Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Mortgage Foreclosure: What Happens When a Bank Consolidates Title Before Your Case Ends
Philippine Supreme Court ruling on bank consolidation of foreclosed property title, TRO effects, and borrower rights during pending litigation.
Mortgage Foreclosure After Death of a Debtor: Creditor Options in the Philippines
When a mortgagor dies, creditors have three legal options. Learn how extrajudicial foreclosure works under Philippine law.
Buyer Beware Understanding Mortgage Foreclosure Risks When Purchasing Property in the Philippines
Learn from Ligon v. Court of Appeals why buyers of mortgaged Philippine property face serious foreclosure risks and what due diligence requires.
Repossession Expenses and Chattel Mortgage Foreclosure: Understanding Mortgagor Liabilities
When foreclosure becomes a fait accompli, can a mortgagor still sue for damages? The Supreme Court clarifies the rule.
Mortgage Foreclosure in the Philippines: Protecting Your Rights Against Unilateral Interest Rate Hikes
Learn how the Supreme Court protects borrowers from unilateral interest rate hikes and what notice is required in Philippine mortgage foreclosures.
Mortgage Foreclosure Surplus: Mortgagor Rights to Excess Bid Proceeds in the Philippines
Philippine Supreme Court ruling on mortgagor rights to surplus proceeds from extrajudicial foreclosure sales and writ of possession.
Mortgage Foreclosure CAN Penalties From Promissory Notes BE Included
Recto Law Explained: Deficiency Claims After Chattel Mortgage Foreclosure
Understand Article 1484 (Recto Law) and when sellers can still recover attorney's fees after foreclosing on installment-sold personal property.