Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Liability for Lost Goods: Common Carriers, Negligence, and Insurance Subrogation in the Philippines
Philippine Supreme Court ruling on common carriers' solidary liability for lost goods and insurer's subrogation rights under Article 2207.
Subrogation Rights Protecting Banks in Loan Agreement Reversals
When a bank pays another party's debt, legal subrogation may let it recover. Learn how the Supreme Court applied this rule.
Marine Risk Note Alone Cannot Prove Subrogation: Eastern Shipping Lines v. Prudential Guarantee
Insurers must present the marine insurance policy to prove subrogation claims; a marine risk note alone is insufficient under Philippine law.
Compromise Agreements Upholding Contractual Freedom To Settle Disputes Out of Court
The Supreme Court approved a compromise agreement ending a subrogation dispute, affirming parties' freedom to settle litigation through mutual concessions.
Subrogation Rights of Insurers: Recourse Against Negligent Carriers for Damaged Goods
When can an insurer sue a negligent carrier after paying a claim? The Supreme Court clarifies subrogation rights and carrier liability.
Who Pays When Cargo Vanishes: Defining Responsibility in Shipping Losses
When a shipment disappears in a terminal, who bears the loss? The Supreme Court clarifies arrastre liability and insurance subrogation.
Insurer's Subrogation Claim Fails: The Actionable Document Rule Explained
A Supreme Court ruling on why an insurer must present its insurance policy to recover as subrogee, and the actionable document rule.
Subrogation and a Foreign Insurer's Capacity to Sue in Philippine Courts
Explaining when a foreign insurer can sue in Philippine courts as a subrogee, and carrier liability for damaged cargo.
Res Judicata and Insurance Subrogation: Clarifying Rights in Vehicle Accident Claims
A Supreme Court ruling explains why res judicata does not bar an insurer's subrogation claim when the insured was not a party to a prior case.
Quasi-Delict Liability in Vehicular Accidents: When Negligence and Vicarious Responsibility Override Defenses
Supreme Court affirms insurer's subrogation claim, holding driver negligent and employer vicariously liable for damages in vehicular accident.
Assignment of Lease and Liability for Rental Arrears: A Philippine Supreme Court Ruling
When a lessee assigns a lease, does the assignee inherit unpaid rentals? The Supreme Court clarifies the rules on subrogation and debtor substitution.
Supreme Court Affirms Insurer's Subrogation Claim in Quasi-Delict Case
The Supreme Court upholds an insurer's right to recover damages from a negligent driver and his employer, clarifying rules on quasi-delict liability and traffic violations.
Subrogation in Philippine Law: Recovering Debt After Paying Another's Mortgage
Explaining subrogation under Philippine law through a Supreme Court ruling on a partner who paid a co-debtor's mortgage.
Seaworthiness and Insurance Subrogation in Philippine Maritime Law
Philippine Supreme Court ruling on shipowner liability for unseaworthy vessels, insurer subrogation rights, and the limited liability rule.