Legal Insights
Plain-language guides and case briefs on Philippine law — researched from the firm's law library of 184,000+ statutes, Supreme Court decisions, and agency issuances, and written so non-lawyers can understand and act on them.
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Sheriffs, Foreclosure, and the Duty to Follow Court Procedure
In Ta-Octa v. Eguia, the Supreme Court fined two sheriffs for skipping the mandatory raffle in an extrajudicial foreclosure, stressing strict compliance with court rules.
Judicial Accountability: Fines for Sheriffs Who Skip Raffle in Foreclosure Cases
Supreme Court fines sheriffs P1,000 each for failing to raffle an extrajudicial foreclosure petition, underscoring strict compliance with court procedure.
Redemption Rights Upholding Timely Redemption IN Foreclosure Cases
Explaining the one-year redemption period in extrajudicial foreclosures and why a redemption made on the last day is valid.
Navigating Extrajudicial Foreclosure Safeguarding Rights AND Streamlining Procedures
Redemption Rights Demand Strict Compliance and Timely Tender of Full Payment
Philippine Supreme Court ruling on strict compliance with redemption periods and the requirement of timely, full tender in extrajudicial foreclosure.
Extrajudicial Foreclosure and Redemption: Lessons from DBP v. Piñeda
Learn how the Supreme Court clarified the one-year redemption period in extrajudicial foreclosure and the good faith rule for mortgagee possession.
Mortgage Foreclosure After Death of a Debtor: Creditor Options in the Philippines
When a mortgagor dies, creditors have three legal options. Learn how extrajudicial foreclosure works under Philippine law.
Validating Foreclosure Sales: Due Process and Property Rights in Philippine Law
A 1999 Supreme Court ruling explains when extrajudicial foreclosure sales are valid despite claims of defective notice, low price, or holiday sale.
Foreclosure Rights Understanding Redemption Periods AND Legal Recourse IN THE Philippines
Philippine Supreme Court ruling on writs of possession in extrajudicial foreclosure when tenants occupy the property.
Mortgage Foreclosure Surplus: Mortgagor Rights to Excess Bid Proceeds in the Philippines
Philippine Supreme Court ruling on mortgagor rights to surplus proceeds from extrajudicial foreclosure sales and writ of possession.
Venue Stipulations in Contracts: When Do They Override General Rules?
Philippine Supreme Court clarifies when contractual venue stipulations bind parties and when general venue rules prevail in extrajudicial foreclosures.
Extrajudicial Foreclosure Venue: Why Judges Must Follow Act 3135, Not the Rules of Court
A judge's fine for gross ignorance of the law clarifies that extrajudicial foreclosure venue follows Act 3135, not general venue rules.
Extrajudicial Foreclosure: When Notice and Publication Are Valid
A Supreme Court ruling clarifies what counts as proper notice and publication in extrajudicial foreclosures, protecting buyers and lenders.