Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Partnership Dissolution: When Interest Accrues on Unliquidated Claims
Learn when interest accrues on unliquidated claims in partnership dissolution, citing Sunga-Chan v. CA (G.R. No. 164401).
Contractual Obligations Upholding Interest AND Penalties IN Land Purchase Agreements
Philippine Supreme Court rules buyers must pay stipulated interest and penalty charges in land purchase agreements, even if onerous.
Plea Bargaining and Grave Abuse of Discretion: Balancing Justice and Public Interest
The Supreme Court clarifies when a trial court commits grave abuse of discretion in denying a plea bargain, using Daan v. Sandiganbayan as the guide.
Attorneys Conflict OF Interest Upholding Client Loyalty AND Confidentiality
Upholding Contractual Obligations: The Binding Force of Agreed Interest Rates in Credit Transactions
Supreme Court ruling on agreed interest rates in credit sales, party autonomy, and limits on unconscionable charges.
Integrity in Public Service: Due Process in Administrative Misconduct Cases
A Supreme Court ruling on grave misconduct clarifies due process, family interests, and compromise authority in administrative cases.
Bouncing Checks Acquittal: When Lack of Notice of Dishonor Leads to Acquittal and Reduced Civil Liability
SC acquits in B.P. 22 case for lack of proof of notice of dishonor, but reduces unconscionable 10% monthly interest to 12% per annum.
Balancing Public Welfare and Business Interests: The Manila Oil Depot Relocation Case
The Supreme Court upheld Manila's Ordinance No. 8027, ordering oil companies to relocate from Pandacan, balancing public safety with business interests.
Mutuality of Contracts: The Limits of Bank Discretion in Setting Interest Rates
Philippine Supreme Court clarifies that unilateral interest rate setting violates mutuality of contracts, but the principal loan obligation remains valid and enforceable.
The Right to Intervene: Protecting Assigned Interests in Court Proceedings
Explore the right to intervene in Philippine civil procedure, protecting assigned interests and preventing injustice through timely court participation.
Credit Card Interest and Penalties: Balancing Contractual Freedom and Unconscionability in Debt Obligations
The Supreme Court clarifies when credit card interest and penalty rates are enforceable and when courts may reduce them as unconscionable.
Understanding Forum Shopping and Writ of Possession in Philippine Foreclosure Law
The Supreme Court clarifies forum shopping, real party-in-interest rules, and the ministerial nature of writs of possession in extrajudicial foreclosures.
Salary Withholding: Balancing Government Interest and Employee Rights in Philippine Law
Philippine Supreme Court clarifies when the government may withhold a public employee's salary for an alleged cash shortage, and when it cannot apply it to the debt.
Infrastructure Projects and Injunctions: Balancing Public Interest and Private Rights
Explore how the Supreme Court applied PD 1818 to protect government infrastructure projects from injunctions, using the Manila-Cavite Toll Expressway case.
Mutuality of Contracts: The Limits of Unilateral Interest Rate Adjustments in Loan Agreements
Philippine Supreme Court ruling on when banks cannot unilaterally raise loan interest rates without borrower consent, citing mutuality of contracts.
Revival of Judgment and Venue: When Real Property Interests Determine the Proper Court
Philippine Supreme Court ruling on where to file an action to revive a judgment involving real property, and why venue depends on the nature of the underlying action.
Contractual Obligations Upholding Interest Payments IN Real Estate Agreements
UCPB Interest Rates, Mutuality of Contracts, and the Truth in Lending Act
Philippine Supreme Court ruling on void interest rates, mutuality of contracts, and Truth in Lending Act violations in bank lending.
Usury Law in the Philippines: When Courts Cut Excessive Interest Rates
The Supreme Court struck down a 48% annual interest rate as unconscionable in Bulos v. Yasuma, showing courts can reduce excessive loan interest even without the Usury Law.
Writ of Possession and Third-Party Rights: Protecting Possessory Interests in Foreclosure Sales
When can a foreclosure sale purchaser evict a third-party possessor? The Supreme Court explains limits on writs of possession.
The Solicitor General’s Mandatory Role in Protecting Government Interests in Litigation
A state college’s default judgment was voided because a private lawyer, not the Solicitor General, represented it. Learn the rule.
Unconscionable Interest Rates Protecting Borrowers From Excessive Loan Charges
Philippine courts can void excessive interest rates and reset loans to the legal rate. Learn how the Espiritu v. Landrito ruling protects borrowers.
Perfecting a Loan Delivery and the Role of Crossed Checks in Financial Agreements
When is a loan perfected? The Supreme Court clarifies how delivery of crossed checks affects loan contracts and interest claims.
Lost Goods in Customs Custody: Government Liability and Revival of Judgments
A guide to government liability for lost goods in customs custody, revival of judgments, and legal interest rules under Philippine law.