, if the product interest rate is also the actual interest rate specified in the contract. Expected Credit Losses (ECL) and Impairment 23. Does Allowance for ECL include both specific and general loan loss provision (GLLP) allowance? Yes, the allowance for credit losses covers both specific and general provisions. 24. For Stage of Impairment (impStage) in accordance with PFRS 9 (1, 2, or 3), how do we define the stage based on delinquency buckets? BSFIs shall tag the stage of accounts in accordance with the accounting standards and as provided under Appendix 100/Q-57 of the MORB/MORNBFI on Guidelines on the Adoption of Philippine Financial Reporting Standards 9 (PFRS 9) Financial Instruments – Impairment. 25. If an exposure has no impStage or is not subject to impairment, what value should be used? BSFIS shall use the value “4” which denotes “Not Applicable”. NEGATIVE INFORMATION 26. What does Active/Closed Account mean in the reporting of negative event status? The Active Account status refers to the negative information (NI) that persists, while Closed Account status if NI has already been closed/settled. COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 5 of 15

Annex E 27. Is reporting of Negative Information (NI) limited to BSFI-direct transactions? No, the NI to be reported shall cover those arising from transactions between the BSFI and borrower/counterparty, as well as the NI directly known by the BSFI (e.g., borrower declared bankruptcy). III. TRANSACTION SPECIFIC 1. Are the following accounts included in the COCREE? Responses are provided in the right column as follows: Accounts Included? On-balance sheet Real and Other Properties Owned No Real Estate Investment – Land No Investment in Real Estate Building & No Improvements Accrued Interest Receivables Yes Dividends Receivables No Sales Contracts Receivables Yes Accounts Receivables No Other Miscellaneous Assets No Interbank Call and Term Loans Yes Reverse Repurchase Agreement No Due from Other Banks Yes Investments in Subsidiaries/Associates No Off-balance sheet - Contingent Accounts Guarantees Issued Yes Letters of Credit Yes Trade Related Guarantees Yes Commitments Yes Spot Foreign Exchange Contracts No Derivatives Yes Trust - Loans Yes Trust - Investments Yes Other Contingent Accounts No Other Exposures Personal, housing and such other loans that Yes are authorized and released under a written loan or retirement program and funded by the retirement/ loan/ provident funds established for such purposes, among others Personal loans with loanable amounts Yes backed or collateralized by the plan members' own accumulated equity in the funds COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 6 of 15

Annex E Accounts Included? Loans directed by the Trustors or Principals Yes and funded by their own respective Trust or Investment Management Accounts, and within their authorities under the Trust or Investment Management Agreement 2. For Shipside Bonds and Airway Bills Guaranteed Issued, there are two (2) possible values that BSFIs can use as per Annex A-IX, which are value A (Guarantees Issued) or value E (Trade Related Guarantees). Which is more appropriate for each? Schedule 38 of the FRP requires Shipside Bond/Airway Bills to be reported under Trade Related Guarantees. The reporting in COCREE should be consistent with the reporting in FRP. 3. How should BSFIs report unavailable mandatory data elements, such as those not previously collected and arising from “legacy” accounts? A default value is assigned for such accounts. Please refer to the Data Dictionary and Line-Item Instructions. The use of default values indicating unavailability of data is not ideal but shall be allowed for the purpose of accepting the other information available. This, however, shall be closely monitored by the Bangko Sentral, subject to the provisions of BSP Cir. No. 963, to maintain the overall quality of data. 4. What should BSFIs report for transactions with unavailable information for date of grant/amount granted? BSFIs shall use the last known information by the BSFI for the date of opening and/or amount granted (e.g., date of system migration which deleted the previous records). 5. For Trust units/entities, is Time Deposit - Own Bank included? If yes, will this be classified under Other Credit Accommodation? For Trust units/entities, the Time Deposit-Own Bank is not included in COCREE Reporting. Although Due from Other Banks (DFOB) are required to be reported as mentioned in Item No. III.1, the time deposits in the same bank do not fall under the definition of DFOB per Manual of Accounts of the FRP for Trust Institutions, as these exposures are booked in another account, the “Deposits in Banks – Resident Banks – Own Bank”. AGGREGATION OF ACCOUNTS 6. Is the aggregation of accounts (e.g., Loans, Investments) still applicable in the COCREE? If so, what will be the basis of aggregation? Yes, the aggregation of exposures of unique subject shall be performed by the Bangko Sentral through our system’s matching COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 7 of 15

Annex E algorithm. In this regard, BSFIs should ensure the reporting of mandatory information as indicated in the Data Dictionary and Line-Item Instructions to facilitate the effective matching of exposures to unique subject. IV. SYSTEMS, TECHNICAL REQUIREMENTS AND REPORT FILING 1. How many stages are there in the validation process? Validation process consists of two (2) Stages. Stage 1 structurally validates the report against the XSD specifications, while Stage 2 covers logical validation. Please refer to the detailed validation guidelines. 2. Will the Bangko Sentral provide validation rules and a program to validate the correctness of the file submitted? On the validation rules, the Stage 1 Validation is based on the rules embedded in the XSD. It can be noted that the XSD file along with the Data Dictionary already contain the structure and the valid values of the report. On the other hand, Rules in the Stage 2 Validation are provided in the detailed validation guidelines (see Annex D). On the validation program, the Bangko Sentral will not provide a program that will validate the submitted file. BSFIs are expected to adopt tools that will ensure the compliance vis-a-vis XSD specification and logical rules. 3. Should extra characters be ignored if the length of the information reported is greater than the length assigned by the Bangko Sentral? No, the data length per element was evaluated based on its possible length. Should there be a record that exceeds the length provided, BSFIs shall immediately inform the Bangko Sentral to make the necessary adjustments in order to avoid deletion of extra characters. REPORT SUBMISSION 4. Can you provide illustration on the submission of report in case there will be: a) new Subject, b) new Exposure, c) update in Exposure information, d) update in Subject information, e) delete an erroneous record? submitType=0 (“New”) Scenario A: Submission of a new subject On 8 June 2021, Bank ABC granted new loan (Contract no. A) to a new borrower (“Subject ID No. 0001”). For the COCREE Report reference period 30 June 2021, this transaction shall be submitted by Bank ABC as follows: COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 8 of 15

Annex E Note: For new submission, the subject should be submitted together with at least one (1) exposure type. submitType=1 (“Update”) Scenario B: Submission of new exposure associated with a previously submitted subject Further to Scenario A, on 8 September 2021, Bank ABC granted additional loan (Contract B) to Subject 0001, an existing borrower. For the COCREE Report reference period 30 September 2021, this transaction shall be submitted by Bank ABC as follows: Scenario C: Periodic payment of loan amortization Further to Scenarios A and B, on 8 October 2021, Subject 0001 paid his monthly amortization for Contracts A and B. For the report reference period 31 October 2021, this transaction shall be submitted by Bank ABC as follows: Scenario D: Changes in details of existing borrower (updates to more recent information) Further to Scenarios A, B and C, on 8 December 2021, Subject 0001 moved to another company hence, his employer details have also changed. For the report reference period 31 December 2021, this transaction shall be submitted by Bank ABC as follows: Scenario E: Changes in details of existing exposure Upon loan review on 8 March 2022, Bank ABC identified that Subject 0001 has significantly increased its credit risk. His impairment stage will be updated from Stage 1 to Stage 2. For the report reference period 31 March 2022, this transaction shall be submitted by Bank ABC as follows: COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 9 of 15

Annex E BSFIs must ensure that for records with submitType=1 (UPDATE), a prior submission containing the unique Subject (borrower) already passed the Stage 2 Validation, otherwise, the information of the Subject with submitType=1 (UPDATE) will fail the validation. Scenario F: Erroneous reporting of exposure information For reference period 30 September 2021, Bank ABC reported Contract B as a new loan of an existing borrower, Subject 0001. In October 2021, the outstanding balance of Contract B was updated. Original Filing Update of Outstanding Balance Upon loan review in March 2022, it was noted that Contract B is not related to Subject 0001. To correct for this erroneous reporting, Bank ABC shall submit the following: Correction Note: Separate XML file should be submitted per TRDATE (e.g., when an erroneous record is submitted for 12 months, there shall be 12 separate XML to be filed for deletion of the 12 erroneous records). Scenario G: Erroneous association of exposure which belongs to another subject For reference period September 2021, Bank ABC reported Contract B as a new loan of an existing borrower, Subject 0001. In October 2021, the outstanding balance of Contract B was updated. Original Filing Update of Outstanding Balance COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 10 of 15

Annex E Upon loan review in March 2022, it was noted that Contract B is not related to Subject 0001. Contract B is related to Subject 9999 who has not yet been reported previously. To correct this erroneous reporting, Bank ABC shall submit the following: Correction Note: Separate XML file should be submitted per TRDATE and per submission type (e.g., when an erroneous record is submitted for 12 months, there shall be a total of 24 XML files – 12 XML to be filed for deletion and 12 XML for filing of corrected records). Scenario H: Erroneous reporting of subject details Subject C888 is a new borrower of Bank ABC which was granted loan Contract ZZZ in June 2021. When Bank ABC submitted the record of Subject C888 in June 2021, the subject was mistakenly tagged as part of the XYZ Group conglomerate. The correct tagging should have been DEF Group. Original Filing Correction Scenario I: Erroneous reporting of negative information For reference period September 2021, Bank ABC reported multiple negative information (foreclosure, cancelled credit card) were associated with an existing Subject 0001. In October 2021, additional negative information (foreclosure, cancelled credit card, corporate rehabilitation) were associated with Subject 0001. COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 11 of 15

Annex E Original Filing Upon loan review in March 2022, it was noted that negative information (Foreclosure, Corporate rehabilitation) filed in September and October 2021 were not related to Subject 0001. To correct this erroneous reporting, Bank ABC shall submit the following: Correction Note: Separate XML file should be submitted per TRDATE (e.g., when an erroneous record is submitted for 12 months, there shall be 12 separate XML to be filed for deletion of the 12 erroneous records) Scenario J: Correcting erroneous negative information For reference period September 2021, Bank ABC reported multiple negative information (foreclosure, cancelled credit card) associated to Subject 0001, an existing subject. In October 2021, additional negative information (foreclosure, cancelled credit card, corporate rehabilitation) were reported for Subject 0001. Original Filing Upon loan review in March 2022, it was noted that negative information (Corporate rehabilitation) filed in October 2021 was supposed to be Fraudulent transaction. To correct this erroneous reporting, Bank ABC shall submit the following: Correction COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 12 of 15

Annex E 5. How should BSFIs report information with multiple transactions? Should BSFIs report it all at once or on a per transaction basis? The XSD was designed to accommodate the submission of multiple information related to a single Subject in one (1) XML file. In the submission of BSFIs, it is expected that the entire string of information of a single Subject (i.e., Subject, Exposure, Negative) is incorporated in one (1) XML file. In case there will be difficulty in combining multiple exposure information of a unique Subject in one (1) XML file, BSFIs can divide the exposure information in different XML files. For instance, Borrower 1 is included in XML 1 of 2 which contains his housing loan and XML 2 of 2 which contains his credit card. In this submission, BSFIs must ensure that the information of the unique borrower in XML 1 of 2 has passed Stage 2 Validation so that the system can recognize and append the additional exposure information reported in XML 2 of 2. The subsequent report (XML 2 of 2) would then need to use submitType = 1 (UPDATE) to append the additional exposure of the unique subjectID, similar to Scenario B in Item No. 4 of the Report Submission FAQ. 6. Can BSFIs leave blank the optional data fields? No, specific data fields with no record should be excluded in the XML submission. Leaving the record as “blank” will result in an error as seen in the sample below. 7. Will the COCREE accept two (2) XML files that have the same bkcode and trdate? Or will the Bangko Sentral’s system assume those XML files as duplicate submissions? BSFI can submit more than one (1) XML file. Submission of multiple XML files using the prescribed file naming conventions will not be treated as duplicate. Each XML file will be provided with submission reference number for proper monitoring of the status and validation results. COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 13 of 15

Annex E 8. What will be the pro forma of the COCREE? Will it be by forms like the CREDEX wherein Loans, Investments, Equity Holdings, Contingent are reported separately? The COCREE will be submitted in XML format following the prescribed technical specifications in the XSD provided by the Bangko Sentral. Unlike the CREDEX wherein each form is submitted separately, the XML file of the COCREE shall contain all the required records. 9. What will be the file naming convention that will be sent to the Bangko Sentral? The file naming convention is COCREE_YYYYMM_BankAcronym_1ofX.xml where “YYYYMM” is the reference year and month, and the X in “1ofX” is the total number of XML files for submission in the reference period, with sample shown below: For Single-XML file Submission: COCREE_202203_ABC_1of1.xml For Three-XML file Submission: COCREE_202203_ABC_1of3.xml (for records 1 to 1000) COCREE_202203_ABC_2of3.xml (for records 1001 to 2000) COCREE_202203_ABC_3of3.xml (for records 20001 to 3000) The file naming convention of the Control Prooflist is COCREE_YYYYMM_<Bank acronym>_Control Prooflist.pdf (e.g., COCREE_202203_ABC_Control Prooflist.pdf) 10. Will the COCREE have a Control Prooflist? COCREE, classified as an A-1 Report, should be submitted together with the Control Prooflist as attached in Annex C of this Memorandum. Further, there is an embedded Control Prooflist in the XML file which requires BSFIs to declare the number of submitted records (e.g., totSubjectRecords, totNegativeRecords, and totExposureRecords) in the filing information portion. This declaration will be matched against the actual count of records in the submitted XML file. The system will not proceed with the validation if there are discrepancies in the count of actual records vis-a-vis the declared number of records. 11. Can BSFIs get a copy of the new template format to help developers assess against the present columns reported and their sequence? The COCREE employs XML/XSD technology. The technical specifications to produce the corresponding XML submission are provided in the XSD. The Data Dictionary and Line-Item Instructions serve as complementary guide to the XSD. COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 14 of 15

Annex E 12. How do BSFIs report subjects with no Negative Information (NI)? If the Subject has no NI to be reported, the BSFI should declare the following: <negativeInfo> <noInfo negativeType="0" /> </negativeInfo> 13. Is Negative Type equal to 0 (None to Report) counted as one record in the No. of Submitted Negative Records (totNegativeRecords)? No. It will not be counted as one record. V. SECURITY AND PRIVACY 1. Does COCREE take into consideration the local laws of a foreign branch (e.g., HK Law on Data Privacy which prohibits absolute disclosure of client’s information)? Yes, BSFIs shall observe the local laws of their branches located outside the Philippines. Specific information that are not disclosed in view of this should be justified and coordinated with the Bangko Sentral. 2. The COCREE requires customer sensitive information, the sharing of which may be prohibited under bank secrecy laws. Are these necessary for Bangko Sentral statistical and policy development purposes? Yes, these are essential as discussed in the rationale of the COCREE Reporting. In addition to Section 3 of the Republic Act (RA) 7653, as amended by 11211, otherwise known as "The New Central Bank Act", which provides for the collection by the Bangko Sentral of relevant information from covered institutions, Section 60 of The General Banking Law (GBL) likewise provides for the submission of periodic formatted reports to the Bangko Sentral in pursuit of exercising its supervisory authority. It is further worth noting that the Bank Secrecy Law or RA 1405 (An Act Prohibiting disclosure with any Banking Institution and Providing Penalty Therefor) refers to deposit products. The COCREE, on the other hand, applies to credit, equity, and off-balance sheet exposures of BSFIs, and not deposit products under RA 1405. 3. The requested info in the COCREE has Personal Identifiable Information (PII). What security protocols are present to ensure the proper handling of BSFIs’ customers’ data? Data security and privacy protocols which conform with globally accepted standards will be observed in the submission, storage, and access of the COCREE data. Security protocols shall be strictly enforced consistent with the Data Privacy Act. COCREE: Frequently Asked Questions (FAQs) ver. 1.0 Page 15 of 15

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Guidelines on the Submission of the Comprehensive Credit and Equity Exposures (COCREE) Report

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