Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Get a cited, plain-language answer from 184,000+ statutes and decisions — free, no sign-up.
Bank Liability for Forged Checks: Protecting Depositor Rights Under Philippine Law
Philippine Supreme Court ruling on bank liability for forged checks, depositor rights, and negligence in the banking relationship.
IN Pari Delicto NO Relief FOR Parties IN Illegal Banking Schemes
Indispensable Parties in Mortgage Annulment Cases: Insights from China Banking Corp. v. Oliver
When is a mortgagor indispensable in an annulment of mortgage case? The Supreme Court clarifies in China Banking Corp. v. Oliver.
Bank Foreclosure Redemption: When the One-Year Period Runs and What Law Applies
Philippine Supreme Court clarifies the one-year redemption period for bank foreclosures and the correct redemption price under the General Banking Act.
Floating Interest Rates and Trust Receipts: Solidbank Ruling on Bank Obligations and Corporate Liability
Philippine Supreme Court ruling on invalid floating interest rates, trust receipt transactions, and corporate officer liability in banking.
Banking Negligence Claims: Depositors Must Prove Unauthorized Transactions
Supreme Court ruling clarifies that depositors claiming unauthorized withdrawals must prove forgery or fraud, not just allege bank negligence.
Protecting Land Titles: The Limits of Collateral Attacks in Property Disputes
Learn how the Supreme Court protects registered land titles from collateral attacks, using the 2001 Tan v. Philippine Banking Corp. case.
Decoding Marginal Deposits: How Contract Clarity Prevents Banking Disputes in the Philippines
Learn from Security Bank v. Transworld how ambiguous trust receipt terms on marginal deposits led to a decade-long dispute.
Worthless Securities and Capital Loss: Tax Implications in the Philippines
Philippine tax law treats worthless equity investments as capital losses, deductible only against capital gains. China Banking Corp. case explains.
Rescission of Fraudulent Conveyances: Protecting Creditors' Rights in Property Transfers
When a debtor transfers property to evade creditors, the law allows rescission. China Banking Corp. v. Court of Appeals explains the rules.
Breach of Banking Duty: Bank Liable for Mortgage Fraud Due to Negligence in Identifying Impostors
Philippine Supreme Court holds bank liable for mortgage fraud when it failed to verify impostors' identity, applying the last clear chance doctrine.
Due Process in Philippine Banking: Defending Against Monetary Board Sanctions
Learn how the Supreme Court defined due process rights for bank officers facing Monetary Board sanctions in Busuego v. Court of Appeals.
Mandatory PCHC Arbitration for Bank Check Disputes in the Philippines
Philippine banks must settle check clearing disputes through PCHC arbitration before going to court, as explained in Allied Banking v. Court of Appeals.
Protecting Loan Security: How Mortgagees Can Secure Insurance Claims in the Philippines
Learn how mortgagees can secure insurance proceeds under Philippine law, based on the Supreme Court's ruling in Rizal Commercial Banking Corp. v. Goyu & Sons.
When Cases Become Pointless: Mootness and a Lawyer's Duty to the Court in Philippine Law
Explore the Supreme Court's ruling on procedural rules and the burden of proof in the Pacific Banking Corporation liquidation case.