Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Preliminary Injunctions in Foreclosure: Clear Legal Right Required
Philippine Supreme Court ruling on when courts may issue preliminary injunctions to stop extrajudicial foreclosure sales.
Redemption Rights Prioritizing Creditors IN Foreclosure Sales Under Philippine LAW
Foreclosure Validity Loan Default AND Extrajudicial Process Under ACT 3135
Demand Is Key to Rescission Rights in Philippine Contract Law
Philippine Supreme Court clarifies that demand is essential before rescission or foreclosure rights can be exercised under contract law.
Unfulfilled Promises Foreclosure Rights AND THE Persistence of Original Obligations IN Philippine Law
A Supreme Court ruling explains when a new promise to pay does not extinguish an original loan and mortgage obligation.
Blanket Mortgage Clause: Redemption Rights and Foreclosure Limits Explained
Learn how a blanket mortgage clause affects redemption rights, future loans, and foreclosure obligations under Philippine law.
Writ of Possession in Foreclosure: When Issuance Is Ministerial
Philippine Supreme Court clarifies that writ of possession issuance after foreclosure is ministerial, not discretionary, for the purchaser.
Writ of Possession: Validity of Mortgage Cannot Be Challenged in Possession Proceedings
Philippine Supreme Court ruling: courts must issue writs of possession ministerially after foreclosure; mortgage validity challenges belong in separate actions.
Registration OF Foreclosure Sales Protecting THE Mortgagees Rights Despite Record Loss
When a Constitutional Question Is Ripe for Court Intervention: Defining Judicial Review Limits
Philippine Savings Bank v. Geronimo clarifies the ripeness doctrine and the burden of proving compliance with publication requirements in extrajudicial foreclosures.
Publication Requirements in Extrajudicial Foreclosure: Protecting Mortgagors' Due Process
Philippine Savings Bank v. Geronimo clarifies that strict compliance with publication requirements is essential for a valid extrajudicial foreclosure.
Foreclosure Redemption Rights Under the Rural Banks Act and Property Law
The Supreme Court clarifies redemption periods for rural bank foreclosures under RA 720, emphasizing borrower disclosure duties and laches.
Compassionate Justice vs Legal Obligation: Limits of Financial Assistance in Authorized Dismissals
Supreme Court rules employers cannot be forced to pay extra financial assistance beyond separation pay mandated by law for valid closures.
Writ of Possession and Foreclosure: When a Threat to Foreclose Does Not Vitiate Consent
Supreme Court ruling on extrajudicial foreclosure, simulated contracts, and why a threat to enforce a legal claim does not vitiate consent.
Mortgage Validity and Writ of Possession: Upholding Contracts Absent Vitiated Consent
Philippine Supreme Court ruling on writ of possession in foreclosure, contract validity, and consolidation of cases explained in plain language.
Foreclosure Rights Upholding Mortgage Validity Despite Claims OF Duress
Res Judicata and Final Judgments: What Torres v. Medina Means for Litigants
The Supreme Court explains when a final judgment bars a new lawsuit, using a foreclosure dispute to illustrate res judicata's elements and limits.
Foreclosure Sales Upholding Validity Despite Single Bidder
Philippine Supreme Court clarifies that extrajudicial foreclosure sales remain valid even with only one bidder, settling the two-bidder rule question.
Cooperative Fees Supreme Court Limits Exemptions In Foreclosure Proceedings
Supreme Court clarifies that cooperatives' exemption from court fees under the Cooperative Code does not apply to extrajudicial foreclosure petitions.
Mortgage Foreclosure: Why a Bank Can Foreclose Despite Loan Transfer Doubts
Supreme Court ruling on when a bank may foreclose mortgaged property even if the borrower questions the assignment of loan receivables.
Certiorari as an Improper Remedy: Navigating Procedural Missteps in Foreclosure Annulment
When a final judgment can be appealed, certiorari is not available. Learn the procedural rules from a Philippine Supreme Court ruling.
Finality of Foreclosure: Rights and Duties After a Mortgage Default
What happens after a mortgage default and foreclosure sale becomes final? The Supreme Court clarifies the mortgagor's rights and duties.
Truth in Lending Disclosure in Promissory Note Valid for Penalty Charges
Supreme Court rules penalty charges disclosed in promissory note satisfy Truth in Lending Act, but courts may reduce unconscionable rates.
Mortgage Foreclosure Rights Prevail When Preliminary Injunction Lacks Legal Basis
Supreme Court nullifies preliminary injunction blocking bank foreclosure, ruling debtors' failure to show clear right constitutes grave abuse of discretion.