Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Trust Receipt vs. Loan: When a Security Agreement Becomes a Debt
Philippine Supreme Court ruling clarifies when a trust receipt arrangement is actually a loan, affecting liability and criminal exposure.
Tenants Rights and Landlords Title: Estoppel and Redemption in Lease Agreements
Learn how the Supreme Court ruled on repurchase agreements, estoppel, and landlord-tenant rights in foreclosure cases.
Third-Party Mortgages and Stay Orders: Scope Under Philippine Rehabilitation Law
Philippine Supreme Court clarifies that stay orders in corporate rehabilitation do not cover third-party or accommodation mortgages under the Interim Rules.
Falsification of Documents: Probable Cause and Presumptions of Regularity
A Supreme Court ruling clarifies when allegations of falsification are enough to warrant prosecution, and the weight given to notarized documents.
Arbitrator Impartiality and Third Party Influence in Philippine Arbitration Awards
When can a third party's conduct taint an arbitration award? The Supreme Court clarifies standards for vacating awards on grounds of evident partiality.
Rehabilitation vs Secured Interests: Balancing Creditor Rights in Corporate Recovery
Philippine Supreme Court ruling on how corporate rehabilitation balances secured creditors' rights with the need for equal treatment and recovery.
Personal Guarantees and Piercing the Corporate Veil: Lessons from Crisologo v. People
When corporate officers sign personal guarantees, they may face personal liability. The Supreme Court clarifies the limits in Crisologo v. People.
Redemption Rights Upheld: SSS Bound by Repurchase Agreement Despite Procedural Lapses
Supreme Court rules SSS must honor deed of conditional sale for foreclosed property, despite expired redemption period and internal procedural lapses.
Sheriffs' Duty of Timely Execution and Reporting: Lessons from Vicsal v. Dela Cruz-Buendia
A sheriff's failure to file timely returns and furnish parties copies constitutes simple neglect of duty, as ruled in Vicsal Development Corp. v. Dela Cruz-Buendia.
Credit Card Obligations Without Signed Agreements: When Interest Rates Bind
Supreme Court rules on credit card debt when no signed agreement exists, and when interest charges may be unenforceable.
Redundancy Programs Balancing Business Needs AND Employee Rights IN THE Philippines
Understand Philippine redundancy rules through Morales v. Metrobank: valid termination requires good faith, fair criteria, proper notice, and separation pay.
Constructive Dismissal When Reassignment Becomes Termination
When a bank replaced an employee before offering a new assignment, the Supreme Court ruled it was constructive dismissal, not valid management prerogative.
Court Employees Must Remit Judiciary Funds on Time: Full Restitution Does Not Erase Liability
Learn why a court employee who fully repaid missing funds still faced a P10,000 fine for delayed remittance of judiciary collections.
Jurisdiction Defined: Mixed Questions of Law and Fact in Appeals
The Supreme Court clarifies when an appeal raises mixed questions of law and fact, and why jurisdiction depends on the nature of the issues raised.
Mortgagee in Good Faith Doctrine Protects Banks Despite Simulated Property Sales
Philippine Supreme Court rules banks can retain mortgage rights even when mortgagors' titles trace back to simulated sales, if bank acted in good faith.
Delayed Remittance of Judiciary Funds: Accountability of Court Personnel Explained
The Supreme Court clarifies that delayed remittance of court collections is neglect of duty, even if shortages are later fully restituted.
Accretion vs. Dried Riverbeds: Who Owns the Land in the Philippines?
The Supreme Court clarifies that land formed by a dried-up riverbed belongs to the State, not adjacent owners. Learn the rules on accretion and land registration.
Bank Liability for Altered Checks and Employee Misconduct: Lessons from Westmont Bank v. Dela Rosa-Ramos
Philippine Supreme Court clarifies when banks are liable for altered checks and negligent employees, and how depositor contributory negligence affects damages.
Preliminary Injunction and Foreclosure: When Mortgagors Can Stop a Sale
The Supreme Court clarifies when a mortgagor may obtain a preliminary injunction to stop an extrajudicial foreclosure sale.
Verification Matters: Why Unverified Labor Claims Get Dismissed
Learn why the Supreme Court dismissed 99 workers' labor claims for lack of proper verification in Martos v. New San Jose Builders.
Trust Receipts vs Ordinary Loans: When Debt Restructuring Does Not Erase Criminal Liability
Philippine National Bank v. Soriano clarifies when restructuring a trust receipt loan does not extinguish criminal liability for estafa under PD 115.
Foreclosure vs Rehabilitation: When a Stay Order Takes Effect
A stay order in corporate rehabilitation does not undo a foreclosure completed before the petition. Ownership matters.
Loan Restructuring vs Foreclosure: Borrower Rights in the Philippines
When does a pending loan restructuring stop a bank from foreclosing? The Supreme Court explains borrower rights and limits.
Proof of Notice in B.P. 22 Cases: Registry Receipt Alone Insufficient
In B.P. 22 cases, a registry return receipt alone cannot prove notice of dishonor. Learn what evidence the prosecution must present.