Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
When an Agent's Mortgage Signed in Own Name Does Not Bind the Principal
A mortgage signed by an agent in a personal capacity, without indicating agency, binds only the agent, not the principal.
Duty to Disclose Accrued Interest in SALNs and the Limits of Administrative Liability
The Supreme Court clarifies that public officials must declare accrued interest on time deposits in their SALNs, but penalties consider good faith.
Extrinsic Fraud and Annulment of Judgment: What Litigants Must Know
The Supreme Court clarifies that a lawyer's negligence is not extrinsic fraud, and explains the strict requirements for annulling a final judgment under Rule 47.
Premature Foreclosure: Protecting Mortgagors' Rights Before Default
Philippine Supreme Court rules that foreclosing a mortgage before the debtor defaults on the principal loan is void and ineffectual.
Ownership Disputes and Wrongful Property Levy: Why Registration Prevails Under Philippine Law
A Supreme Court ruling on why unregistered sales lose to registered titles and levies, and what buyers must prove to claim good faith.
Closure Due to Serious Losses: When Separation Pay Is Not Required
Philippine Supreme Court clarifies when business closure due to serious losses exempts employers from separation pay, but still requires proper notice.
Writ of Possession After Foreclosure: When the Surplus Must Be Returned
Philippine Bank of Communications v. Yeung clarifies when a writ of possession issues after foreclosure and how sale surpluses are handled.
Foreclosure Validity: Banks Can Foreclose Despite Disputed Loan Agreements
Supreme Court ruling on when banks may foreclose despite disputed interest rates, and the legal interest that applies after default.
Surety Bond Accreditation: NLRC’s Duty to Dismiss Appeals with Invalid Bonds
When a surety bond is invalid due to expired accreditation, the NLRC must dismiss the appeal. Learn the rule from a 2013 Supreme Court ruling.
Cultivation vs Tenancy: Consent and Harvest Sharing in Agricultural Land Redemption
Philippine Supreme Court clarifies that mere cultivation does not create tenancy; landowner consent and harvest sharing must be proven for redemption rights.
Love OR LAW Intentions Behind Marriages AND Legal Validity
Philippine Supreme Court rules that marriage for citizenship or money is valid if consent is real, distinguishing motive from lack of consent.
When Business Downturns Lead to Employee Layoffs: Understanding Retrenchment Under Philippine Law
Learn the legal rules on retrenchment in the Philippines, including valid grounds, procedural requirements, and worker protections.
Monetary Board's Bank Receivership Power Upheld for Public Protection
Supreme Court affirms Monetary Board's power to place banks under receivership without prior hearing, citing the "close now, hear later" doctrine.
Upholding Client Loyalty Disciplinary Action FOR Attorneys Representing Conflicting Interests IN THE Philippin
A lawyer cannot represent opposing clients even in unrelated cases. The Supreme Court explains the rule on conflicting interests and its consequences.
Upholding Attorney Accountability Neglect IN Filing Appellants Brief Leads TO Suspension
A look at Zuellig Freight v. NLRC on corporate name changes, illegal dismissal, and attorney's fees.
No Separation Pay for Employees Dismissed for Cause: Key Labor Ruling
Philippine Supreme Court clarifies that employees validly dismissed for just causes like breach of trust are not entitled to separation pay.
Probationary Employment: Employers Must Disclose Regularization Standards
Employers must inform probationary employees of regularization standards at engagement or risk them being deemed regular employees from day one.
Filing Deadlines on Weekends and Holidays: The Rule on Extended Periods in Philippine Courts
When an extended filing deadline falls on a weekend or holiday, Philippine courts allow filing on the next working day—here's the rule.
Waiver of Demand and Interest Rate Limits in Philippine Loan Agreements
The Supreme Court clarifies when demand is unnecessary before default and why courts reduce excessive stipulated interest rates.
Perfecting Appeals Strict Compliance With Rules OF Court IS Mandatory
Learn how the Supreme Court ruled on writs of possession, third-party adverse claims, and strict procedural compliance in extrajudicial foreclosures.
Writ of Possession After Foreclosure: When a Purchaser's Right Is Absolute
Philippine Supreme Court explains when a foreclosure sale purchaser may demand a writ of possession and when exceptions apply.
Motion for Reconsideration Before Certiorari: The Novateknika Rule
Philippine courts require a motion for reconsideration before filing certiorari. Learn the rule, its exceptions, and why it matters.
Movable or Immovable: How Mortgage Agreements Define Property in Foreclosure
A Supreme Court ruling on whether machineries are movable or immovable property in mortgage foreclosures, explained in plain language.
Tenants Rights and Landlords Title: Estoppel and Redemption in Lease Agreements
Learn how the Supreme Court ruled on repurchase agreements, estoppel, and landlord-tenant rights in foreclosure cases.