Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Forum Shopping and Premature Certiorari: Lessons from an Insurance Claim Dispute
Learn how the Supreme Court clarified preliminary hearings on affirmative defenses and the proper use of certiorari in insurance disputes.
Authorized Driver Clause and Police Blotters in Insurance Claims
When can an insurer deny a claim based on the authorized driver clause? The Supreme Court explains the evidentiary weight of police blotters.
Prescription in Insurance Claims: When Does the Clock Really Start Ticking
Philippine Supreme Court ruling clarifies when the prescriptive period for insurance claims begins, protecting policyholders from delayed denial.
Authenticating Evidence When Hearsay Testimony Undermines Insurance Claims
A Supreme Court ruling on hearsay and unauthenticated documents in a default judgment, and its impact on insurance claims.
Execution Pending Appeal: Balancing Public Interest and Court Discretion in Insurance Claims
When can a winning party execute a judgment while the appeal is pending? The Supreme Court explains the "good reasons" standard in this insurance dispute.
Who Pays When Rebellion Sparks Insurance Claims: Burden of Proof on Insurers
When fire destroys insured property, who must prove the cause? The Supreme Court clarifies insurers' burden in rebellion-related claims.
Upholding Insurance Claims Substantial Compliance AND Timely Payment Obligations
Philippine Supreme Court ruling on substantial compliance with insurance policy conditions and the insurer's duty to pay claims within prescribed periods.
Protecting Your Insurance Claim Why Death Certificates Matter IN THE Philippines
Learn how the Supreme Court ruled that a death certificate is strong evidence in life insurance claims, and what this means for beneficiaries.
Protecting Loan Security: How Mortgagees Can Secure Insurance Claims in the Philippines
Learn how mortgagees can secure insurance proceeds under Philippine law, based on the Supreme Court's ruling in Rizal Commercial Banking Corp. v. Goyu & Sons.
Deposit Insurance Claims When Banks Fail Are Your Deposits Protected
Learn how PDIC deposit insurance works when a bank fails, and why a certificate of time deposit does not guarantee payment.
Insurance Claims Understanding Time Limits AND ALL Risks Policies IN THE Philippines
Philippine Supreme Court clarifies that all-risks insurance claims prescribe in 10 years, not the one-year COGSA limit for carriers.
Surety Bonds AND Agent Authority Protecting Yourself From Insurance Claim Denials
Third-Party Liability Insurance: Filing Claims and Solidary Liability in the Philippines
Learn how Philippine courts treat third-party liability insurance claims, the requirement to file written notice, and why insurers are not solidarily liable with tortfeasors.
When Are Insurance Claim Agents Liable for Foreign Principals' Debts in the Philippines?
Philippine Supreme Court clarifies when local claim agents of foreign insurers can be held personally liable for policy obligations.