Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Mortgage Validity Upheld Despite Alleged Fraud and Overpayment Claims
When silence on account statements bars later overpayment claims, and how litis pendentia and forum shopping can defeat a borrower's injunction suit.
Usurious Loans and Mortgage Validity When Interest Exceeds Legal Limits in the Philippines
Philippine Supreme Court ruling on usurious loans: when hidden interest voids a mortgage and what borrowers and lenders should know.
Court Decisions vs HLURB Rulings: Judicial Precedence in Mortgage Validity Cases
When a court decision and an HLURB ruling conflict, which prevails? The Supreme Court clarifies the hierarchy and finality of judgments.
Res Judicata in Philippine Property Law: Why Final Judgment Really Means Final
A 1999 Supreme Court ruling explains how conclusiveness of judgment bars relitigating mortgage validity in property disputes.