Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
Corporate Liability and Bouncing Checks: Clarifying the Scope of B.P. Blg. 22
The Supreme Court clarifies that corporations cannot be impleaded in B.P. 22 cases, but creditors may still pursue separate civil actions against them.
Disbarment for Misusing Blank Checks: Dishonesty and Abuse of Authority
A lawyer who filled up borrowers' blank checks and filed baseless criminal cases was disbarred for gross misconduct and dishonesty.
When Lawyers Issue Bouncing Checks: Administrative Liability Under Philippine Law
A lawyer who issues worthless checks faces suspension even after full payment. Learn the rules from a Supreme Court administrative case.
Fictitious Payee Rule and Bank Liability in Check Payments
When is a named payee "fictitious" under Philippine law? The Supreme Court explains who bears the loss when checks are paid without indorsement.
Estafa Conviction Overturned: The Critical Role of Notice in Bouncing Check Cases
The Supreme Court acquits Goretti Ong of estafa, ruling that failure to prove notice of dishonor is fatal to a bouncing check prosecution.
Investment or Loan? The Estafa Trap in Misrepresented Business Ventures
When a business deal fails, is it a breach of contract or estafa? The Supreme Court clarifies when false pretenses turn a failed investment into a criminal offense.
BP 22 Cases Not Suspended by Corporate Rehabilitation: Tiong Rosario v. Co
Corporate rehabilitation suspends claims against a company, but not criminal prosecution of officers for bouncing checks under BP 22.
Bouncing Checks and Iniquitous Interest: When a Civil Case Cannot Stop a Criminal Prosecution
Learn when a dispute over unconscionable interest rates can—and cannot—suspend criminal prosecutions for bouncing checks under BP 22.
B.P. 22 Appeals: Failure to Serve Solicitor General Justifies Dismissal
Learn why failing to serve the Solicitor General in a B.P. 22 appeal can be fatal, and what procedural rules apply.
Judicial Impartiality When Doubts Warrant Disqualification
A Supreme Court ruling on financial accountability of court personnel and the duty of clerks of court to safeguard judicial funds.
Banks' Duty to Depositors: No Unilateral Freezing Without Court Order
Supreme Court rules banks cannot unilaterally freeze depositor accounts based on mere suspicion, reaffirming fiduciary duty to treat accounts with meticulous care.
Crossed Checks and Collecting Banks: Who Bears the Loss for Wrong Endorsement?
Learn when a collecting bank is liable for depositing a crossed check into the wrong account, and the duty to verify endorsements.
Cashier's Check as Bank's Primary Obligation: Holder in Due Course Rights
Philippine Supreme Court ruling on cashier's checks, holder in due course status, and bank liability explained in plain language.
Written Notice of Dishonor Is Essential in B.P. 22 Cases: Bax v. People
The Supreme Court clarifies that oral demands do not suffice—written notice of dishonor is required to convict under the Bouncing Checks Law.
Bouncing Checks and Hearsay: BP 22 Conviction Upheld Despite Evidentiary Challenges
The Supreme Court explains when hearsay testimony may be admitted in a Bouncing Checks case, and why a BP 22 conviction can stand.
B.P. 22 Issuing a Worthless Check Is a Crime Regardless of Intent
The Supreme Court affirms that issuing a worthless check is a crime under B.P. 22, regardless of the issuer's intent or purpose.
Protecting Your Property Investments Understanding Grace Periods AND Cancellation IN Philippine Real Estate Co
Learn how Philippine law protects real estate buyers on installment, including grace periods, cancellation rules, and cash surrender value rights under RA 6552.
Finality Prevails: Why Attempts to Reopen a Settled Bouncing Checks Case Fail
The Supreme Court explains why final judgments cannot be reopened through belated claims of newly discovered evidence in a B.P. 22 case.
New Trial After Final Judgment: The Dinglasan Case on B.P. 22 and Procedural Remedies
When can a convicted accused seek a new trial based on newly discovered evidence? The Supreme Court explains the limits.
B.P. 22 Conviction Requires Proper Presentation of Notice of Dishonor: The Tan Case
A B.P. 22 conviction requires the prosecution to properly present the notice of dishonor in court; failure to do so negates the presumption of knowledge of insufficient funds.
Change of Name Petitions: Substantial Compliance with Jurisdictional Requirements
Supreme Court rules on change of name petitions, publication requirements, and jurisdictional compliance under Rule 103.
Bouncing Checks and Criminal Intent: Upholding Strict Liability Under BP 22
The Supreme Court affirms that BP 22 punishes the mere issuance of a bouncing check, regardless of intent or purpose.
Demand NOT Always Needed When Philippine Banks CAN Foreclose Without Prior Notice
Philippine Supreme Court clarifies when banks may foreclose without prior demand, and limits on preliminary injunctions against foreclosure.
Bouncing Checks and Lawyer Discipline: When Professional Ethics Extend Beyond Legal Practice
A lawyer who issues bouncing checks for his corporation can be disciplined. The Supreme Court explains why.