Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Get a cited, plain-language answer from 184,000+ statutes and decisions — free, no sign-up.
Indefinite Lease Agreements Upholding Mutuality AND Preventing Unilateral Rent Hikes
When can a lessor raise rent on an indefinite lease? The Supreme Court explains mutuality and rent increase limits.
Credit Card Interest Rates and Escalation Clauses: What the Supreme Court Says
Philippine Supreme Court ruling on credit card interest escalation clauses, mutuality of contracts, and validity of variable rates.
When Banks Cannot Unilaterally Raise Interest Rates: The Florendo Rule
The Supreme Court ruled that banks cannot unilaterally raise loan interest rates without a valid Central Bank issuance, upholding mutuality of contracts.
Mutuality of Contracts: Why Banks Cannot Unilaterally Change Interest Rates
Philippine Supreme Court ruling explains why banks cannot unilaterally raise loan interest rates without borrower consent, citing mutuality of contracts.