Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Mutuality of Contracts: Borrower's Right to Inspect Loan Sale Documents Under Rule 27
Supreme Court rules borrowers may compel production of loan sale agreements to verify consideration and exercise redemption rights under Article 1634.
Tenants Rights and Landlords Title: Estoppel and Redemption in Lease Agreements
Learn how the Supreme Court ruled on repurchase agreements, estoppel, and landlord-tenant rights in foreclosure cases.
Redemption Rights Upheld: SSS Bound by Repurchase Agreement Despite Procedural Lapses
Supreme Court rules SSS must honor deed of conditional sale for foreclosed property, despite expired redemption period and internal procedural lapses.
Agrarian Reform Abandonment Nullifies Redemption Rights Despite Equitable Mortgage
SC rules farmer-beneficiary's 11-year surrender of land to non-beneficiary is abandonment, forfeiting redemption rights under agrarian laws.
Dragnet Clauses and Foreclosure: Defining the Limits of Mortgage Security in the Philippines
A bank cannot inflate a foreclosure redemption price using a dragnet clause. The Supreme Court explains the limits of mortgage security.
Partial Redemption in Philippine Foreclosure: Can You Redeem Select Properties?
Philippine law allows partial redemption of foreclosed properties. Learn the rules, limits, and practical implications from a key Supreme Court ruling.
Redemption Rights and Capital Gains Tax in Foreclosure Sales: Key Lessons from Supreme Transliner v. BPI Famil
Philippine Supreme Court clarifies redemption price in bank foreclosure sales, including when capital gains tax applies and what charges are valid.
Foreclosure Redemption Rights: How to Protect Your Property in the Philippines
Learn how Philippine courts handle foreclosure disputes, redemption rights, and why settlement agreements often provide the best protection for homeowners facing bank foreclosure.
Redemption Rights DBP Foreclosures AND THE Imperative OF Full Debt Repayment
Redemption Rights in Tax Sales: When the One-Year Period Starts in Quezon City
The Supreme Court clarifies when the one-year redemption period starts for tax-delinquent properties sold at auction in Quezon City.
Redemption Rights Prioritizing Creditors IN Foreclosure Sales Under Philippine LAW
Compromise After Judgment Navigating Redemption Rights IN Agrarian Disputes
Blanket Mortgage Clause: Redemption Rights and Foreclosure Limits Explained
Learn how a blanket mortgage clause affects redemption rights, future loans, and foreclosure obligations under Philippine law.
Foreclosure Redemption Rights Under the Rural Banks Act and Property Law
The Supreme Court clarifies redemption periods for rural bank foreclosures under RA 720, emphasizing borrower disclosure duties and laches.
Tenant's Right of Redemption: Written Notice Requirement and the Perils of Wrong Appeal Remedy
Supreme Court clarifies tenant redemption rights require written notice, and errors in appeal mode are fatal to agrarian cases.
Tenant's Right of Redemption: Written Notice Is Key in Agrarian Reform
Supreme Court ruling on tenant redemption rights under RA 3844 and the importance of written notice in agrarian reform cases.
Tenant's Right of Redemption: Written Notice Is Mandatory in Agrarian Reform Cases
Philippine Supreme Court rules written notice to tenant and DAR is mandatory before redemption period can run under agrarian reform law.
Chattel Mortgage Foreclosure: Attaching Creditors, Notice, and the Equity of Redemption
When a chattel mortgage is foreclosed, who must receive notice of the sale? The Supreme Court clarifies the rights of attaching creditors.
Writ of Possession in Foreclosure: Validity and Grounds for Annulment
Learn when a writ of possession is ministerial, when redemption ends, and the remedy to annul a foreclosure sale.
Loss of Redemption Rights: Inheriting Property After Mortgage Foreclosure in the Philippines
When a mortgaged property is foreclosed and not redeemed, heirs lose inheritance rights. The Supreme Court explains why.
Co-Ownership and Redemption Rights: Key Lessons from Calma v. Santos
Learn how the Supreme Court resolved co-ownership disputes over a fishpond, covering notarized deeds, double sales, and legal redemption.
Redemption Rights in Foreclosure: Consignation of Redemption Price Is Mandatory
Philippine Supreme Court ruling: filing a judicial redemption action does not stop a writ of possession unless the redemption price is paid or consigned.
Redemption Rights: Why Written Notice From the Vendor Matters in Co-Ownership Sales
Philippine Supreme Court clarifies that the 30-day legal redemption period only starts upon written notice from the vendor, not from court decisions.
Redemption Rights Strict Tender Of Full Payment Required In Foreclosure Cases
Philippine Supreme Court ruling on strict tender of full payment for property redemption after extrajudicial foreclosure.