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Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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When Is an Insurance Agent an Employee? The Carungcong Ruling on Independent Contractors
Insurance agents may be independent contractors, not employees. The Carungcong case explains the test and the role of contracts.
When Are Insurance Claim Agents Liable for Foreign Principals' Debts in the Philippines?
Philippine Supreme Court clarifies when local claim agents of foreign insurers can be held personally liable for policy obligations.