Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Res Ipsa Loquitur and Hearsay Evidence in Philippine Vehicular Accident Claims
Philippine Supreme Court clarifies when res ipsa loquitur can overcome hearsay objections to traffic accident reports in insurance subrogation claims.
Quasi-Delict Claims and Negligence: Supreme Court Affirms Insurer's Subrogation Recovery
Supreme Court clarifies negligence standards in vehicular accidents, affirming insurer's right to recover repair costs from negligent driver and vehicle owner.
Subrogation and Carrier Liability in Maritime Claims: The C.V. Gaspar Case
How the Supreme Court applied subrogation and extraordinary diligence to hold carriers liable for damaged cargo in maritime transport.
Customs Brokers and Cargo Damage Claims: Liability, Insurance, and Subrogation
The Supreme Court clarifies when customs brokers are liable for damaged cargo and why insurers must present the insurance policy to claim subrogation.
Subrogation and Prescription: Insurers' Rights in Quasi-Delict Claims Under Philippine Law
The Supreme Court clarifies when prescription runs for insurers subrogated to insureds' quasi-delict claims, abandoning the Vector doctrine.
Supreme Court Affirms Insurer's Subrogation Claim in Vehicular Accident Case
The Supreme Court affirms insurer's right to recover damages from negligent driver and vehicle owner in a quasi-delict case.
Cargo Hijacking and Liability: Breach of Contract and Subrogation Rules
Philippine Supreme Court ruling on who bears liability when a subcontracted truck carrying insured cargo is hijacked.
Burden of Proof in Quasi-Delict Claims: Proving Negligence in Vehicular Accidents
Explaining the Supreme Court's ruling on negligence, quasi-delict liability, and evidentiary standards in a vehicular accident insurance subrogation case.
Insurance Subrogation: Establishing Insurer's Rights Against Third-Party Carriers
Philippine Supreme Court clarifies when insurers can recover from carriers via subrogation, and when presenting the insurance policy is required.
Supreme Court Affirms Negligence Ruling in Vehicle Collision Insurance Subrogation Case
Supreme Court affirms CA ruling holding driver negligent in highway collision, upholding insurer's subrogation claim for vehicle repair costs.
Subrogation and Compensation When Payment of Another's Debt Extinguishes Obligations
Philippine Supreme Court ruling on legal subrogation and compensation when a business buyer pays the seller's unpaid bills.
Hearsay on the Highway: When a Traffic Report Cannot Prove Fault in Damage Claims
A traffic accident report based only on an eyewitness's account is hearsay. Learn how this affects insurance subrogation claims.
Insurance Subrogation Claims: When the Supreme Court Refuses to Re-Examine Facts
SC affirms insurer's subrogation claim against negligent driver and owner, clarifying when factual findings bind the Court.
Supreme Court Affirms Negligence Ruling in Subrogation Claim Over Vehicular Accident
SC affirms insurer's subrogation claim, holding driver negligent and owner vicariously liable for damages from a 2014 collision.
Subrogation and Proof of Negligence: Lessons from Standard Insurance v. Cuaresma
A subrogee insurer cannot recover damages without proving the insured's claim by preponderance of evidence, including the negligent party's fault.
Subrogation in Vehicle Accidents: Proving Negligence Before an Insurer Can Recover
Insurers subrogated to an insured's rights must still prove the other party's negligence by preponderance of evidence to recover repair costs.
Damaged Goods Liability: Arrastre Negligence and Insurer Subrogation Rights
Explaining when arrastre operators are liable for damaged cargo, how insurers gain subrogation rights, and what evidence suffices in Philippine law.
Quasi-Delict Liability in Vehicular Accidents: What the Supreme Court Ruling Means
A recent Supreme Court ruling clarifies negligence, vicarious liability, and insurer subrogation in Philippine vehicular accident claims.
Shared Responsibility: Apportioning Liability Between Carriers and Arrastre Operators for Cargo Damage
Philippine Supreme Court clarifies when carriers and arrastre operators share liability for damaged cargo, and the rules on subrogation and prescription.
Subrogation Rights Prescription Period For Insurers Seeking Reimbursement
Philippine Supreme Court clarifies that an insurer's subrogation claim prescribes in 10 years, not 4, under Article 1144 of the Civil Code.
Shared Negligence Apportioning Liability IN Ship Repair Contracts Under Philippine LAW
Supreme Court ruling on shared negligence, limitation of liability clauses, and subrogation in ship repair contracts under Philippine law.
Supreme Court on Quasi-Delict Negligence in Vehicular Accidents: Subrogation and Vicarious Liability
The Supreme Court affirms insurer's subrogation claim, ruling on negligence, proximate cause, and vicarious liability in a vehicular accident case.
Demurrage Recovery in the Philippines: How Subrogation Protects Payers
Learn how legal subrogation allows an indent representative to collect demurrage from a defaulting buyer, as ruled by the Supreme Court.
Insurer's Subrogation Right Upheld Even Without Insurance Policy in Evidence
Supreme Court rules an insurer may recover as subrogee without presenting the insurance policy, as long as the loss and payment are established.